SBA Ledger

States › Florida › FY2026

FY2026 to date1 Oct 2025 – 30 Jun 2026

SBA loans in Florida, FY2026

That fiscal year's approvals by lender and by county.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 3,723 loans in Florida: 3,299 under 7(a) and 424 under 504, worth $2.37bn.

The fiscal year is still open, so these counts will grow with each quarterly release.

Florida accounted for 8.2% of the 45,283 approvals nationwide that year. 199 lenders had at least one approval in the state; Newtek Bank, National Association had the most, 562.

3,723approvals to date
$2.37bndollars approved
$250Kmedian 7(a) approvalFY2025: $220K
199lenders with an approval
37,512jobs supported, as reported

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Approvals by lender

The 40 lenders with the most approvals to Florida businesses in FY2026, of 199 active.

#LenderProgramApprovalsDollarsShare of stateFY2025Change
1Newtek Bank, National Association7(a)562$151M15.1%631—
2TD Bank, National Association7(a)317$49.3M8.5%692—
3Northeast Bank7(a)312$57.0M8.4%709—
4Florida Business Development Corporation504223$241M6.0%342—
5Florida First Capital Finance Corporation, Inc.504177$230M4.8%330—
6The Huntington National Bank7(a)177$104M4.8%438—
7Readycap Lending, LLC7(a)165$51.5M4.4%377—
8Live Oak Banking Company7(a)153$153M4.1%206—
9CenTrust Bank, A Division of SmartBiz Bank National Association7(a)95$18.1M2.6%47—
10JPMorgan Chase Bank, National Association7(a)88$20.5M2.4%215—
11Bank of America, National Association7(a)66$41.0M1.8%171—
12United Midwest Savings Bank National Association7(a)64$25.5M1.7%121—
13Celtic Bank Corporation7(a)59$18.9M1.6%107—
14First Bank of the Lake7(a)50$34.3M1.3%79—
15Lendistry SBLC, LLC7(a)45$7.4M1.2%170—
16Fifth Third Bank7(a)42$30.9M1.1%59—
17First Internet Bank of Indiana7(a)35$43.0M0.9%111—
18Climate First Bank7(a)32$27.5M0.9%38—
19Wells Fargo Bank National Association7(a)29$16.6M0.8%174—
20Regions Bank7(a)29$15.2M0.8%46—
21Stone Bank7(a)28$8.0M0.8%45—
22Paradise Bank7(a)27$40.3M0.7%24—
23Harvest Small Business Finance, LLC7(a)25$26.8M0.7%48—
24U.S. Bank, National Association7(a)25$12.1M0.7%18—
25Byline Bank7(a)22$28.8M0.6%45—
26Citizens Bank7(a)21$16.9M0.6%38—
27Valley National Bank7(a)20$22.6M0.5%30—
28Sunshine State Economic Development Corporation50420$21.9M0.5%34—
29Grasshopper Bank National Association7(a)20$15.6M0.5%25—
30Gulf Coast Bank and Trust Company7(a)19$14.8M0.5%19—
31Pathward National Association7(a)18$31.5M0.5%17—
32Beacon Bank and Trust7(a)18$27.4M0.5%21—
33The Fidelity Bank7(a)18$13.1M0.5%6—
34Colony Bank7(a)18$11.6M0.5%27—
35Hancock Whitney Bank7(a)18$9.7M0.5%28—
36Truist Bank7(a)17$23.3M0.5%34—
37SouthState Bank, National Association7(a)16$6.4M0.4%66—
38iTHINK Financial Credit Union7(a)16$6.3M0.4%21—
39CDC Small Business Finance Corp.7(a)16$3.0M0.4%30—
40Cogent Bank7(a)15$8.8M0.4%19—

Approvals by county

#CountyApprovalsDollarsShare of stateFY2025Change
1Miami-Dade County666$329M17.9%1,364—
2Broward County406$265M10.9%827—
3Palm Beach County330$215M8.9%569—
4Hillsborough County299$173M8.0%504—
5Orange County241$185M6.5%507—
6Pinellas County201$112M5.4%301—
7Lee County125$106M3.4%230—
8Duval County112$81.7M3.0%270—
9Brevard County90$51.3M2.4%174—
10Volusia County84$61.7M2.3%130—
11Seminole County84$56.9M2.3%161—
12Sarasota County82$61.4M2.2%185—
13Manatee County78$55.1M2.1%128—
14Pasco County76$33.8M2.0%145—
15Polk County71$48.3M1.9%132—
16Lake County71$42.5M1.9%100—
17Collier County66$50.2M1.8%105—
18St. Johns County65$47.1M1.7%132—
19Osceola County58$34.5M1.6%114—
20St. Lucie County55$28.5M1.5%90—
21Martin County39$32.8M1.0%71—
22Marion County38$33.1M1.0%73—
23Escambia County35$26.8M0.9%52—
24Okaloosa County33$23.4M0.9%50—
25Indian River County30$28.1M0.8%53—
26Charlotte County30$16.4M0.8%56—
27Walton County26$16.7M0.7%35—
28Bay County24$16.5M0.6%44—
29Alachua County23$21.0M0.6%45—
30Clay County23$13.9M0.6%32—
31Hernando County21$10.9M0.6%36—
32Leon County18$11.2M0.5%55—
33Monroe County15$12.6M0.4%24—
34Citrus County15$10.8M0.4%19—
35Santa Rosa County13$3.8M0.3%41—
36Nassau County13$6.4M0.3%19—
37Flagler County11$5.6M0.3%24—
38Sumter County9$12.6M0.2%7—
39Highlands County9$7.4M0.2%18—
40Columbia County5$5.0M0.1%8—

The 40 counties with the most approvals; every county is on the Florida page.

FY2026 against FY2025

FloridaFY2026 to dateFY2025
7(a) approvals3,2996,302
7(a) dollars$1.87bn$3.22bn
Median 7(a) approval$250K$220K
504 approvals424713
504 dollars$506M$774M
Jobs supported, as reported37,51266,371

Questions and answers

Which lenders made the most SBA loans in Florida in FY2026?

Newtek Bank, National Association (562), TD Bank, National Association (317), Northeast Bank (312), Florida Business Development Corporation (223), Florida First Capital Finance Corporation, Inc. (177). 199 lenders had at least one approval.

How many SBA loans were approved in Florida in FY2026?

3,723 to 30 Jun 2026: 3,299 under 7(a) worth $1.87bn and 424 under 504 worth $506M.

Which Florida counties had the most SBA approvals in FY2026?

Miami-Dade County (666), Broward County (406), Palm Beach County (330), Hillsborough County (299), Orange County (241).

When does FY2026 start and end?

The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error