FY2026 to date1 Oct 2025 – 30 Jun 2026
SBA loans in Georgia, FY2026
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 1,289 loans in Georgia: 1,148 under 7(a) and 141 under 504, worth $1.00bn.
The fiscal year is still open, so these counts will grow with each quarterly release.
Georgia accounted for 2.8% of the 45,283 approvals nationwide that year. 147 lenders had at least one approval in the state; Newtek Bank, National Association had the most, 172.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Georgia businesses in FY2026, of 147 active.
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|
| 1 | Fulton County | 242 | $150M | 18.8% | 426 | — |
| 2 | Gwinnett County | 174 | $137M | 13.5% | 367 | — |
| 3 | Cobb County | 114 | $90.6M | 8.8% | 249 | — |
| 4 | DeKalb County | 99 | $80.8M | 7.7% | 190 | — |
| 5 | Forsyth County | 53 | $52.6M | 4.1% | 93 | — |
| 6 | Cherokee County | 51 | $26.6M | 4.0% | 105 | — |
| 7 | Chatham County | 40 | $48.8M | 3.1% | 76 | — |
| 8 | Hall County | 33 | $32.3M | 2.6% | 55 | — |
| 9 | Henry County | 32 | $20.2M | 2.5% | 74 | — |
| 10 | Clayton County | 28 | $17.1M | 2.2% | 44 | — |
| 11 | Columbia County | 23 | $16.8M | 1.8% | 28 | — |
| 12 | Douglas County | 20 | $17.4M | 1.6% | 33 | — |
| 13 | Fayette County | 18 | $21.6M | 1.4% | 47 | — |
| 14 | Richmond County | 18 | $15.9M | 1.4% | 23 | — |
| 15 | Barrow County | 16 | $8.9M | 1.2% | 25 | — |
| 16 | Rockdale County | 14 | $16.9M | 1.1% | 39 | — |
| 17 | Muscogee County | 14 | $10.3M | 1.1% | 36 | — |
| 18 | Houston County | 13 | $12.2M | 1.0% | 25 | — |
| 19 | Jackson County | 13 | $10.4M | 1.0% | 22 | — |
| 20 | Carroll County | 11 | $5.6M | 0.9% | 31 | — |
| 21 | Troup County | 10 | $7.0M | 0.8% | 14 | — |
| 22 | Paulding County | 10 | $3.5M | 0.8% | 29 | — |
| 23 | Clarke County | 9 | $9.7M | 0.7% | 25 | — |
| 24 | Floyd County | 8 | $8.7M | 0.6% | 11 | — |
| 25 | Bartow County | 8 | $7.3M | 0.6% | 23 | — |
| 26 | Coweta County | 7 | $6.8M | 0.5% | 35 | — |
| 27 | Thomas County | 7 | $5.6M | 0.5% | 4 | — |
| 28 | Lowndes County | 7 | $8.7M | 0.5% | 19 | — |
| 29 | Walton County | 7 | $4.3M | 0.5% | 16 | — |
| 30 | Bryan County | 7 | $3.7M | 0.5% | 10 | — |
| 31 | Effingham County | 6 | $7.5M | 0.5% | 11 | — |
| 32 | Pickens County | 6 | $4.8M | 0.5% | 13 | — |
| 33 | Coffee County | 6 | $1.7M | 0.5% | 9 | — |
| 34 | Oconee County | 6 | $3.0M | 0.5% | 14 | — |
| 35 | Gilmer County | 5 | $3.1M | 0.4% | 5 | — |
| 36 | Glynn County | 5 | $15.0M | 0.4% | 14 | — |
| 37 | Habersham County | 5 | $7.0M | 0.4% | 9 | — |
| 38 | Polk County | 5 | $3.9M | 0.4% | 1 | — |
| 39 | Upson County | 5 | $2.8M | 0.4% | 3 | — |
| 40 | Dougherty County | 4 | $6.9M | 0.3% | 3 | — |
The 40 counties with the most approvals; every county is on the Georgia page.
FY2026 against FY2025
| Georgia | FY2026 to date | FY2025 |
|---|---|---|
| 7(a) approvals | 1,148 | 2,374 |
| 7(a) dollars | $775M | $1.53bn |
| Median 7(a) approval | $315K | $300K |
| 504 approvals | 141 | 189 |
| 504 dollars | $225M | $268M |
| Jobs supported, as reported | 15,479 | 26,354 |
Questions and answers
Which lenders made the most SBA loans in Georgia in FY2026?
Newtek Bank, National Association (172), Northeast Bank (89), Live Oak Banking Company (61), Readycap Lending, LLC (60), Florida Business Development Corporation (44). 147 lenders had at least one approval.
How many SBA loans were approved in Georgia in FY2026?
1,289 to 30 Jun 2026: 1,148 under 7(a) worth $775M and 141 under 504 worth $225M.
Which Georgia counties had the most SBA approvals in FY2026?
Fulton County (242), Gwinnett County (174), Cobb County (114), DeKalb County (99), Forsyth County (53).
When does FY2026 start and end?
The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error