FY20251 Oct 2024 – 30 Sep 2025
SBA loans in Wyoming, FY2025
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2025 (1 October 2024 to 30 September 2025) SBA approved 168 loans in Wyoming: 146 under 7(a) and 22 under 504, worth $81.7M.
That is up 40% on FY2024, when there were 120 approvals worth $70.2M.
Wyoming accounted for 0.2% of the 84,840 approvals nationwide that year. 46 lenders had at least one approval in the state; Northeast Bank had the most, 29.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Wyoming businesses in FY2025, of 46 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2024 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Northeast Bank | 7(a) | 29 | $4.3M | 17.3% | 4 | +25 |
| 2 | Newtek Bank, National Association | 7(a) | 18 | $5.6M | 10.7% | 14 | +4 |
| 3 | Mountain West Small Business Finance | 504 | 14 | $11.4M | 8.3% | 13 | +1 |
| 4 | U.S. Bank, National Association | 7(a) | 13 | $831K | 7.7% | 3 | +10 |
| 5 | Wyoming Capital Access | 504 | 7 | $2.2M | 4.2% | 5 | +2 |
| 6 | Zions Bank, A Division of | 7(a) | 7 | $451K | 4.2% | 0 | new |
| 7 | Readycap Lending, LLC | 7(a) | 5 | $1.8M | 3.0% | 4 | +1 |
| 8 | The Huntington National Bank | 7(a) | 5 | $1.7M | 3.0% | 2 | +3 |
| 9 | First Northern Bank of Wyoming | 7(a) | 5 | $1.1M | 3.0% | 1 | +4 |
| 10 | Celtic Bank Corporation | 7(a) | 5 | $700K | 3.0% | 1 | +4 |
| 11 | Live Oak Banking Company | 7(a) | 4 | $4.3M | 2.4% | 9 | -5 |
| 12 | BayFirst National Bank | 7(a) | 4 | $482K | 2.4% | 1 | +3 |
| 13 | Wells Fargo Bank National Association | 7(a) | 4 | $60K | 2.4% | 4 | 0 |
| 14 | First Internet Bank of Indiana | 7(a) | 3 | $5.1M | 1.8% | 0 | new |
| 15 | Community Banks of Colorado, A Division of NBH Bank | 7(a) | 3 | $1.7M | 1.8% | 4 | -1 |
| 16 | Platte Valley Bank | 7(a) | 3 | $248K | 1.8% | 6 | -3 |
| 17 | Pathward National Association | 7(a) | 2 | — | 1.2% | 0 | new |
| 18 | Port 51 Lending LLC | 7(a) | 2 | — | 1.2% | 0 | new |
| 19 | US Metro Bank | 7(a) | 2 | — | 1.2% | 0 | new |
| 20 | Riverstone Bank | 7(a) | 2 | — | 1.2% | 1 | +1 |
| 21 | Climate First Bank | 7(a) | 2 | — | 1.2% | 0 | new |
| 22 | United Midwest Savings Bank National Association | 7(a) | 2 | — | 1.2% | 1 | +1 |
| 23 | Wyoming Capital Access | 7(a) | 2 | — | 1.2% | 0 | new |
| 24 | Shoreham Bank | 7(a) | 2 | — | 1.2% | 0 | new |
| 25 | Jonah Bank of Wyoming | 7(a) | 2 | — | 1.2% | 2 | 0 |
| 26 | Bank of Bridger National Association | 7(a) | 1 | — | 0.6% | 6 | -5 |
| 27 | Northwest Bank | 7(a) | 1 | — | 0.6% | 0 | new |
| 28 | FDIC - Community Bank & Trust-West Georgia | 7(a) | 1 | — | 0.6% | 0 | new |
| 29 | Gulf Coast Bank and Trust Company | 7(a) | 1 | — | 0.6% | 0 | new |
| 30 | State Nebraska Bank & Trust | 7(a) | 1 | — | 0.6% | 0 | new |
| 31 | Byline Bank | 7(a) | 1 | — | 0.6% | 1 | 0 |
| 32 | Hanmi Bank | 7(a) | 1 | — | 0.6% | 0 | new |
| 33 | FMS Bank | 7(a) | 1 | — | 0.6% | 0 | new |
| 34 | Mission Valley Bank | 7(a) | 1 | — | 0.6% | 0 | new |
| 35 | First National Bank of Omaha | 7(a) | 1 | — | 0.6% | 1 | 0 |
| 36 | All Capital Bank | 7(a) | 1 | — | 0.6% | 1 | 0 |
| 37 | Platte Valley Bank | 7(a) | 1 | — | 0.6% | 0 | new |
| 38 | JPMorgan Chase Bank, National Association | 7(a) | 1 | — | 0.6% | 2 | -1 |
| 39 | Central Minnesota Development Company | 504 | 1 | — | 0.6% | 0 | new |
| 40 | CDC Small Business Finance Corp. | 7(a) | 1 | — | 0.6% | 0 | new |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2024 | Change |
|---|---|---|---|---|---|---|
| 1 | Laramie County | 39 | $24.4M | 23.2% | 19 | +20 |
| 2 | Sheridan County | 36 | $18.7M | 21.4% | 18 | +18 |
| 3 | Natrona County | 21 | $4.9M | 12.5% | 14 | +7 |
| 4 | Teton County | 18 | $4.3M | 10.7% | 8 | +10 |
| 5 | Campbell County | 12 | $5.6M | 7.1% | 9 | +3 |
| 6 | Albany County | 8 | $4.7M | 4.8% | 7 | +1 |
| 7 | Fremont County | 6 | $747K | 3.6% | 4 | +2 |
| 8 | Sweetwater County | 5 | $3.9M | 3.0% | 3 | +2 |
| 9 | Park County | 5 | $5.1M | 3.0% | 8 | -3 |
| 10 | Uinta County | 3 | $1.6M | 1.8% | 8 | -5 |
| 11 | Johnson County | 3 | $678K | 1.8% | 0 | new |
| 12 | Sublette County | 3 | $876K | 1.8% | 0 | new |
| 13 | Lincoln County | 2 | — | 1.2% | 5 | -3 |
| 14 | Carbon County | 2 | — | 1.2% | 4 | -2 |
| 15 | Washakie County | 2 | — | 1.2% | 2 | 0 |
| 16 | Converse County | 1 | — | 0.6% | 1 | 0 |
| 17 | Goshen County | 1 | — | 0.6% | 2 | -1 |
| 18 | Hot Springs County | 1 | — | 0.6% | 1 | 0 |
FY2025 against FY2024
| Wyoming | FY2025 | FY2024 |
|---|---|---|
| 7(a) approvals | 146 | 102 |
| 7(a) dollars | $67.8M | $54.6M |
| Median 7(a) approval | $150K | $250K |
| 504 approvals | 22 | 18 |
| 504 dollars | $13.9M | $15.6M |
| Jobs supported, as reported | 1,305 | 1,181 |
Questions and answers
Which lenders made the most SBA loans in Wyoming in FY2025?
Northeast Bank (29), Newtek Bank, National Association (18), Mountain West Small Business Finance (14), U.S. Bank, National Association (13), Wyoming Capital Access (7). 46 lenders had at least one approval.
How many SBA loans were approved in Wyoming in FY2025?
168: 146 under 7(a) worth $67.8M and 22 under 504 worth $13.9M.
Which Wyoming counties had the most SBA approvals in FY2025?
Laramie County (39), Sheridan County (36), Natrona County (21), Teton County (18), Campbell County (12).
When does FY2025 start and end?
The federal fiscal year 2025 runs from 1 October 2024 to 30 September 2025.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error