States › California › Shasta County
County27th of 58 in California by approvalsFIPS 06089
SBA loans in Shasta County, California
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Shasta County, California, received 222 SBA loan approvals worth $159M in FY2021 to FY2025 (174 7(a), 48 504).
That is 49.2 approvals per 1,000 business establishments (4,508 establishments in 2023), above the California figure of 40.8 and above the national 41.0.
It ranks 27th of 58 California counties with approvals. In FY2025 there were 52, up 33% on FY2024.
41 lenders had approvals here; the most active were Plumas Bank (70), Greater Sacramento Certified Development Corporation (20) and Superior California Economic Development, Inc. (19). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Shasta County
By number of approvals to businesses in the county, FY2021–FY2025; 41 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Plumas BankQuincy, CA | 70 | $35.3M | 31.5% | |
| 2 | Greater Sacramento Certified Development CorporationNorth Highlands, CA · CDC | 20 | $11.1M | 9.0% | |
| 3 | Superior California Economic Development, Inc.Redding, CA · CDC | 19 | $8.4M | 8.6% | |
| 4 | Live Oak Banking CompanyWilmington, NC | 10 | $16.4M | 4.5% | |
| 5 | U.S. Bank, National AssociationCincinnati, OH | 9 | $5.3M | 4.1% | |
| 6 | Columbia BankLake Oswego, OR | 9 | $2.9M | 4.1% | |
| 7 | Celtic Bank CorporationSalt Lake City, UT | 8 | $18.6M | 3.6% | |
| 8 | JPMorgan Chase Bank, National AssociationColumbus, OH | 7 | $3.2M | 3.2% | |
| 9 | Northeast BankLewiston, ME | 7 | $742K | 3.2% | |
| 10 | Wells Fargo Bank National AssociationSioux Falls, SD | 7 | $388K | 3.2% | |
| 11 | Banner BankWalla Walla, WA | 5 | $1.2M | 2.3% | |
| 12 | BayFirst National BankSaint Petersburg, FL | 5 | $750K | 2.3% | |
| 13 | Readycap Lending, LLCBerkeley Heights, NJ | 4 | $5.6M | 1.8% | |
| 14 | Five Star BankRancho Cordova, CA | 3 | $1.7M | 1.4% | |
| 15 | Pathward National AssociationSioux Falls, SD | 3 | $1.1M | 1.4% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 21 | 9.5% | |
| 2 | Traveler AccommodationNAICS 7211 | 12 | 5.4% | |
| 3 | Automotive Repair and MaintenanceNAICS 8111 | 11 | 5.0% | |
| 4 | Gasoline StationsNAICS 4571 | 10 | 4.5% | |
| 5 | Offices of Other Health PractitionersNAICS 6213 | 8 | 3.6% | |
| 6 | Other Motor Vehicle DealersNAICS 4412 | 7 | 3.2% | |
| 7 | Offices of PhysiciansNAICS 6211 | 6 | 2.7% | |
| 8 | Offices of DentistsNAICS 6212 | 5 | 2.3% | |
| 9 | Other Amusement and Recreation IndustriesNAICS 7139 | 5 | 2.3% | |
| 10 | Building Equipment ContractorsNAICS 2382 | 5 | 2.3% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Retail Trade | 38 | 17.1% | |
| 2 | Accommodation and Food Services | 36 | 16.2% | |
| 3 | Health Care and Social Assistance | 32 | 14.4% | |
| 4 | Construction | 20 | 9.0% | |
| 5 | Other Services (except Public Administration) | 19 | 8.6% | |
| 6 | Professional, Scientific, and Technical Services | 11 | 5.0% | |
| 7 | Manufacturing | 10 | 4.5% | |
| 8 | Wholesale Trade | 10 | 4.5% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 26 | $5.8M | $51K | 6 | $3.1M | 32 | 386 |
| FY2025 | 40 | $23.5M | $190K | 12 | $6.6M | 52 | 417 |
| FY2024 | 33 | $18.1M | $200K | 6 | $7.0M | 39 | 301 |
| FY2023 | 27 | $25.4M | $250K | 9 | $4.9M | 36 | 379 |
| FY2022 | 32 | $16.8M | $264K | 10 | $6.6M | 42 | 553 |
| FY2021 | 42 | $43.4M | $546K | 11 | $6.9M | 53 | 632 |
| FY2020 | 35 | $17.4M | $250K | 9 | $5.5M | 44 | 369 |
| FY2019 | 40 | $19.3M | $188K | 9 | $3.9M | 49 | 428 |
| FY2018 | 51 | $12.1M | $120K | 7 | $4.2M | 58 | 854 |
| FY2017 | 35 | $16.5M | $125K | 12 | $13.5M | 47 | 369 |
| FY2016 | 40 | $17.7M | $171K | 12 | $4.6M | 52 | 528 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 250 approvals.
Against California and the country
| FY2021–FY2025 | Shasta County | California | United States |
|---|---|---|---|
| Approvals | 222 | 42,016 | 342,825 |
| Approvals per 1,000 establishments | 49.2 | 40.8 | 41.0 |
| Median 7(a) approval | $251K | $250K | $190K |
| Median 504 approval | $409K | $884K | $657K |
| Average approval | $717K | $733K | $573K |
| 504 share of approvals | 21.6% | 17.2% | 11.0% |
| Jobs supported per approval, as reported | 10.3 | 11.0 | 10.5 |
| Share of state approvals | 0.5% | 100.0% | — |
Approval sizes
- $50,000 or less14.0%31
- $50,001 to $150,00013.1%29
- $150,001 to $350,00026.1%58
- $350,001 to $1 million29.3%65
- $1 million to $2 million9.0%20
- Over $2 million8.6%19
Age of the businesses
- Existing, more than 2 years old65.8%146
- New business, 2 years or less11.7%26
- Startup, loan funds will open the business11.7%26
- Change of ownership10.4%23
- Not answered0.5%1
Questions and answers
Which lenders make the most SBA loans in Shasta County?
By approvals in FY2021 to FY2025: Plumas Bank (70), Greater Sacramento Certified Development Corporation (20), Superior California Economic Development, Inc. (19), Live Oak Banking Company (10), U.S. Bank, National Association (9). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Shasta County?
The median 7(a) approval was $251K and the median 504 approval $409K; the California 7(a) median was $250K.
Which industries get the most SBA loans in Shasta County?
Restaurants and Other Eating Places (21); Traveler Accommodation (12); Automotive Repair and Maintenance (11); Gasoline Stations (10); Offices of Other Health Practitioners (8).
Is SBA lending in Shasta County rising?
Approvals in the three latest complete fiscal years total 127, against 139 in the three before: broadly level (-9%).
How does Shasta County compare with the rest of California?
49.2 approvals per 1,000 establishments against 40.8 statewide, and 222 of the state's 42,016 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error