States › Iowa › Pottawattamie County
County13th of 94 in Iowa by approvalsFIPS 19155
SBA loans in Pottawattamie County, Iowa
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Pottawattamie County, Iowa, received 42 SBA loan approvals worth $23.6M in FY2021 to FY2025 (32 7(a), 10 504).
That is 21.9 approvals per 1,000 business establishments (1,920 establishments in 2023), below the Iowa figure of 27.0 and below the national 41.0.
It ranks 13th of 94 Iowa counties with approvals. In FY2025 there were 16.
19 lenders had approvals here; the most active were Iowa Business Growth Company (8), U.S. Bank, National Association (5) and The Huntington National Bank (4). The most common industry was general freight trucking.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Pottawattamie County
By number of approvals to businesses in the county, FY2021–FY2025; 19 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Iowa Business Growth CompanyJohnston, IA · CDC | 8 | $3.0M | 19.0% | |
| 2 | U.S. Bank, National AssociationCincinnati, OH | 5 | $253K | 11.9% | |
| 3 | The Huntington National BankColumbus, OH | 4 | $6.2M | 9.5% | |
| 4 | Arbor BankNebraska City, NE | 4 | $521K | 9.5% | |
| 5 | Associated Bank National AssociationGreen Bay, WI | 3 | $2.1M | 7.1% | |
| 6 | Siouxland Economic Development CorporationSioux City, IA · CDC | 2 | — | 4.8% | |
| 7 | UMB Bank, National AssociationKansas City, MO | 2 | — | 4.8% | |
| 8 | First National Bank of OmahaOmaha, NE | 2 | — | 4.8% | |
| 9 | JPMorgan Chase Bank, National AssociationColumbus, OH | 2 | — | 4.8% | |
| 10 | GBankLas Vegas, NV | 1 | — | 2.4% | |
| 11 | Byline BankChicago, IL | 1 | — | 2.4% | |
| 12 | Readycap Lending, LLCBerkeley Heights, NJ | 1 | — | 2.4% | |
| 13 | MVB Bank, Inc.Fairmont, WV | 1 | — | 2.4% | |
| 14 | First Business BankMadison, WI | 1 | — | 2.4% | |
| 15 | BankVistaSartell, MN | 1 | — | 2.4% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | General Freight TruckingNAICS 4841 | 5 | 11.9% | |
| 2 | Building Equipment ContractorsNAICS 2382 | 4 | 9.5% | |
| 3 | Building Finishing ContractorsNAICS 2383 | 3 | 7.1% | |
| 4 | Other Fabricated Metal Product ManufacturingNAICS 3329 | 2 | 4.8% | |
| 5 | Residential Building ConstructionNAICS 2361 | 2 | 4.8% | |
| 6 | Local Messengers and Local DeliveryNAICS 4922 | 2 | 4.8% | |
| 7 | Other Specialty Trade ContractorsNAICS 2389 | 2 | 4.8% | |
| 8 | Offices of Other Health PractitionersNAICS 6213 | 2 | 4.8% | |
| 9 | Computer Systems Design and Related ServicesNAICS 5415 | 2 | 4.8% | |
| 10 | Automotive Repair and MaintenanceNAICS 8111 | 2 | 4.8% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 11 | 26.2% | |
| 2 | Transportation and Warehousing | 8 | 19.0% | |
| 3 | Professional, Scientific, and Technical Services | 5 | 11.9% | |
| 4 | Manufacturing | 3 | 7.1% | |
| 5 | Health Care and Social Assistance | 3 | 7.1% | |
| 6 | Accommodation and Food Services | 2 | 4.8% | |
| 7 | Other Services (except Public Administration) | 2 | 4.8% | |
| 8 | Wholesale Trade | 2 | 4.8% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 3 | $2.4M | $568K | 3 | $6.7M | 6 | 112 |
| FY2025 | 15 | $7.2M | $200K | 1 | — | 16 | 153 |
| FY2024 | 6 | $3.0M | $50K | 1 | — | 7 | 52 |
| FY2023 | 0 | — | — | 1 | — | 1 | 6 |
| FY2022 | 4 | $4.1M | $908K | 4 | $2.2M | 8 | 46 |
| FY2021 | 7 | $4.4M | $254K | 3 | $1.7M | 10 | 167 |
| FY2020 | 7 | $1.4M | $150K | 1 | — | 8 | 38 |
| FY2019 | 5 | $380K | $50K | 0 | — | 5 | 38 |
| FY2018 | 8 | $3.3M | $202K | 7 | $4.3M | 15 | 69 |
| FY2017 | 14 | $7.9M | $95K | 0 | — | 14 | 86 |
| FY2016 | 6 | $615K | $88K | 0 | — | 6 | 62 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 48 approvals.
Against Iowa and the country
| FY2021–FY2025 | Pottawattamie County | Iowa | United States |
|---|---|---|---|
| Approvals | 42 | 2,248 | 342,825 |
| Approvals per 1,000 establishments | 21.9 | 27.0 | 41.0 |
| Median 7(a) approval | $175K | $155K | $190K |
| Median 504 approval | $442K | $517K | $657K |
| Average approval | $561K | $474K | $573K |
| 504 share of approvals | 23.8% | 16.2% | 11.0% |
| Jobs supported per approval, as reported | 10.1 | 10.3 | 10.5 |
| Share of state approvals | 1.9% | 100.0% | — |
Approval sizes
- $50,000 or less23.8%10
- $50,001 to $150,00019.0%8
- $150,001 to $350,00019.0%8
- $350,001 to $1 million21.4%9
- $1 million to $2 million9.5%4
- Over $2 million7.1%3
Age of the businesses
- Existing, more than 2 years old59.5%25
- New business, 2 years or less19.0%8
- Startup, loan funds will open the business4.8%2
- Change of ownership16.7%7
Questions and answers
Which lenders make the most SBA loans in Pottawattamie County?
By approvals in FY2021 to FY2025: Iowa Business Growth Company (8), U.S. Bank, National Association (5), The Huntington National Bank (4), Arbor Bank (4), Associated Bank National Association (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Pottawattamie County?
The median 7(a) approval was $175K and the median 504 approval $442K; the Iowa 7(a) median was $155K.
Which industries get the most SBA loans in Pottawattamie County?
General Freight Trucking (5); Building Equipment Contractors (4); Building Finishing Contractors (3); Other Fabricated Metal Product Manufacturing (2); Residential Building Construction (2).
Is SBA lending in Pottawattamie County rising?
Approvals in the three latest complete fiscal years total 24, against 26 in the three before: broadly level (-8%).
How does Pottawattamie County compare with the rest of Iowa?
21.9 approvals per 1,000 establishments against 27.0 statewide, and 42 of the state's 2,248 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error