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County1st of 34 in Oregon by approvalsFIPS 41051
SBA loans in Multnomah County, Oregon
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Multnomah County, Oregon, received 1,020 SBA loan approvals worth $644M in FY2021 to FY2025 (908 7(a), 112 504).
That is 37.5 approvals per 1,000 business establishments (27,204 establishments in 2023), close to the Oregon figure of 40.8 and close to the national 41.0.
It ranks 1st of 34 Oregon counties with approvals. In FY2025 there were 257, up 23% on FY2024.
88 lenders had approvals here; the most active were Columbia Bank (126), U.S. Bank, National Association (123) and Wells Fargo Bank National Association (61). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Multnomah County
By number of approvals to businesses in the county, FY2021–FY2025; 88 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Columbia BankLake Oswego, OR | 126 | $26.5M | 12.4% | |
| 2 | U.S. Bank, National AssociationCincinnati, OH | 123 | $22.4M | 12.1% | |
| 3 | Wells Fargo Bank National AssociationSioux Falls, SD | 61 | $33.2M | 6.0% | |
| 4 | KeyBank National AssociationCleveland, OH | 53 | $23.2M | 5.2% | |
| 5 | Banc of CaliforniaLos Angeles, CA | 50 | $85.7M | 4.9% | |
| 6 | Evergreen Business CapitalSeattle, WA · CDC | 43 | $54.8M | 4.2% | |
| 7 | Readycap Lending, LLCBerkeley Heights, NJ | 35 | $19.2M | 3.4% | |
| 8 | Northeast BankLewiston, ME | 34 | $3.6M | 3.3% | |
| 9 | Northwest Business Development AssociationSpokane Valley, WA · CDC | 29 | $22.1M | 2.8% | |
| 10 | Banner BankWalla Walla, WA | 29 | $4.2M | 2.8% | |
| 11 | The Huntington National BankColumbus, OH | 26 | $15.0M | 2.5% | |
| 12 | Live Oak Banking CompanyWilmington, NC | 25 | $39.2M | 2.5% | |
| 13 | BayFirst National BankSaint Petersburg, FL | 24 | $9.8M | 2.4% | |
| 14 | Mortgage Capital Development CorporationOakland, CA · CDC | 20 | $31.0M | 2.0% | |
| 15 | Cascade Capital FundingSalem, OR · CDC | 20 | $18.5M | 2.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 90 | 8.8% | |
| 2 | Offices of Other Health PractitionersNAICS 6213 | 53 | 5.2% | |
| 3 | Personal Care ServicesNAICS 8121 | 34 | 3.3% | |
| 4 | Automotive Repair and MaintenanceNAICS 8111 | 31 | 3.0% | |
| 5 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 24 | 2.4% | |
| 6 | Residential Building ConstructionNAICS 2361 | 22 | 2.2% | |
| 7 | Legal ServicesNAICS 5411 | 21 | 2.1% | |
| 8 | Other Specialty Trade ContractorsNAICS 2389 | 20 | 2.0% | |
| 9 | Grocery StoresNAICS 4451 | 20 | 2.0% | |
| 10 | Computer Systems Design and Related ServicesNAICS 5415 | 20 | 2.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Professional, Scientific, and Technical Services | 150 | 14.7% | |
| 2 | Retail Trade | 134 | 13.1% | |
| 3 | Health Care and Social Assistance | 115 | 11.3% | |
| 4 | Accommodation and Food Services | 114 | 11.2% | |
| 5 | Manufacturing | 94 | 9.2% | |
| 6 | Construction | 91 | 8.9% | |
| 7 | Other Services (except Public Administration) | 84 | 8.2% | |
| 8 | Administrative and Support and Waste Management and Remediation Services | 45 | 4.4% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 131 | $82.1M | $165K | 10 | $11.0M | 141 | 1,319 |
| FY2025 | 236 | $117M | $125K | 21 | $34.5M | 257 | 2,737 |
| FY2024 | 198 | $76.5M | $111K | 11 | $18.0M | 209 | 1,883 |
| FY2023 | 158 | $107M | $332K | 18 | $14.1M | 176 | 1,903 |
| FY2022 | 137 | $83.8M | $243K | 31 | $35.6M | 168 | 1,582 |
| FY2021 | 179 | $133M | $500K | 31 | $24.3M | 210 | 1,543 |
| FY2020 | 164 | $99.1M | $297K | 16 | $19.7M | 180 | 2,185 |
| FY2019 | 209 | $118M | $235K | 14 | $16.0M | 223 | 2,849 |
| FY2018 | 212 | $119M | $239K | 11 | $14.9M | 223 | 2,556 |
| FY2017 | 225 | $112M | $184K | 13 | $10.3M | 238 | 2,632 |
| FY2016 | 258 | $80.7M | $97K | 15 | $14.4M | 273 | 2,820 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 1,137 approvals.
Against Oregon and the country
| FY2021–FY2025 | Multnomah County | Oregon | United States |
|---|---|---|---|
| Approvals | 1,020 | 5,000 | 342,825 |
| Approvals per 1,000 establishments | 37.5 | 40.8 | 41.0 |
| Median 7(a) approval | $200K | $118K | $190K |
| Median 504 approval | $656K | $667K | $657K |
| Average approval | $631K | $529K | $573K |
| 504 share of approvals | 11.0% | 8.2% | 11.0% |
| Jobs supported per approval, as reported | 9.5 | 8.4 | 10.5 |
| Share of state approvals | 20.4% | 100.0% | — |
Approval sizes
- $50,000 or less28.0%286
- $50,001 to $150,00014.2%145
- $150,001 to $350,00014.1%144
- $350,001 to $1 million23.1%236
- $1 million to $2 million13.1%134
- Over $2 million7.4%75
Age of the businesses
- Existing, more than 2 years old66.1%674
- New business, 2 years or less19.3%197
- Startup, loan funds will open the business7.3%74
- Change of ownership7.2%73
- Not answered0.2%2
Questions and answers
Which lenders make the most SBA loans in Multnomah County?
By approvals in FY2021 to FY2025: Columbia Bank (126), U.S. Bank, National Association (123), Wells Fargo Bank National Association (61), KeyBank National Association (53), Banc of California (50). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Multnomah County?
The median 7(a) approval was $200K and the median 504 approval $656K; the Oregon 7(a) median was $118K.
Which industries get the most SBA loans in Multnomah County?
Restaurants and Other Eating Places (90); Offices of Other Health Practitioners (53); Personal Care Services (34); Automotive Repair and Maintenance (31); Other Professional, Scientific, and Technical Services (24).
Is SBA lending in Multnomah County rising?
Approvals in the three latest complete fiscal years total 642, against 558 in the three before: rising (+15%).
How does Multnomah County compare with the rest of Oregon?
37.5 approvals per 1,000 establishments against 40.8 statewide, and 1,020 of the state's 5,000 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error