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County31st of 71 in Wisconsin by approvalsFIPS 55027
SBA loans in Dodge County, Wisconsin
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 40 loans to businesses in Dodge County, Wisconsin, in FY2021 to FY2025, worth $24.1M: 36 under 7(a) and 4 under 504.
That is 23.6 approvals per 1,000 business establishments (1,693 establishments in 2023), below the Wisconsin figure of 46.3 and below the national 41.0.
It ranks 31st of 71 Wisconsin counties with approvals. In FY2025 there were 6.
20 lenders had approvals here; the most active were Bank Five Nine (5), WBD, Inc. (4) and Bank First, N.A. (4). The most common industry was metalworking machinery manufacturing.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Dodge County
By number of approvals to businesses in the county, FY2021–FY2025; 20 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Bank Five NineOconomowoc, WI | 5 | $5.0M | 12.5% | |
| 2 | WBD, Inc.Madison, WI · CDC | 4 | $4.4M | 10.0% | |
| 3 | Bank First, N.A.Manitowoc, WI | 4 | $2.0M | 10.0% | |
| 4 | Northeast BankLewiston, ME | 3 | $750K | 7.5% | |
| 5 | Associated Bank National AssociationGreen Bay, WI | 2 | — | 5.0% | |
| 6 | National Exchange Bank and TrustFond du Lac, WI | 2 | — | 5.0% | |
| 7 | Byline BankChicago, IL | 2 | — | 5.0% | |
| 8 | Summit CUCottage Grove, WI | 2 | — | 5.0% | |
| 9 | Celtic Bank CorporationSalt Lake City, UT | 2 | — | 5.0% | |
| 10 | Ergo BankMarkesan, WI | 2 | — | 5.0% | |
| 11 | Waukesha State BankWaukesha, WI | 2 | — | 5.0% | |
| 12 | U.S. Bank, National AssociationCincinnati, OH | 2 | — | 5.0% | |
| 13 | GBankLas Vegas, NV | 1 | — | 2.5% | |
| 14 | Centerstone SBA Lending, Inc.Los Angeles, CA | 1 | — | 2.5% | |
| 15 | Bank of Sun PrairieSun Prairie, WI | 1 | — | 2.5% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Metalworking Machinery ManufacturingNAICS 3335 | 3 | 7.5% | |
| 2 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 3 | 7.5% | |
| 3 | Automotive Parts, Accessories, and Tire StoresNAICS 4413 | 3 | 7.5% | |
| 4 | Traveler AccommodationNAICS 7211 | 2 | 5.0% | |
| 5 | Other Fabricated Metal Product ManufacturingNAICS 3329 | 2 | 5.0% | |
| 6 | Other Personal ServicesNAICS 8129 | 2 | 5.0% | |
| 7 | Lessors of Real EstateNAICS 5311 | 2 | 5.0% | |
| 8 | Architectural and Structural Metals ManufacturingNAICS 3323 | 2 | 5.0% | |
| 9 | Building Equipment ContractorsNAICS 2382 | 2 | 5.0% | |
| 10 | Automotive Repair and MaintenanceNAICS 8111 | 2 | 5.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Manufacturing | 9 | 22.5% | |
| 2 | Retail Trade | 9 | 22.5% | |
| 3 | Construction | 6 | 15.0% | |
| 4 | Accommodation and Food Services | 4 | 10.0% | |
| 5 | Other Services (except Public Administration) | 4 | 10.0% | |
| 6 | Real Estate and Rental and Leasing | 2 | 5.0% | |
| 7 | Professional, Scientific, and Technical Services | 2 | 5.0% | |
| 8 | Wholesale Trade | 1 | 2.5% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 6 | $3.5M | $250K | 1 | — | 7 | 25 |
| FY2025 | 5 | $1.6M | $250K | 1 | — | 6 | 26 |
| FY2024 | 5 | $3.0M | $531K | 1 | — | 6 | 38 |
| FY2023 | 5 | $2.5M | $150K | 0 | — | 5 | 30 |
| FY2022 | 10 | $4.8M | $325K | 1 | — | 11 | 114 |
| FY2021 | 11 | $7.8M | $435K | 1 | — | 12 | 71 |
| FY2020 | 7 | $7.5M | $1.0M | 5 | $4.3M | 12 | 375 |
| FY2019 | 6 | $2.7M | $248K | 0 | — | 6 | 49 |
| FY2018 | 14 | $12.1M | $513K | 2 | — | 16 | 206 |
| FY2017 | 14 | $8.9M | $126K | 2 | — | 16 | 281 |
| FY2016 | 16 | $7.8M | $150K | 5 | $6.9M | 21 | 345 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 71 approvals.
Against Wisconsin and the country
| FY2021–FY2025 | Dodge County | Wisconsin | United States |
|---|---|---|---|
| Approvals | 40 | 6,706 | 342,825 |
| Approvals per 1,000 establishments | 23.6 | 46.3 | 41.0 |
| Median 7(a) approval | $350K | $225K | $190K |
| Median 504 approval | $776K | $616K | $657K |
| Average approval | $604K | $594K | $573K |
| 504 share of approvals | 10.0% | 18.4% | 11.0% |
| Jobs supported per approval, as reported | 7.0 | 11.0 | 10.5 |
| Share of state approvals | 0.6% | 100.0% | — |
Approval sizes
- $50,000 or less5.0%2
- $50,001 to $150,00020.0%8
- $150,001 to $350,00025.0%10
- $350,001 to $1 million32.5%13
- $1 million to $2 million12.5%5
- Over $2 million5.0%2
Age of the businesses
- Existing, more than 2 years old47.5%19
- New business, 2 years or less15.0%6
- Startup, loan funds will open the business10.0%4
- Change of ownership27.5%11
Questions and answers
Which lenders make the most SBA loans in Dodge County?
By approvals in FY2021 to FY2025: Bank Five Nine (5), WBD, Inc. (4), Bank First, N.A. (4), Northeast Bank (3), Associated Bank National Association (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Dodge County?
The median 7(a) approval was $350K and the median 504 approval $776K; the Wisconsin 7(a) median was $225K.
Which industries get the most SBA loans in Dodge County?
Metalworking Machinery Manufacturing (3); Foundation, Structure, and Building Exterior Contractors (3); Automotive Parts, Accessories, and Tire Stores (3); Traveler Accommodation (2); Other Fabricated Metal Product Manufacturing (2).
Is SBA lending in Dodge County rising?
Approvals in the three latest complete fiscal years total 17, against 35 in the three before: falling (-51%).
How does Dodge County compare with the rest of Wisconsin?
23.6 approvals per 1,000 establishments against 46.3 statewide, and 40 of the state's 6,706 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error