Franchise brands › AlphaGraphics
Franchise brand133 approvals since FY2011
SBA loans to AlphaGraphics franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA lists 133 loan approvals since FY2011 under the AlphaGraphics franchise brand, worth $66.0M; 40 of them came in FY2021 to FY2025.
In FY2025 there were 6. The average approval in the five-year window was $650K, and 6 of the approvals were 504 loans.
19 lenders made the FY2021 to FY2025 loans across 20 states; the most active were Wells Fargo Bank National Association (10), The Huntington National Bank (9) and East-Central Idaho Development Company (3).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 10.3% as charged off, above the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 10 | $3.8M | $382K | 1 | 74 |
| FY2025 | 6 | $4.7M | $780K | 2 | 35 |
| FY2024 | 6 | $3.0M | $494K | 1 | 85 |
| FY2023 | 7 | $5.0M | $717K | 1 | 81 |
| FY2022 | 7 | $2.7M | $380K | 1 | 26 |
| FY2021 | 14 | $10.7M | $761K | 1 | 132 |
| FY2020 | 9 | $4.5M | $503K | 1 | 43 |
| FY2019 | 18 | $6.8M | $379K | 0 | 278 |
| FY2018 | 5 | $2.8M | $563K | 0 | 62 |
| FY2017 | 7 | $2.7M | $391K | 0 | 43 |
| FY2016 | 15 | $5.9M | $395K | 1 | 127 |
SBA's franchise field lists the brand as "ALPHAGRAPHICS"; "AlphaGraphics". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | AlphaGraphics | All SBA loans |
|---|---|---|
| Approvals in these years | 97 | 725,496 |
| Cancelled or never disbursed | 10 | 91,827 |
| Disbursed loans | 87 | 633,669 |
| Paid in full | 47 | 471,304 |
| Charged off | 9 | 37,796 |
| Still outstanding (status exempt from disclosure) | 31 | 124,569 |
| Charged off, share of disbursed loans | 10.3% | 6.0% |
| Dollars charged off, share of disbursed dollars | 4.2% | 2.2% |
| Dollars charged off | $1.8M | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National AssociationSioux Falls, SD | 10 | $6.5M | 25.0% | |
| 2 | The Huntington National BankColumbus, OH | 9 | $1.8M | 22.5% | |
| 3 | East-Central Idaho Development CompanyRexburg, ID · CDC | 3 | $3.0M | 7.5% | |
| 4 | Customers BankMalvern, PA | 2 | — | 5.0% | |
| 5 | Celtic Bank CorporationSalt Lake City, UT | 2 | — | 5.0% | |
| 6 | America First Federal Credit UnionRiverdale, UT | 1 | — | 2.5% | |
| 7 | CIBC Bank USAChicago, IL | 1 | — | 2.5% | |
| 8 | Frandsen Bank and TrustArden Hills, MN | 1 | — | 2.5% | |
| 9 | Paradise BankBoca Raton, FL | 1 | — | 2.5% | |
| 10 | First Bank of the LakeOsage Beach, MO | 1 | — | 2.5% | |
| 11 | Business Development Corporation (BDC)South Bend, IN · CDC | 1 | — | 2.5% | |
| 12 | First State Bank of TexasOrange, TX | 1 | — | 2.5% | |
| 13 | State BankBrownsburg, IN | 1 | — | 2.5% | |
| 14 | Rural Missouri, Inc.Jefferson City, MO · CDC | 1 | — | 2.5% | |
| 15 | Capital Certified Development CorporationAustin, TX · CDC | 1 | — | 2.5% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Texas | 8 | 20.0% | |
| 2 | Tennessee | 4 | 10.0% | |
| 3 | California | 3 | 7.5% | |
| 4 | Missouri | 3 | 7.5% | |
| 5 | Montana | 2 | 5.0% | |
| 6 | Pennsylvania | 2 | 5.0% | |
| 7 | Indiana | 2 | 5.0% | |
| 8 | Colorado | 2 | 5.0% | |
| 9 | North Carolina | 2 | 5.0% | |
| 10 | Delaware | 2 | 5.0% | |
| 11 | Arizona | 1 | 2.5% | |
| 12 | Utah | 1 | 2.5% | |
| 13 | Illinois | 1 | 2.5% | |
| 14 | Minnesota | 1 | 2.5% | |
| 15 | Alabama | 1 | 2.5% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Printing and Related Support ActivitiesNAICS 3231 | 36 | 90.0% | |
| 2 | Direct Selling EstablishmentsNAICS 4543 | 2 | 5.0% | |
| 3 | Office Supplies, Stationery, and Gift StoresNAICS 4532 | 1 | 2.5% | |
| 4 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 1 | 2.5% |
Approval sizes
- $50,000 or less15.0%6
- $50,001 to $150,0007.5%3
- $150,001 to $350,00010.0%4
- $350,001 to $1 million52.5%21
- $1 million to $2 million12.5%5
- Over $2 million2.5%1
Age of the businesses
- Existing, more than 2 years old37.5%15
- New business, 2 years or less27.5%11
- Startup, loan funds will open the business17.5%7
- Change of ownership17.5%7
Questions and answers
How many SBA loans go to AlphaGraphics franchises?
133 approvals since FY2011, worth $66.0M; 40 in FY2021 to FY2025.
Which lenders make SBA loans for AlphaGraphics franchises?
By approvals in FY2021 to FY2025: Wells Fargo Bank National Association (10), The Huntington National Bank (9), East-Central Idaho Development Company (3), Customers Bank (2), Celtic Bank Corporation (2).
How large is a typical SBA loan for a AlphaGraphics franchise?
The average approval in FY2021 to FY2025 was $650K.
What share of AlphaGraphics SBA loans are charged off?
Of 87 disbursed loans approved in FY2010 to FY2021, 9 (10.3%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to AlphaGraphics franchises rising?
Approvals in the three latest complete fiscal years total 19, against 30 in the three before: falling (-37%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error