Franchise brands › Minuteman Press
Franchise brand207 approvals since FY2010
SBA loans to Minuteman Press franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Since FY2010, 207 SBA loan approvals worth $69.9M carry the Minuteman Press franchise code, 67 of them in FY2021 to FY2025.
In FY2025 there were 17, up 21% on FY2024. The average approval in the five-year window was $530K, and 3 of the approvals were 504 loans.
28 lenders made the FY2021 to FY2025 loans across 23 states; the most active were The Huntington National Bank (11), Neighborhood National Bank (5) and First National Bank of Pennsylvania (3).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 13.5% as charged off, above the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 11 | $6.2M | $562K | 0 | 73 |
| FY2025 | 17 | $7.0M | $409K | 0 | 108 |
| FY2024 | 14 | $8.0M | $574K | 0 | 76 |
| FY2023 | 12 | $9.1M | $759K | 1 | 107 |
| FY2022 | 12 | $5.3M | $446K | 1 | 64 |
| FY2021 | 12 | $6.1M | $506K | 1 | 98 |
| FY2020 | 12 | $5.7M | $479K | 0 | 104 |
| FY2019 | 12 | $3.9M | $321K | 1 | 58 |
| FY2018 | 15 | $2.9M | $191K | 1 | 73 |
| FY2017 | 17 | $4.0M | $238K | 0 | 54 |
| FY2016 | 9 | $1.2M | $137K | 0 | 38 |
SBA's franchise field lists the brand as "MINUTEMAN PRESS"; "Minuteman Press". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Minuteman Press | All SBA loans |
|---|---|---|
| Approvals in these years | 141 | 725,496 |
| Cancelled or never disbursed | 15 | 91,827 |
| Disbursed loans | 126 | 633,669 |
| Paid in full | 82 | 471,304 |
| Charged off | 17 | 37,796 |
| Still outstanding (status exempt from disclosure) | 27 | 124,569 |
| Charged off, share of disbursed loans | 13.5% | 6.0% |
| Dollars charged off, share of disbursed dollars | 5.8% | 2.2% |
| Dollars charged off | $1.8M | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 11 | $5.6M | 16.4% | |
| 2 | Neighborhood National BankEl Cajon, CA | 5 | $3.4M | 7.5% | |
| 3 | First National Bank of PennsylvaniaGreenville, PA | 3 | $3.1M | 4.5% | |
| 4 | North State BankRaleigh, NC | 3 | $1.6M | 4.5% | |
| 5 | Wells Fargo Bank National AssociationSioux Falls, SD | 2 | — | 3.0% | |
| 6 | First Business BankMadison, WI | 2 | — | 3.0% | |
| 7 | Pinnacle BankNashville, TN | 2 | — | 3.0% | |
| 8 | Centier BankWhiting, IN | 2 | — | 3.0% | |
| 9 | Fifth Third BankCincinnati, OH | 2 | — | 3.0% | |
| 10 | BayFirst National BankSaint Petersburg, FL | 2 | — | 3.0% | |
| 11 | First Commonwealth BankIndiana, PA | 2 | — | 3.0% | |
| 12 | Citizens BankElizabethton, TN | 1 | — | 1.5% | |
| 13 | American Momentum BankCollege Station, TX | 1 | — | 1.5% | |
| 14 | First Internet Bank of IndianaFishers, IN | 1 | — | 1.5% | |
| 15 | Provident BankJersey City, NJ | 1 | — | 1.5% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | California | 9 | 13.4% | |
| 2 | Pennsylvania | 9 | 13.4% | |
| 3 | Ohio | 7 | 10.4% | |
| 4 | Florida | 6 | 9.0% | |
| 5 | Texas | 5 | 7.5% | |
| 6 | Washington | 5 | 7.5% | |
| 7 | Michigan | 4 | 6.0% | |
| 8 | Indiana | 3 | 4.5% | |
| 9 | Minnesota | 3 | 4.5% | |
| 10 | North Carolina | 2 | 3.0% | |
| 11 | New Jersey | 2 | 3.0% | |
| 12 | Maryland | 1 | 1.5% | |
| 13 | Oregon | 1 | 1.5% | |
| 14 | Arizona | 1 | 1.5% | |
| 15 | New Mexico | 1 | 1.5% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Printing and Related Support ActivitiesNAICS 3231 | 53 | 79.1% | |
| 2 | Business Support ServicesNAICS 5614 | 5 | 7.5% | |
| 3 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 5 | 7.5% | |
| 4 | Specialized Design ServicesNAICS 5414 | 2 | 3.0% | |
| 5 | Newspaper, Periodical, Book, and Directory PublishersNAICS 5131 | 1 | 1.5% |
Approval sizes
- $50,000 or less9.0%6
- $50,001 to $150,00025.4%17
- $150,001 to $350,00011.9%8
- $350,001 to $1 million38.8%26
- $1 million to $2 million10.4%7
- Over $2 million4.5%3
Age of the businesses
- Existing, more than 2 years old22.4%15
- New business, 2 years or less34.3%23
- Startup, loan funds will open the business9.0%6
- Change of ownership34.3%23
Questions and answers
How many SBA loans go to Minuteman Press franchises?
207 approvals since FY2010, worth $69.9M; 67 in FY2021 to FY2025.
Which lenders make SBA loans for Minuteman Press franchises?
By approvals in FY2021 to FY2025: The Huntington National Bank (11), Neighborhood National Bank (5), First National Bank of Pennsylvania (3), North State Bank (3), Wells Fargo Bank National Association (2).
How large is a typical SBA loan for a Minuteman Press franchise?
The average approval in FY2021 to FY2025 was $530K.
What share of Minuteman Press SBA loans are charged off?
Of 126 disbursed loans approved in FY2010 to FY2021, 17 (13.5%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to Minuteman Press franchises rising?
Approvals in the three latest complete fiscal years total 43, against 36 in the three before: rising (+19%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error