Franchise brands › Signarama
Franchise brand159 approvals since FY2012
SBA loans to Signarama franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA lists 159 loan approvals since FY2012 under the Signarama franchise brand, worth $55.5M; 43 of them came in FY2021 to FY2025.
In FY2025 there were 8. The average approval in the five-year window was $426K, and 2 of the approvals were 504 loans.
27 lenders made the FY2021 to FY2025 loans across 18 states; the most active were Webster Bank National Association (6), Newtek Small Business Finance, Inc. (4) and The Huntington National Bank (2).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 26.1% as charged off, above the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 8 | $5.3M | $658K | 1 | 48 |
| FY2025 | 8 | $2.3M | $282K | 0 | 34 |
| FY2024 | 7 | $3.3M | $475K | 0 | 41 |
| FY2023 | 11 | $5.1M | $463K | 0 | 108 |
| FY2022 | 6 | $2.9M | $479K | 2 | 26 |
| FY2021 | 11 | $4.8M | $435K | 0 | 83 |
| FY2020 | 10 | $5.2M | $518K | 1 | 45 |
| FY2019 | 9 | $3.2M | $355K | 1 | 65 |
| FY2018 | 29 | $10.2M | $353K | 2 | 249 |
| FY2017 | 18 | $4.2M | $235K | 0 | 95 |
| FY2016 | 13 | $3.0M | $233K | 1 | 60 |
SBA's franchise field lists the brand as "SIGNARAMA"; "Signarama". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Signarama | All SBA loans |
|---|---|---|
| Approvals in these years | 119 | 725,496 |
| Cancelled or never disbursed | 8 | 91,827 |
| Disbursed loans | 111 | 633,669 |
| Paid in full | 54 | 471,304 |
| Charged off | 29 | 37,796 |
| Still outstanding (status exempt from disclosure) | 28 | 124,569 |
| Charged off, share of disbursed loans | 26.1% | 6.0% |
| Dollars charged off, share of disbursed dollars | 20.7% | 2.2% |
| Dollars charged off | $7.0M | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Webster Bank National AssociationWaterbury, CT | 6 | $2.4M | 14.0% | |
| 2 | Newtek Small Business Finance, Inc.Lake Success, NY | 4 | $3.0M | 9.3% | |
| 3 | The Huntington National BankColumbus, OH | 2 | — | 4.7% | |
| 4 | Citizens BankElizabethton, TN | 2 | — | 4.7% | |
| 5 | Schaumburg Bank & Trust Company, National AssociationSchaumburg, IL | 2 | — | 4.7% | |
| 6 | BayFirst National BankSaint Petersburg, FL | 2 | — | 4.7% | |
| 7 | Manufacturers and Traders Trust CompanyBuffalo, NY | 2 | — | 4.7% | |
| 8 | First National Bank of PennsylvaniaGreenville, PA | 1 | — | 2.3% | |
| 9 | Happen BankLehi, UT | 1 | — | 2.3% | |
| 10 | PNC Bank, National AssociationWilmington, DE | 1 | — | 2.3% | |
| 11 | SouthState Bank, National AssociationWinter Haven, FL | 1 | — | 2.3% | |
| 12 | Newtek Bank, National AssociationMiami, FL | 1 | — | 2.3% | |
| 13 | First Internet Bank of IndianaFishers, IN | 1 | — | 2.3% | |
| 14 | Integrity Bank & TrustMonument, CO | 1 | — | 2.3% | |
| 15 | CenTrust Bank, A Division of SmartBiz Bank National AssociationNorthbrook, IL | 1 | — | 2.3% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Illinois | 9 | 20.9% | |
| 2 | Massachusetts | 5 | 11.6% | |
| 3 | Ohio | 4 | 9.3% | |
| 4 | Florida | 3 | 7.0% | |
| 5 | Colorado | 3 | 7.0% | |
| 6 | Texas | 3 | 7.0% | |
| 7 | California | 3 | 7.0% | |
| 8 | North Carolina | 2 | 4.7% | |
| 9 | Connecticut | 2 | 4.7% | |
| 10 | Arizona | 1 | 2.3% | |
| 11 | Pennsylvania | 1 | 2.3% | |
| 12 | Georgia | 1 | 2.3% | |
| 13 | Michigan | 1 | 2.3% | |
| 14 | North Dakota | 1 | 2.3% | |
| 15 | New Jersey | 1 | 2.3% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Other Miscellaneous ManufacturingNAICS 3399 | 31 | 72.1% | |
| 2 | Printing and Related Support ActivitiesNAICS 3231 | 3 | 7.0% | |
| 3 | Advertising, Public Relations, and Related ServicesNAICS 5418 | 3 | 7.0% | |
| 4 | Specialized Design ServicesNAICS 5414 | 3 | 7.0% | |
| 5 | Other Fabricated Metal Product ManufacturingNAICS 3329 | 2 | 4.7% |
Approval sizes
- $50,000 or less11.6%5
- $50,001 to $150,00014.0%6
- $150,001 to $350,00027.9%12
- $350,001 to $1 million39.5%17
- $1 million to $2 million7.0%3
Age of the businesses
- Existing, more than 2 years old25.6%11
- New business, 2 years or less32.6%14
- Startup, loan funds will open the business20.9%9
- Change of ownership20.9%9
Questions and answers
How many SBA loans go to Signarama franchises?
159 approvals since FY2012, worth $55.5M; 43 in FY2021 to FY2025.
Which lenders make SBA loans for Signarama franchises?
By approvals in FY2021 to FY2025: Webster Bank National Association (6), Newtek Small Business Finance, Inc. (4), The Huntington National Bank (2), Citizens Bank (2), Schaumburg Bank & Trust Company, National Association (2).
How large is a typical SBA loan for a Signarama franchise?
The average approval in FY2021 to FY2025 was $426K.
What share of Signarama SBA loans are charged off?
Of 111 disbursed loans approved in FY2010 to FY2021, 29 (26.1%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to Signarama franchises rising?
Approvals in the three latest complete fiscal years total 26, against 27 in the three before: broadly level (-4%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error