SBA Ledger

Franchise brands › Amazing Lash Studio

Franchise brand200 approvals since FY2014

SBA loans to Amazing Lash Studio franchises

Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

SBA lists 200 loan approvals since FY2014 under the Amazing Lash Studio franchise brand, worth $86.5M; 32 of them came in FY2021 to FY2025.

In FY2025 there were 5. The average approval in the five-year window was $464K.

18 lenders made the FY2021 to FY2025 loans across 14 states; the most active were The Huntington National Bank (6), Millennium Bank (4) and Citizens Bank (4).

Of loans approved in FY2010 to FY2021 and disbursed, SBA records 9.8% as charged off, above the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.

200approvals since FY2014$86.5M
32approvals, FY2021–FY2025FY2025: 5
$464Kaverage approval, FY2021–FY2025all SBA loans: $573K
18lenders, FY2021–FY202514 states
9.8%loans approved FY2010–FY2021 charged offall SBA loans: 6.0%

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Loans by fiscal year

Fiscal yearApprovalsDollars approvedAverage approvalof which 504Jobs supported, as reported
FY2026*4$920K$230K058
FY20255$2.3M$453K0137
FY20244$1.5M$363K029
FY20234$1.5M$373K097
FY20225$1.4M$286K0100
FY202114$8.2M$586K0352
FY20208$3.4M$431K0175
FY201927$11.6M$430K0498
FY201830$18.6M$618K0489
FY201733$12.2M$369K0663
FY201638$13.6M$358K0642

SBA's franchise field lists the brand as "AMAZING LASH STUDIO"; "Amazing Lash Studio". Codes SBA has used for the same brand name are added together.

Charge-off cohort rate

Amazing Lash Studio franchises9.8%
All SBA 7(a) and 504 loans6.0%
Share of disbursed loans approved FY2010–FY2021 that SBA records as charged off. A brand's rate reflects when and where its franchise owners borrowed and how much, as well as the brand.
Loans approved FY2010–FY2021Amazing Lash StudioAll SBA loans
Approvals in these years178725,496
Cancelled or never disbursed1591,827
Disbursed loans163633,669
Paid in full106471,304
Charged off1637,796
Still outstanding (status exempt from disclosure)41124,569
Charged off, share of disbursed loans9.8%6.0%
Dollars charged off, share of disbursed dollars4.9%2.2%
Dollars charged off$3.3M$6.20bn

Lenders

#Lender, FY2021–FY2025ApprovalsDollarsShare
1The Huntington National BankColumbus, OH6$1.5M18.8%
2Millennium BankDes Plaines, IL4$4.3M12.5%
3Citizens BankElizabethton, TN4$1.2M12.5%
4Ameris BankAtlanta, GA2—6.3%
5Choice Financial GroupFargo, ND2—6.3%
6Security National Bank of OmahaOmaha, NE2—6.3%
7Merchants Bank of IndianaCarmel, IN1—3.1%
8The Bancorp Bank National AssociationSioux Falls, SD1—3.1%
9First Interstate BankBillings, MT1—3.1%
10Simmons BankPine Bluff, AR1—3.1%
11Meridian BankMalvern, PA1—3.1%
12Midwest Regional BankFestus, MO1—3.1%
13United Community BankGreenville, SC1—3.1%
14Wilmington Savings Fund Society FSBWilmington, DE1—3.1%
15First Merchants BankIndianapolis, IN1—3.1%

States

#State of the business, FY2021–FY2025ApprovalsShare
1Texas825.0%
2Arizona412.5%
3California39.4%
4Maryland39.4%
5Colorado26.3%
6Illinois26.3%
7Minnesota26.3%
8Nebraska26.3%
9Tennessee13.1%
10South Dakota13.1%
11Florida13.1%
12Pennsylvania13.1%
13North Carolina13.1%
14Utah13.1%

Filed under

#Industry groupApprovalsShare
1Personal Care ServicesNAICS 81213196.9%
2Health and Personal Care RetailersNAICS 456113.1%

Approval sizes

Age of the businesses

Questions and answers

How many SBA loans go to Amazing Lash Studio franchises?

200 approvals since FY2014, worth $86.5M; 32 in FY2021 to FY2025.

Which lenders make SBA loans for Amazing Lash Studio franchises?

By approvals in FY2021 to FY2025: The Huntington National Bank (6), Millennium Bank (4), Citizens Bank (4), Ameris Bank (2), Choice Financial Group (2).

How large is a typical SBA loan for a Amazing Lash Studio franchise?

The average approval in FY2021 to FY2025 was $464K.

What share of Amazing Lash Studio SBA loans are charged off?

Of 163 disbursed loans approved in FY2010 to FY2021, 16 (9.8%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.

Are SBA loans to Amazing Lash Studio franchises rising?

Approvals in the three latest complete fiscal years total 13, against 27 in the three before: falling (-52%).

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error