Lenders › Security National Bank of Omaha
7(a) lenderOmaha, NebraskaFDIC-insured bank309th of 2,184 by approvals
Security National Bank of Omaha
SBA 7(a) loan approvals by fiscal year, where they went, how large they were, and how loans from earlier years turned out.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Security National Bank of Omaha, based in Omaha, Nebraska, is an FDIC-insured bank in the SBA 7(a) program. SBA approved 104 of its 7(a) loans worth $140M in FY2021 to FY2025, which places it 309th of 2,184 active 7(a) lenders by number of approvals.
In FY2025, the latest complete fiscal year, it had 29 approvals totalling $31.2M, up 26% on FY2024 (23). FY2026 to 30 Jun 2026 adds 11 more.
The median approval was $915K, against $190K for the 7(a) program as a whole; 5.8% of its approvals were for $150,000 or less (program: 47.8%).
Its loans went to businesses in 4 states and territories and 20 counties, led by Texas (85.6%), Nebraska (12.5%) and New Jersey (1.0%). The largest industry group was manufacturing at 14.4% of approvals, and 17.3% of approvals were to franchise businesses.
Of 58 disbursed loans approved in FY2010 to FY2021, SBA records 4 as charged off (6.9%), 48 as paid in full and 6 still outstanding; the 7(a) program figure for the same approval years is 6.6%, so the rate here is close to it.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Loans appear under the lender they are assigned to today, so a lender's figures include loans it took over. Data through 30 Jun 2026.
Approvals by fiscal year
| Fiscal year | Approvals | Dollars approved | Median approval | Average approval | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 11 | $11.3M | $700K | $1.0M | 227 |
| FY2025 | 29 | $31.2M | $756K | $1.1M | 475 |
| FY2024 | 23 | $22.9M | $563K | $996K | 460 |
| FY2023 | 18 | $29.1M | $1.2M | $1.6M | 262 |
| FY2022 | 19 | $38.2M | $1.9M | $2.0M | 259 |
| FY2021 | 15 | $18.5M | $830K | $1.2M | 375 |
| FY2020 | 2 | — | — | — | 76 |
| FY2019 | 6 | $2.5M | $289K | $409K | 61 |
| FY2018 | 2 | — | — | — | 11 |
| FY2017 | 2 | — | — | — | 18 |
| FY2016 | 6 | $1.2M | $150K | $195K | 67 |
Approvals are counted in the year SBA approved them and include approvals later cancelled. In the five fiscal years before the current window (FY2016–FY2020) the lender had 18 approvals. First approval on file: FY2010.
How earlier loans turned out
Only loans approved at least five fiscal years ago (FY2010–FY2021) are counted, because newer loans have had little time to be paid in full or charged off. "Charged off" is SBA's status for a loan on which it has written off the remaining balance.
| Loans approved FY2010–FY2021 | This lender | Texas | 7(a) program |
|---|---|---|---|
| Approvals in these years | 66 | 48,931 | 639,905 |
| Cancelled or never disbursed | 8 | 5,758 | 79,313 |
| Disbursed loans | 58 | 43,173 | 560,592 |
| Paid in full | 48 | 31,848 | 435,813 |
| Charged off | 4 | 3,650 | 36,891 |
| Still outstanding (status exempt from disclosure) | 6 | 7,675 | 87,888 |
| Charged off, share of disbursed loans | 6.9% | 8.5% | 6.6% |
| Dollars charged off, share of disbursed dollars | 3.6% | 2.9% | 2.5% |
| Dollars charged off | $1.1M | $682M | $5.70bn |
By approval year
| Approved in | Disbursed | Paid in full | Charged off | Charged off, share | 7(a) program, same year |
|---|---|---|---|---|---|
| FY2021 | 14 | 9 | 1 | — | 2.8% |
| FY2020 | 1 | 0 | 0 | — | 4.0% |
| FY2019 | 5 | 4 | 0 | — | 6.7% |
| FY2018 | 2 | 2 | 0 | — | 7.9% |
| FY2017 | 2 | 2 | 0 | — | 7.7% |
| FY2016 | 4 | 4 | 0 | — | 7.2% |
| FY2015 | 2 | 2 | 0 | — | 6.9% |
| FY2014 | 2 | 2 | 0 | — | 6.4% |
| FY2013 | 6 | 5 | 1 | — | 6.0% |
| FY2012 | 6 | 6 | 0 | — | 6.3% |
| FY2011 | 6 | 5 | 1 | — | 6.9% |
| FY2010 | 8 | 7 | 1 | — | 9.2% |
A share is shown only where at least 30 loans from that year were disbursed.
Against the 7(a) program
| FY2021–FY2025 | This lender | 7(a) program |
|---|---|---|
| Median approval | $915K | $190K |
| Average approval | $1.3M | $518K |
| Approvals of $150,000 or less | 5.8% | 47.8% |
| Approvals to startups and businesses 2 years old or less | 35.6% | 34.3% |
| Approvals to franchise businesses | 17.3% | 11.5% |
| Jobs supported per approval, as reported | 17.6 | 10.5 |
| Charged off, loans approved FY2010–FY2021 | 6.9% | 6.6% |
States served
| # | State of the business (4 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Texas | 89 | $126M | 85.6% | |
| 2 | Nebraska | 13 | $11.2M | 12.5% | |
| 3 | New Jersey | 1 | — | 1.0% | |
| 4 | Iowa | 1 | — | 1.0% |
In Texas the lender accounts for 0.4% of all 7(a) approvals in FY2021–FY2025.
Counties served
| # | County of the business (20 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Dallas County, TX | 33 | $45.4M | 31.7% | |
| 2 | Denton County, TX | 14 | $20.4M | 13.5% | |
| 3 | Tarrant County, TX | 12 | $16.0M | 11.5% | |
| 4 | Douglas County, NE | 10 | $8.8M | 9.6% | |
| 5 | Collin County, TX | 9 | $11.3M | 8.7% | |
| 6 | Travis County, TX | 5 | $8.1M | 4.8% | |
| 7 | Harris County, TX | 3 | $6.1M | 2.9% | |
| 8 | Hunt County, TX | 3 | $5.2M | 2.9% | |
| 9 | Jefferson County, TX | 2 | — | 1.9% | |
| 10 | Grayson County, TX | 2 | — | 1.9% | |
| 11 | Washington County, NE | 2 | — | 1.9% | |
| 12 | Parker County, TX | 1 | — | 1.0% |
Industry mix
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Manufacturing | 15 | 14.4% | |
| 2 | Other Services (except Public Administration) | 15 | 14.4% | |
| 3 | Administrative and Support and Waste Management and Remediation Services | 14 | 13.5% | |
| 4 | Health Care and Social Assistance | 13 | 12.5% | |
| 5 | Professional, Scientific, and Technical Services | 8 | 7.7% | |
| 6 | Accommodation and Food Services | 8 | 7.7% | |
| 7 | Retail Trade | 7 | 6.7% | |
| 8 | Wholesale Trade | 6 | 5.8% |
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Personal Care ServicesNAICS 8121 | 9 | 8.7% | |
| 2 | Child Day Care ServicesNAICS 6244 | 8 | 7.7% | |
| 3 | Restaurants and Other Eating PlacesNAICS 7225 | 7 | 6.7% | |
| 4 | Services to Buildings and DwellingsNAICS 5617 | 6 | 5.8% | |
| 5 | Drycleaning and Laundry ServicesNAICS 8123 | 4 | 3.8% | |
| 6 | Cement and Concrete Product ManufacturingNAICS 3273 | 4 | 3.8% | |
| 7 | Other Amusement and Recreation IndustriesNAICS 7139 | 3 | 2.9% | |
| 8 | Management of Companies and EnterprisesNAICS 5511 | 3 | 2.9% | |
| 9 | Other Miscellaneous ManufacturingNAICS 3399 | 3 | 2.9% | |
| 10 | Waste CollectionNAICS 5621 | 3 | 2.9% |
Approval sizes
- $50,000 or less3.8%4
- $50,001 to $150,0001.9%2
- $150,001 to $350,00014.4%15
- $350,001 to $1 million37.5%39
- $1 million to $2 million17.3%18
- Over $2 million25.0%26
Loan terms
- 5 years or less8.7%9
- Over 5 to 10 years60.6%63
- Over 10 to 20 years15.4%16
- Over 20 years15.4%16
Age of the businesses
- Existing, more than 2 years old30.8%32
- New business, 2 years or less7.7%8
- Startup, loan funds will open the business27.9%29
- Change of ownership33.7%35
SBA processing method
| # | Method | Approvals | Share | |
|---|---|---|---|---|
| 1 | Preferred Lenders Program | 62 | 59.6% | |
| 2 | 7a General | 26 | 25.0% | |
| 3 | SBA Express Program | 16 | 15.4% |
Franchise share
18 of 104 approvals in FY2021–FY2025 (17.3%) carried an SBA franchise code; across the 7(a) program the share is 11.5%.
| # | Franchise brand | Approvals | Share | |
|---|---|---|---|---|
| 1 | Pinnacle Montessori | 4 | 3.8% | |
| 2 | Amazing Lash Studio | 2 | 1.9% | |
| 3 | HTeaO | 1 | 1.0% | |
| 4 | Fastsigns | 1 | 1.0% | |
| 5 | VIO Med Spa | 1 | 1.0% | |
| 6 | D1 Training | 1 | 1.0% | |
| 7 | redbox+ | 1 | 1.0% | |
| 8 | The Brass Tap Craft Beer Bar | 1 | 1.0% |
Questions and answers
How many SBA loans does Security National Bank of Omaha make?
SBA approved 29 7(a) loans through Security National Bank of Omaha in FY2025, worth $31.2M, and 104 over FY2021 to FY2025. That ranks 309th of 2,184 active 7(a) lenders by number of approvals.
How large are Security National Bank of Omaha's typical SBA loans?
The median 7(a) approval in FY2021 to FY2025 was $915K and the average $1.3M. The program-wide median was $190K.
What is Security National Bank of Omaha's charge-off rate?
Of 58 disbursed loans approved in FY2010 to FY2021, SBA records 4 as charged off (6.9%), 48 as paid in full and 6 still outstanding; the 7(a) program figure for the same approval years is 6.6%, so the rate here is close to it. Loans are listed under the lender that holds them today, so the figure includes loans taken over from other lenders. Status is as recorded by SBA on 30 Jun 2026.
Which industries does Security National Bank of Omaha lend to most?
By number of approvals in FY2021 to FY2025: personal care services (9); child day care services (8); restaurants and other eating places (7); services to buildings and dwellings (6).
Where does Security National Bank of Omaha make SBA loans?
In 4 states and territories. Texas 89, Nebraska 13, New Jersey 1, Iowa 1. In Texas it accounts for 0.4% of all 7(a) approvals.
Is Security National Bank of Omaha's SBA lending rising?
Approvals in the three latest complete fiscal years total 70, against 36 in the three before: rising (+94%).
Where does this data come from?
From the Small Business Administration's 7(a) and 504 FOIA loan files, as of 30 Jun 2026. Borrower names and addresses in those files are discarded when the files are read and appear nowhere on this site.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error