Industries › Administrative and Support and Waste Management and Remediation Services › Administrative and Support Services
NAICS 561Subsector4.6% of all approvals
SBA loans for administrative and support services
7(a) and 504 approvals to businesses SBA classifies under NAICS 561, with the lenders and states behind them.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses classified under NAICS 561, administrative and support services, received 15,680 SBA loan approvals worth $5.55bn in FY2021 to FY2025 (14,808 7(a), 872 504).
That is 4.6% of all approvals. Set against the 421,777 establishments the Census Bureau counts in the industry, it comes to 37.2 approvals per 1,000 establishments; across all industries the figure is 41.0.
In FY2025 there were 4,195 approvals, up 13% on FY2024. The median 7(a) approval was $150K, against $190K for all industries, and 15.2% of approvals went to franchise businesses.
Of 7(a) loans approved in FY2010 to FY2021 and disbursed, SBA records 7.2% as charged off, close to the 6.6% for all industries.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Volume by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 2,238 | $826M | $150K | 95 | $62.5M | 2,333 | 26,975 |
| FY2025 | 4,047 | $1.26bn | $150K | 148 | $107M | 4,195 | 47,651 |
| FY2024 | 3,588 | $1.15bn | $150K | 121 | $88.8M | 3,709 | 46,743 |
| FY2023 | 2,790 | $900M | $150K | 145 | $103M | 2,935 | 38,089 |
| FY2022 | 2,133 | $766M | $147K | 199 | $123M | 2,332 | 27,741 |
| FY2021 | 2,250 | $902M | $150K | 259 | $142M | 2,509 | 32,623 |
| FY2020 | 1,909 | $672M | $150K | 189 | $107M | 2,098 | 25,473 |
| FY2019 | 2,227 | $603M | $117K | 145 | $71.3M | 2,372 | 26,702 |
| FY2018 | 2,574 | $584M | $100K | 163 | $89.9M | 2,737 | 29,143 |
| FY2017 | 2,711 | $590M | $75K | 139 | $68.4M | 2,850 | 29,478 |
| FY2016 | 2,741 | $566M | $75K | 141 | $68.1M | 2,882 | 32,213 |
SBA records the NAICS code in force when a loan was approved. The 2022 NAICS revision renumbered parts of retail trade and information, so some lines of business appear under one code before FY2023 and another after. FY2016–FY2020 approvals under this code: 12,939.
Within this subsector
| NAICS | Industry group | Approvals, FY2021–FY2025 | Share |
|---|---|---|---|
| 5617 | Services to Buildings and Dwellings | 10,536 | 67.2% |
| 5614 | Business Support Services | 1,478 | 9.4% |
| 5613 | Employment Services | 1,214 | 7.7% |
| 5616 | Investigation and Security Services | 1,021 | 6.5% |
| 5619 | Other Support Services | 692 | 4.4% |
| 5615 | Travel Arrangement and Reservation Services | 374 | 2.4% |
| 5611 | Office Administrative Services | 223 | 1.4% |
| 5612 | Facilities Support Services | 142 | 0.9% |
Lenders most active in this industry
By number of approvals, FY2021–FY2025; 1,021 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 1,991 | $364M | 12.7% | |
| 2 | TD Bank, National AssociationWilmington, DE | 975 | $115M | 6.2% | |
| 3 | United Midwest Savings Bank National AssociationDe Graff, OH | 629 | $109M | 4.0% | |
| 4 | Newtek Bank, National AssociationMiami, FL | 587 | $248M | 3.7% | |
| 5 | U.S. Bank, National AssociationCincinnati, OH | 557 | $112M | 3.6% | |
| 6 | Northeast BankLewiston, ME | 541 | $84.1M | 3.5% | |
| 7 | Manufacturers and Traders Trust CompanyBuffalo, NY | 522 | $57.7M | 3.3% | |
| 8 | BayFirst National BankSaint Petersburg, FL | 511 | $88.3M | 3.3% | |
| 9 | Wells Fargo Bank National AssociationSioux Falls, SD | 505 | $85.0M | 3.2% | |
| 10 | Readycap Lending, LLCBerkeley Heights, NJ | 405 | $98.6M | 2.6% | |
| 11 | JPMorgan Chase Bank, National AssociationColumbus, OH | 342 | $78.9M | 2.2% | |
| 12 | Bank of America, National AssociationCharlotte, NC | 265 | $120M | 1.7% | |
| 13 | Live Oak Banking CompanyWilmington, NC | 199 | $189M | 1.3% | |
| 14 | KeyBank National AssociationCleveland, OH | 189 | $62.3M | 1.2% | |
| 15 | Newtek Small Business Finance, Inc.Lake Success, NY | 184 | $113M | 1.2% | |
| 16 | Columbia BankLake Oswego, OR | 178 | $40.5M | 1.1% | |
| 17 | Celtic Bank CorporationSalt Lake City, UT | 178 | $40.4M | 1.1% | |
| 18 | Zions Bank, A Division ofSalt Lake City, UT | 145 | $31.4M | 0.9% | |
| 19 | First Bank of the LakeOsage Beach, MO | 135 | $87.2M | 0.9% | |
| 20 | Eastern BankBoston, MA | 124 | $13.4M | 0.8% |
States
| # | State of the business | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | California | 1,436 | $651M | 9.2% | |
| 2 | Florida | 1,413 | $601M | 9.0% | |
| 3 | Texas | 1,053 | $476M | 6.7% | |
| 4 | Ohio | 972 | $209M | 6.2% | |
| 5 | New York | 931 | $257M | 5.9% | |
| 6 | Massachusetts | 611 | $157M | 3.9% | |
| 7 | Pennsylvania | 609 | $177M | 3.9% | |
| 8 | Michigan | 602 | $189M | 3.8% | |
| 9 | New Jersey | 553 | $156M | 3.5% | |
| 10 | Illinois | 518 | $196M | 3.3% | |
| 11 | Georgia | 493 | $200M | 3.1% | |
| 12 | Minnesota | 423 | $143M | 2.7% | |
| 13 | Washington | 374 | $136M | 2.4% | |
| 14 | Colorado | 370 | $183M | 2.4% | |
| 15 | North Carolina | 333 | $121M | 2.1% |
Franchise brands
15.2% of approvals carried a franchise code.
| # | Brand | Approvals | Share | |
|---|---|---|---|---|
| 1 | The UPS Store | 674 | 4.3% | |
| 2 | The Grounds Guys | 130 | 0.8% | |
| 3 | Mosquito Shield | 58 | 0.4% | |
| 4 | Mosquito Joe | 56 | 0.4% | |
| 5 | Servpro | 54 | 0.3% | |
| 6 | Two Maids & A Mop | 49 | 0.3% | |
| 7 | Monster Tree Service | 42 | 0.3% | |
| 8 | Heroes Lawn Care | 41 | 0.3% | |
| 9 | ServiceMaster | 40 | 0.3% | |
| 10 | Express Employment Professional | 39 | 0.2% |
Approval sizes
- $50,000 or less27.7%4,348
- $50,001 to $150,00026.8%4,197
- $150,001 to $350,00020.0%3,136
- $350,001 to $1 million17.6%2,756
- $1 million to $2 million5.2%812
- Over $2 million2.7%431
Age of the businesses
- Existing, more than 2 years old59.0%9,247
- New business, 2 years or less17.1%2,678
- Startup, loan funds will open the business13.8%2,161
- Change of ownership10.1%1,581
- Not answered0.1%13
Charge-offs against all industries
| Loans approved FY2010–FY2021 | This industry, 7(a) | All 7(a) | This industry, 504 | All 504 |
|---|---|---|---|---|
| Approvals in these years | 26,152 | 639,905 | 1,908 | 85,591 |
| Cancelled or never disbursed | 2,942 | 79,313 | 270 | 12,514 |
| Disbursed loans | 23,210 | 560,592 | 1,638 | 73,077 |
| Paid in full | 18,120 | 435,813 | 788 | 35,491 |
| Charged off | 1,676 | 36,891 | 9 | 905 |
| Still outstanding (status exempt from disclosure) | 3,414 | 87,888 | 841 | 36,681 |
| Charged off, share of disbursed loans | 7.2% | 6.6% | 0.5% | 1.2% |
| Dollars charged off, share of disbursed dollars | 3.6% | 2.5% | 0.1% | 0.9% |
| Dollars charged off | $196M | $5.70bn | $997K | $499M |
Against all industries
| FY2021–FY2025 | NAICS 561 | All industries |
|---|---|---|
| Median 7(a) approval | $150K | $190K |
| Median 504 approval | $468K | $657K |
| Average approval | $354K | $573K |
| Approvals per 1,000 establishments | 37.2 | 41.0 |
| Approvals to franchise businesses | 15.2% | 11.2% |
| Jobs supported per approval, as reported | 12.3 | 10.5 |
Questions and answers
Which lenders make the most SBA loans for administrative and support services?
By approvals in FY2021 to FY2025: The Huntington National Bank (1,991), TD Bank, National Association (975), United Midwest Savings Bank National Association (629), Newtek Bank, National Association (587), U.S. Bank, National Association (557). 1,021 lenders had at least one.
How large are typical SBA loans for administrative and support services?
The median 7(a) approval was $150K and the median 504 approval $468K; the average across both programs was $354K.
What share of SBA loans for administrative and support services are charged off?
Of 7(a) loans approved in FY2010 to FY2021 and disbursed, 7.2% are recorded as charged off, against 6.6% for all industries; for 504 loans, 0.5% against 1.2%.
Which states have the most SBA loans for administrative and support services?
California (1,436), Florida (1,413), Texas (1,053), Ohio (972), New York (931).
Is SBA lending for administrative and support services rising?
Approvals in the three latest complete fiscal years total 10,839, against 6,939 in the three before: rising (+56%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error