FY20161 Oct 2015 – 30 Sep 2016
SBA loans in Georgia, FY2016
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2016 (1 October 2015 to 30 September 2016) SBA approved 2,024 loans in Georgia: 1,869 under 7(a) and 155 under 504, worth $1.39bn.
That is about level with FY2015, when there were 1,981 approvals worth $1.31bn.
Georgia accounted for 2.9% of the 70,012 approvals nationwide that year. 130 lenders had at least one approval in the state; Wells Fargo Bank National Association had the most, 384.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Georgia businesses in FY2016, of 130 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 7(a) | 384 | $62.2M | 19.0% | 329 | +55 |
| 2 | Metro City Bank | 7(a) | 119 | $132M | 5.9% | 107 | +12 |
| 3 | Truist Bank | 7(a) | 113 | $55.6M | 5.6% | 134 | -21 |
| 4 | Renasant Bank | 7(a) | 83 | $54.7M | 4.1% | 89 | -6 |
| 5 | The Huntington National Bank | 7(a) | 80 | $70.8M | 4.0% | 84 | -4 |
| 6 | Celtic Bank Corporation | 7(a) | 70 | $13.1M | 3.5% | 114 | -44 |
| 7 | Ameris Bank | 7(a) | 69 | $66.1M | 3.4% | 104 | -35 |
| 8 | SouthState Bank, National Association | 7(a) | 68 | $89.4M | 3.4% | 57 | +11 |
| 9 | Pinnacle Bank | 7(a) | 58 | $50.7M | 2.9% | 46 | +12 |
| 10 | Capital Partners Certified Development Company | 504 | 51 | $51.8M | 2.5% | 37 | +14 |
| 11 | Live Oak Banking Company | 7(a) | 48 | $54.4M | 2.4% | 55 | -7 |
| 12 | First Financial Bank | 7(a) | 47 | $26.8M | 2.3% | 35 | +12 |
| 13 | JPMorgan Chase Bank, National Association | 7(a) | 45 | $12.1M | 2.2% | 47 | -2 |
| 14 | HomeTrust Bank | 7(a) | 42 | $43.3M | 2.1% | 23 | +19 |
| 15 | PromiseOne Bank | 7(a) | 39 | $28.6M | 1.9% | 46 | -7 |
| 16 | Stearns Bank National Association | 7(a) | 36 | $7.7M | 1.8% | 25 | +11 |
| 17 | Florida Business Development Corporation | 504 | 33 | $19.4M | 1.6% | 39 | -6 |
| 18 | United Community Bank | 7(a) | 32 | $20.6M | 1.6% | 33 | -1 |
| 19 | Small Business Access Partners, Inc. | 504 | 25 | $21.9M | 1.2% | 21 | +4 |
| 20 | Citizens Bank | 7(a) | 21 | $21.4M | 1.0% | 1 | +20 |
| 21 | United Bank | 7(a) | 19 | $16.6M | 0.9% | 10 | +9 |
| 22 | Newtek Small Business Finance, Inc. | 7(a) | 19 | $13.5M | 0.9% | 11 | +8 |
| 23 | FirstBank | 7(a) | 18 | $14.5M | 0.9% | 10 | +8 |
| 24 | Touchmark National Bank | 7(a) | 18 | $14.1M | 0.9% | 15 | +3 |
| 25 | Community Bank of Pickens County | 7(a) | 17 | $38.3M | 0.8% | 11 | +6 |
| 26 | Embassy National Bank | 7(a) | 17 | $16.4M | 0.8% | 16 | +1 |
| 27 | Coastal States Bank | 7(a) | 17 | $12.7M | 0.8% | 11 | +6 |
| 28 | CSRA Local Development Corporation | 504 | 17 | $11.5M | 0.8% | 18 | -1 |
| 29 | Bank of Hope | 7(a) | 16 | $15.1M | 0.8% | 15 | +1 |
| 30 | Simmons Bank | 7(a) | 16 | $9.8M | 0.8% | 11 | +5 |
| 31 | East West Bank | 7(a) | 15 | $4.2M | 0.7% | 13 | +2 |
| 32 | BayFirst National Bank | 7(a) | 15 | $4.2M | 0.7% | 7 | +8 |
| 33 | Fifth Third Bank | 7(a) | 14 | $5.4M | 0.7% | 14 | 0 |
| 34 | First National Community Bank | 7(a) | 13 | $11.1M | 0.6% | 14 | -1 |
| 35 | Regions Bank | 7(a) | 12 | $17.5M | 0.6% | 36 | -24 |
| 36 | PCB Bank | 7(a) | 12 | $11.3M | 0.6% | 8 | +4 |
| 37 | Hanmi Bank | 7(a) | 12 | $10.6M | 0.6% | 8 | +4 |
| 38 | Colony Bank | 7(a) | 11 | $6.8M | 0.5% | 12 | -1 |
| 39 | Georgia Certified Development Corporation | 504 | 10 | $12.7M | 0.5% | 8 | +2 |
| 40 | First Federal Bank | 7(a) | 10 | $12.6M | 0.5% | 3 | +7 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|
| 1 | Fulton County | 349 | $230M | 17.2% | 352 | -3 |
| 2 | Gwinnett County | 274 | $201M | 13.5% | 232 | +42 |
| 3 | DeKalb County | 204 | $110M | 10.1% | 192 | +12 |
| 4 | Cobb County | 202 | $108M | 10.0% | 194 | +8 |
| 5 | Chatham County | 68 | $45.3M | 3.4% | 58 | +10 |
| 6 | Cherokee County | 65 | $46.8M | 3.2% | 71 | -6 |
| 7 | Forsyth County | 58 | $39.2M | 2.9% | 62 | -4 |
| 8 | Hall County | 38 | $27.3M | 1.9% | 44 | -6 |
| 9 | Clayton County | 30 | $18.8M | 1.5% | 50 | -20 |
| 10 | Henry County | 30 | $24.6M | 1.5% | 25 | +5 |
| 11 | Fayette County | 27 | $33.9M | 1.3% | 31 | -4 |
| 12 | Paulding County | 27 | $11.8M | 1.3% | 15 | +12 |
| 13 | Muscogee County | 23 | $11.6M | 1.1% | 20 | +3 |
| 14 | Bartow County | 23 | $18.9M | 1.1% | 33 | -10 |
| 15 | Bulloch County | 23 | $17.4M | 1.1% | 6 | +17 |
| 16 | Richmond County | 22 | $21.7M | 1.1% | 20 | +2 |
| 17 | Carroll County | 21 | $13.0M | 1.0% | 20 | +1 |
| 18 | Douglas County | 21 | $13.8M | 1.0% | 22 | -1 |
| 19 | Glynn County | 19 | $15.6M | 0.9% | 10 | +9 |
| 20 | Gordon County | 18 | $20.5M | 0.9% | 26 | -8 |
| 21 | Pickens County | 17 | $15.6M | 0.8% | 10 | +7 |
| 22 | Columbia County | 17 | $9.6M | 0.8% | 18 | -1 |
| 23 | Murray County | 17 | $16.6M | 0.8% | 1 | +16 |
| 24 | Rockdale County | 16 | $10.2M | 0.8% | 19 | -3 |
| 25 | Coweta County | 16 | $11.0M | 0.8% | 23 | -7 |
| 26 | Bibb County | 15 | $9.0M | 0.7% | 32 | -17 |
| 27 | Clarke County | 15 | $15.5M | 0.7% | 17 | -2 |
| 28 | Walton County | 15 | $4.3M | 0.7% | 15 | 0 |
| 29 | Whitfield County | 14 | $8.7M | 0.7% | 25 | -11 |
| 30 | Barrow County | 14 | $8.8M | 0.7% | 11 | +3 |
| 31 | Elbert County | 12 | $14.2M | 0.6% | 4 | +8 |
| 32 | Newton County | 11 | $5.9M | 0.5% | 16 | -5 |
| 33 | Floyd County | 11 | $8.5M | 0.5% | 11 | 0 |
| 34 | Lowndes County | 11 | $10.0M | 0.5% | 9 | +2 |
| 35 | Dougherty County | 10 | $10.5M | 0.5% | 6 | +4 |
| 36 | Gilmer County | 10 | $4.4M | 0.5% | 4 | +6 |
| 37 | Haralson County | 9 | $5.1M | 0.4% | 4 | +5 |
| 38 | Baldwin County | 9 | $12.4M | 0.4% | 5 | +4 |
| 39 | Walker County | 8 | $2.6M | 0.4% | 6 | +2 |
| 40 | Stephens County | 8 | $4.7M | 0.4% | 5 | +3 |
The 40 counties with the most approvals; every county is on the Georgia page.
FY2016 against FY2015
| Georgia | FY2016 | FY2015 |
|---|---|---|
| 7(a) approvals | 1,869 | 1,852 |
| 7(a) dollars | $1.26bn | $1.20bn |
| Median 7(a) approval | $304K | $320K |
| 504 approvals | 155 | 129 |
| 504 dollars | $131M | $108M |
| Jobs supported, as reported | 23,950 | 25,386 |
Questions and answers
Which lenders made the most SBA loans in Georgia in FY2016?
Wells Fargo Bank National Association (384), Metro City Bank (119), Truist Bank (113), Renasant Bank (83), The Huntington National Bank (80). 130 lenders had at least one approval.
How many SBA loans were approved in Georgia in FY2016?
2,024: 1,869 under 7(a) worth $1.26bn and 155 under 504 worth $131M.
Which Georgia counties had the most SBA approvals in FY2016?
Fulton County (349), Gwinnett County (274), DeKalb County (204), Cobb County (202), Chatham County (68).
When does FY2016 start and end?
The federal fiscal year 2016 runs from 1 October 2015 to 30 September 2016.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error