FY20171 Oct 2016 – 30 Sep 2017
SBA loans in Missouri, FY2017
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2017 (1 October 2016 to 30 September 2017) SBA approved 1,170 loans in Missouri: 1,048 under 7(a) and 122 under 504, worth $486M.
That is about level with FY2016, when there were 1,161 approvals worth $498M.
Missouri accounted for 1.7% of the 68,648 approvals nationwide that year. 140 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 109.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Missouri businesses in FY2017, of 140 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2016 | Change |
|---|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 7(a) | 109 | $13.3M | 9.3% | 142 | -33 |
| 2 | The Bank of Missouri | 7(a) | 95 | $30.1M | 8.1% | 88 | +7 |
| 3 | Simmons Bank | 7(a) | 86 | $34.7M | 7.4% | 86 | 0 |
| 4 | OakStar Bank | 7(a) | 52 | $16.8M | 4.4% | 45 | +7 |
| 5 | St. Charles County Economic Development Council | 504 | 38 | $19.8M | 3.2% | 21 | +17 |
| 6 | UMB Bank, National Association | 7(a) | 37 | $11.3M | 3.2% | 39 | -2 |
| 7 | Commerce Bank | 7(a) | 37 | $10.2M | 3.2% | 38 | -1 |
| 8 | Rural Missouri, Inc. | 504 | 35 | $23.0M | 3.0% | 28 | +7 |
| 9 | Busey Bank | 7(a) | 32 | $19.5M | 2.7% | 34 | -2 |
| 10 | Guaranty Bank | 7(a) | 29 | $15.7M | 2.5% | 32 | -3 |
| 11 | Hawthorn Bank | 7(a) | 29 | $7.0M | 2.5% | 25 | +4 |
| 12 | Midwest Regional Bank | 7(a) | 26 | $17.5M | 2.2% | 30 | -4 |
| 13 | The Central Trust Bank | 7(a) | 26 | $4.8M | 2.2% | 37 | -11 |
| 14 | Southern Bank | 7(a) | 25 | $14.3M | 2.1% | 20 | +5 |
| 15 | Farmers and Merchants Bank of St. Clair | 7(a) | 24 | $2.1M | 2.1% | 24 | 0 |
| 16 | Wells Fargo Bank National Association | 7(a) | 18 | $10.6M | 1.5% | 21 | -3 |
| 17 | Celtic Bank Corporation | 7(a) | 18 | $2.8M | 1.5% | 25 | -7 |
| 18 | Regions Bank | 7(a) | 17 | $7.4M | 1.5% | 12 | +5 |
| 19 | Arvest Bank | 7(a) | 17 | $6.0M | 1.5% | 44 | -27 |
| 20 | BMO Bank National Association | 7(a) | 16 | $3.1M | 1.4% | 5 | +11 |
| 21 | Live Oak Banking Company | 7(a) | 15 | $21.9M | 1.3% | 23 | -8 |
| 22 | BayFirst National Bank | 7(a) | 15 | $3.9M | 1.3% | 8 | +7 |
| 23 | Mid-Missouri Bank | 7(a) | 13 | $2.0M | 1.1% | 8 | +5 |
| 24 | STL Partnership CDC | 504 | 11 | $5.8M | 0.9% | 10 | +1 |
| 25 | Independence Bank | 7(a) | 11 | $1.3M | 0.9% | 2 | +9 |
| 26 | Heartland Business Capital, Inc. | 504 | 10 | $6.0M | 0.9% | 10 | 0 |
| 27 | Stifel Bank | 7(a) | 9 | $9.3M | 0.8% | 5 | +4 |
| 28 | First Financial Bank | 7(a) | 9 | $7.1M | 0.8% | 8 | +1 |
| 29 | First National Bank of Omaha | 7(a) | 9 | $2.8M | 0.8% | 11 | -2 |
| 30 | PNC Bank, National Association | 7(a) | 9 | $2.7M | 0.8% | 7 | +2 |
| 31 | Scott Credit Union | 7(a) | 9 | $1.7M | 0.8% | 2 | +7 |
| 32 | Heritage Bank of the Ozarks | 7(a) | 9 | $1.6M | 0.8% | 13 | -4 |
| 33 | Northeast Bank | 7(a) | 9 | $775K | 0.8% | 1 | +8 |
| 34 | Newtek Small Business Finance, Inc. | 7(a) | 8 | $11.1M | 0.7% | 5 | +3 |
| 35 | Enterprise Bank & Trust | 7(a) | 8 | $7.3M | 0.7% | 9 | -1 |
| 36 | Enterprise Development Corporation | 504 | 8 | $5.1M | 0.7% | 0 | new |
| 37 | Branson Bank | 7(a) | 8 | $1.1M | 0.7% | 5 | +3 |
| 38 | The Callaway Bank | 7(a) | 8 | $1.0M | 0.7% | 14 | -6 |
| 39 | Belgrade State Bank | 7(a) | 7 | $8.5M | 0.6% | 11 | -4 |
| 40 | American Bank of Freedom | 7(a) | 7 | $4.7M | 0.6% | 1 | +6 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2016 | Change |
|---|---|---|---|---|---|---|
| 1 | St. Louis County | 192 | $103M | 16.4% | 191 | +1 |
| 2 | Jackson County | 134 | $57.4M | 11.5% | 138 | -4 |
| 3 | Greene County | 126 | $51.2M | 10.8% | 127 | -1 |
| 4 | St. Charles County | 91 | $32.5M | 7.8% | 63 | +28 |
| 5 | St. Louis city | 62 | $21.1M | 5.3% | 51 | +11 |
| 6 | Boone County | 53 | $16.1M | 4.5% | 56 | -3 |
| 7 | Taney County | 36 | $20.3M | 3.1% | 29 | +7 |
| 8 | Clay County | 35 | $17.9M | 3.0% | 34 | +1 |
| 9 | Christian County | 34 | $9.1M | 2.9% | 37 | -3 |
| 10 | Franklin County | 32 | $8.6M | 2.7% | 33 | -1 |
| 11 | Cole County | 26 | $8.2M | 2.2% | 19 | +7 |
| 12 | Jasper County | 25 | $7.9M | 2.1% | 29 | -4 |
| 13 | Jefferson County | 22 | $7.1M | 1.9% | 39 | -17 |
| 14 | Cape Girardeau County | 19 | $2.7M | 1.6% | 18 | +1 |
| 15 | Platte County | 18 | $9.3M | 1.5% | 19 | -1 |
| 16 | Cass County | 14 | $5.5M | 1.2% | 16 | -2 |
| 17 | Callaway County | 14 | $5.1M | 1.2% | 14 | 0 |
| 18 | St. Francois County | 12 | $11.1M | 1.0% | 15 | -3 |
| 19 | Webster County | 11 | $1.3M | 0.9% | 7 | +4 |
| 20 | Laclede County | 11 | $923K | 0.9% | 12 | -1 |
| 21 | Buchanan County | 11 | $1.4M | 0.9% | 5 | +6 |
| 22 | Lincoln County | 11 | $5.4M | 0.9% | 5 | +6 |
| 23 | Johnson County | 9 | $3.1M | 0.8% | 6 | +3 |
| 24 | Newton County | 9 | $2.3M | 0.8% | 12 | -3 |
| 25 | Lawrence County | 9 | $8.5M | 0.8% | 13 | -4 |
| 26 | Scott County | 9 | $4.1M | 0.8% | 2 | +7 |
| 27 | Barry County | 8 | $6.2M | 0.7% | 15 | -7 |
| 28 | Camden County | 7 | $1.7M | 0.6% | 19 | -12 |
| 29 | Cooper County | 7 | $5.9M | 0.6% | 2 | +5 |
| 30 | Stone County | 6 | $1.8M | 0.5% | 9 | -3 |
| 31 | Perry County | 6 | $4.4M | 0.5% | 2 | +4 |
| 32 | Bollinger County | 6 | $1.4M | 0.5% | 1 | +5 |
| 33 | McDonald County | 5 | $5.0M | 0.4% | 3 | +2 |
| 34 | Audrain County | 5 | $875K | 0.4% | 4 | +1 |
| 35 | Marion County | 5 | $2.9M | 0.4% | 3 | +2 |
| 36 | Dallas County | 5 | $242K | 0.4% | 3 | +2 |
| 37 | Phelps County | 4 | $2.8M | 0.3% | 2 | +2 |
| 38 | Howell County | 4 | $4.1M | 0.3% | 5 | -1 |
| 39 | Wright County | 4 | $790K | 0.3% | 1 | +3 |
| 40 | Randolph County | 4 | $2.5M | 0.3% | 4 | 0 |
The 40 counties with the most approvals; every county is on the Missouri page.
FY2017 against FY2016
| Missouri | FY2017 | FY2016 |
|---|---|---|
| 7(a) approvals | 1,048 | 1,071 |
| 7(a) dollars | $419M | $446M |
| Median 7(a) approval | $150K | $150K |
| 504 approvals | 122 | 90 |
| 504 dollars | $67.1M | $51.7M |
| Jobs supported, as reported | 12,513 | 13,456 |
Questions and answers
Which lenders made the most SBA loans in Missouri in FY2017?
U.S. Bank, National Association (109), The Bank of Missouri (95), Simmons Bank (86), OakStar Bank (52), St. Charles County Economic Development Council (38). 140 lenders had at least one approval.
How many SBA loans were approved in Missouri in FY2017?
1,170: 1,048 under 7(a) worth $419M and 122 under 504 worth $67.1M.
Which Missouri counties had the most SBA approvals in FY2017?
St. Louis County (192), Jackson County (134), Greene County (126), St. Charles County (91), St. Louis city (62).
When does FY2017 start and end?
The federal fiscal year 2017 runs from 1 October 2016 to 30 September 2017.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error