FY2026 to date1 Oct 2025 – 30 Jun 2026
SBA loans in Missouri, FY2026
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 671 loans in Missouri: 626 under 7(a) and 45 under 504, worth $445M.
The fiscal year is still open, so these counts will grow with each quarterly release.
Missouri accounted for 1.5% of the 45,283 approvals nationwide that year. 113 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 91.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Missouri businesses in FY2026, of 113 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 7(a) | 91 | $21.2M | 13.6% | 142 | — |
| 2 | OakStar Bank | 7(a) | 43 | $41.2M | 6.4% | 116 | — |
| 3 | Newtek Bank, National Association | 7(a) | 43 | $7.5M | 6.4% | 52 | — |
| 4 | Rural Missouri, Inc. | 504 | 31 | $36.8M | 4.6% | 34 | — |
| 5 | Four States Bank, Inc. | 7(a) | 27 | $12.4M | 4.0% | 20 | — |
| 6 | Live Oak Banking Company | 7(a) | 26 | $33.3M | 3.9% | 55 | — |
| 7 | Northeast Bank | 7(a) | 21 | $3.9M | 3.1% | 77 | — |
| 8 | The Huntington National Bank | 7(a) | 19 | $13.0M | 2.8% | 53 | — |
| 9 | Readycap Lending, LLC | 7(a) | 19 | $4.2M | 2.8% | 38 | — |
| 10 | OMB Bank | 7(a) | 18 | $15.8M | 2.7% | 24 | — |
| 11 | Southern Bank | 7(a) | 17 | $4.5M | 2.5% | 12 | — |
| 12 | CenTrust Bank, A Division of SmartBiz Bank National Association | 7(a) | 16 | $2.9M | 2.4% | 4 | — |
| 13 | Midwest Regional Bank | 7(a) | 14 | $12.3M | 2.1% | 23 | — |
| 14 | Celtic Bank Corporation | 7(a) | 13 | $6.6M | 1.9% | 20 | — |
| 15 | United Midwest Savings Bank National Association | 7(a) | 13 | $2.8M | 1.9% | 9 | — |
| 16 | The Bank of Houston | 7(a) | 12 | $12.3M | 1.8% | 10 | — |
| 17 | The Central Trust Bank | 7(a) | 11 | $1.9M | 1.6% | 38 | — |
| 18 | Commerce Bank | 7(a) | 8 | $3.9M | 1.2% | 25 | — |
| 19 | First Financial Bank | 7(a) | 7 | $10.8M | 1.0% | 7 | — |
| 20 | Harvest Small Business Finance, LLC | 7(a) | 7 | $5.5M | 1.0% | 5 | — |
| 21 | The Bank of Missouri | 7(a) | 7 | $2.2M | 1.0% | 19 | — |
| 22 | UMB Bank, National Association | 7(a) | 7 | $1.8M | 1.0% | 20 | — |
| 23 | Pathward National Association | 7(a) | 6 | $11.5M | 0.9% | 1 | — |
| 24 | Midland States Bank | 7(a) | 6 | $6.0M | 0.9% | 6 | — |
| 25 | Emprise Bank | 7(a) | 6 | $3.1M | 0.9% | 2 | — |
| 26 | Equity Bank | 7(a) | 6 | $744K | 0.9% | 6 | — |
| 27 | Wells Fargo Bank National Association | 7(a) | 5 | $5.4M | 0.7% | 5 | — |
| 28 | Kendall Bank | 7(a) | 5 | $4.1M | 0.7% | 1 | — |
| 29 | Branson Bank | 7(a) | 5 | $3.5M | 0.7% | 11 | — |
| 30 | Arvest Bank | 7(a) | 5 | $1.3M | 0.7% | 9 | — |
| 31 | Lendistry SBLC, LLC | 7(a) | 5 | $657K | 0.7% | 6 | — |
| 32 | American Bank of Freedom | 7(a) | 4 | $5.1M | 0.6% | 6 | — |
| 33 | Citizens Bank | 7(a) | 4 | $4.0M | 0.6% | 4 | — |
| 34 | Belgrade State Bank | 7(a) | 4 | $3.5M | 0.6% | 5 | — |
| 35 | Royal Banks of Missouri | 7(a) | 4 | $3.0M | 0.6% | 5 | — |
| 36 | The Callaway Bank | 7(a) | 4 | $952K | 0.6% | 8 | — |
| 37 | Stone Bank | 7(a) | 4 | $550K | 0.6% | 3 | — |
| 38 | GBank | 7(a) | 3 | $9.8M | 0.4% | 7 | — |
| 39 | CommunityAmerica Federal Credit Union | 7(a) | 3 | $4.1M | 0.4% | 15 | — |
| 40 | Capital Community Bank | 7(a) | 3 | $3.5M | 0.4% | 0 | — |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|
| 1 | St. Louis County | 113 | $94.3M | 16.8% | 235 | — |
| 2 | Jackson County | 100 | $76.8M | 14.9% | 181 | — |
| 3 | Greene County | 56 | $44.3M | 8.3% | 109 | — |
| 4 | St. Charles County | 45 | $15.8M | 6.7% | 91 | — |
| 5 | St. Louis city | 40 | $21.9M | 6.0% | 50 | — |
| 6 | Jasper County | 33 | $18.8M | 4.9% | 37 | — |
| 7 | Clay County | 26 | $13.0M | 3.9% | 55 | — |
| 8 | Boone County | 22 | $6.1M | 3.3% | 52 | — |
| 9 | Jefferson County | 17 | $12.0M | 2.5% | 18 | — |
| 10 | Newton County | 16 | $14.5M | 2.4% | 11 | — |
| 11 | Christian County | 14 | $5.4M | 2.1% | 39 | — |
| 12 | Taney County | 13 | $11.3M | 1.9% | 25 | — |
| 13 | Platte County | 12 | $6.6M | 1.8% | 23 | — |
| 14 | Franklin County | 11 | $3.3M | 1.6% | 30 | — |
| 15 | Cape Girardeau County | 8 | $1.7M | 1.2% | 12 | — |
| 16 | Camden County | 7 | $16.0M | 1.0% | 13 | — |
| 17 | Johnson County | 6 | $1.1M | 0.9% | 5 | — |
| 18 | Cole County | 5 | $5.1M | 0.7% | 3 | — |
| 19 | Laclede County | 5 | $3.3M | 0.7% | 4 | — |
| 20 | Cass County | 5 | $488K | 0.7% | 21 | — |
| 21 | Dallas County | 5 | $792K | 0.7% | 7 | — |
| 22 | Lincoln County | 5 | $736K | 0.7% | 9 | — |
| 23 | Perry County | 5 | $827K | 0.7% | 0 | — |
| 24 | Lawrence County | 4 | $3.6M | 0.6% | 11 | — |
| 25 | Wright County | 4 | $4.2M | 0.6% | 3 | — |
| 26 | Randolph County | 4 | $409K | 0.6% | 6 | — |
| 27 | Polk County | 4 | $5.8M | 0.6% | 25 | — |
| 28 | Warren County | 4 | $3.7M | 0.6% | 11 | — |
| 29 | Scott County | 4 | $1.9M | 0.6% | 3 | — |
| 30 | Butler County | 4 | $2.5M | 0.6% | 3 | — |
| 31 | St. Francois County | 3 | $347K | 0.4% | 11 | — |
| 32 | Phelps County | 3 | $329K | 0.4% | 12 | — |
| 33 | Buchanan County | 3 | $3.8M | 0.4% | 16 | — |
| 34 | Osage County | 3 | $1.8M | 0.4% | 1 | — |
| 35 | Vernon County | 3 | $1.2M | 0.4% | 5 | — |
| 36 | Montgomery County | 3 | $2.2M | 0.4% | 3 | — |
| 37 | Barton County | 3 | $3.5M | 0.4% | 0 | — |
| 38 | Pulaski County | 3 | $776K | 0.4% | 5 | — |
| 39 | Stone County | 3 | $1.3M | 0.4% | 5 | — |
| 40 | Henry County | 3 | $726K | 0.4% | 6 | — |
The 40 counties with the most approvals; every county is on the Missouri page.
FY2026 against FY2025
| Missouri | FY2026 to date | FY2025 |
|---|---|---|
| 7(a) approvals | 626 | 1,201 |
| 7(a) dollars | $395M | $714M |
| Median 7(a) approval | $226K | $240K |
| 504 approvals | 45 | 84 |
| 504 dollars | $49.6M | $100M |
| Jobs supported, as reported | 5,993 | 12,124 |
Questions and answers
Which lenders made the most SBA loans in Missouri in FY2026?
U.S. Bank, National Association (91), OakStar Bank (43), Newtek Bank, National Association (43), Rural Missouri, Inc. (31), Four States Bank, Inc. (27). 113 lenders had at least one approval.
How many SBA loans were approved in Missouri in FY2026?
671 to 30 Jun 2026: 626 under 7(a) worth $395M and 45 under 504 worth $49.6M.
Which Missouri counties had the most SBA approvals in FY2026?
St. Louis County (113), Jackson County (100), Greene County (56), St. Charles County (45), St. Louis city (40).
When does FY2026 start and end?
The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error