FY20191 Oct 2018 – 30 Sep 2019
SBA loans in Missouri, FY2019
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2019 (1 October 2018 to 30 September 2019) SBA approved 934 loans in Missouri: 846 under 7(a) and 88 under 504, worth $441M.
That is down 11% on FY2018, when there were 1,049 approvals worth $506M.
Missouri accounted for 1.6% of the 58,006 approvals nationwide that year. 127 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 107.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Missouri businesses in FY2019, of 127 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2018 | Change |
|---|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 7(a) | 107 | $6.2M | 11.5% | 113 | -6 |
| 2 | OakStar Bank | 7(a) | 49 | $21.7M | 5.2% | 56 | -7 |
| 3 | The Bank of Missouri | 7(a) | 48 | $9.6M | 5.1% | 55 | -7 |
| 4 | Guaranty Bank | 7(a) | 45 | $12.5M | 4.8% | 35 | +10 |
| 5 | Simmons Bank | 7(a) | 43 | $15.0M | 4.6% | 44 | -1 |
| 6 | St. Charles County Economic Development Council | 504 | 35 | $25.0M | 3.7% | 33 | +2 |
| 7 | Midwest Regional Bank | 7(a) | 33 | $21.2M | 3.5% | 32 | +1 |
| 8 | American Bank of Freedom | 7(a) | 28 | $25.5M | 3.0% | 26 | +2 |
| 9 | Rural Missouri, Inc. | 504 | 27 | $23.8M | 2.9% | 35 | -8 |
| 10 | BayFirst National Bank | 7(a) | 18 | $4.3M | 1.9% | 13 | +5 |
| 11 | United Midwest Savings Bank National Association | 7(a) | 18 | $3.0M | 1.9% | 7 | +11 |
| 12 | The Central Trust Bank | 7(a) | 16 | $3.4M | 1.7% | 24 | -8 |
| 13 | Hawthorn Bank | 7(a) | 15 | $5.1M | 1.6% | 12 | +3 |
| 14 | The Huntington National Bank | 7(a) | 14 | $14.4M | 1.5% | 8 | +6 |
| 15 | First National Bank of Omaha | 7(a) | 14 | $9.2M | 1.5% | 2 | +12 |
| 16 | Enterprise Bank & Trust | 7(a) | 14 | $9.2M | 1.5% | 12 | +2 |
| 17 | Busey Bank | 7(a) | 14 | $9.0M | 1.5% | 31 | -17 |
| 18 | Commerce Bank | 7(a) | 14 | $3.0M | 1.5% | 29 | -15 |
| 19 | Arvest Bank | 7(a) | 14 | $2.4M | 1.5% | 11 | +3 |
| 20 | St. Louis Bank | 7(a) | 13 | $14.3M | 1.4% | 2 | +11 |
| 21 | Southern Bank | 7(a) | 13 | $10.3M | 1.4% | 12 | +1 |
| 22 | UMB Bank, National Association | 7(a) | 13 | $3.5M | 1.4% | 19 | -6 |
| 23 | Stearns Bank National Association | 7(a) | 13 | $2.6M | 1.4% | 6 | +7 |
| 24 | Legacy Bank & Trust Company | 7(a) | 13 | $914K | 1.4% | 9 | +4 |
| 25 | Core Bank | 7(a) | 12 | $3.5M | 1.3% | 12 | 0 |
| 26 | Newtek Small Business Finance, Inc. | 7(a) | 11 | $11.0M | 1.2% | 3 | +8 |
| 27 | The Callaway Bank | 7(a) | 11 | $2.2M | 1.2% | 6 | +5 |
| 28 | Northeast Bank | 7(a) | 11 | $1.6M | 1.2% | 15 | -4 |
| 29 | Independence Bank | 7(a) | 11 | $1.6M | 1.2% | 18 | -7 |
| 30 | Regions Bank | 7(a) | 10 | $4.7M | 1.1% | 7 | +3 |
| 31 | Live Oak Banking Company | 7(a) | 7 | $9.8M | 0.7% | 13 | -6 |
| 32 | Branson Bank | 7(a) | 7 | $1.4M | 0.7% | 5 | +2 |
| 33 | Heartland Business Capital, Inc. | 504 | 6 | $3.7M | 0.6% | 7 | -1 |
| 34 | PNC Bank, National Association | 7(a) | 6 | $3.3M | 0.6% | 20 | -14 |
| 35 | First Midwest Bank of the Ozarks | 7(a) | 6 | $2.4M | 0.6% | 4 | +2 |
| 36 | Justine Petersen Housing & Reinvestment Corporation | 7(a) | 6 | $557K | 0.6% | 7 | -1 |
| 37 | Farmers and Merchants Bank of St. Clair | 7(a) | 6 | $299K | 0.6% | 8 | -2 |
| 38 | Midwest BankCentre | 7(a) | 5 | $8.8M | 0.5% | 1 | +4 |
| 39 | Small Business Growth Corporation | 504 | 5 | $2.6M | 0.5% | 8 | -3 |
| 40 | Regent Bank | 7(a) | 5 | $2.3M | 0.5% | 0 | new |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2018 | Change |
|---|---|---|---|---|---|---|
| 1 | St. Louis County | 156 | $99.0M | 16.7% | 207 | -51 |
| 2 | Jackson County | 109 | $65.4M | 11.7% | 98 | +11 |
| 3 | Greene County | 101 | $34.2M | 10.8% | 120 | -19 |
| 4 | St. Charles County | 82 | $30.9M | 8.8% | 91 | -9 |
| 5 | St. Louis city | 51 | $25.5M | 5.5% | 53 | -2 |
| 6 | Clay County | 47 | $19.8M | 5.0% | 35 | +12 |
| 7 | Boone County | 43 | $9.1M | 4.6% | 39 | +4 |
| 8 | Christian County | 34 | $6.8M | 3.6% | 37 | -3 |
| 9 | Taney County | 29 | $16.3M | 3.1% | 21 | +8 |
| 10 | Jefferson County | 25 | $18.7M | 2.7% | 21 | +4 |
| 11 | Jasper County | 21 | $6.5M | 2.2% | 37 | -16 |
| 12 | Franklin County | 18 | $6.9M | 1.9% | 20 | -2 |
| 13 | Cole County | 14 | $3.2M | 1.5% | 11 | +3 |
| 14 | Camden County | 13 | $9.3M | 1.4% | 9 | +4 |
| 15 | Cass County | 12 | $2.7M | 1.3% | 11 | +1 |
| 16 | St. Francois County | 9 | $5.9M | 1.0% | 15 | -6 |
| 17 | Platte County | 9 | $3.8M | 1.0% | 14 | -5 |
| 18 | Cape Girardeau County | 9 | $2.0M | 1.0% | 7 | +2 |
| 19 | Henry County | 8 | $3.1M | 0.9% | 1 | +7 |
| 20 | Polk County | 8 | $2.1M | 0.9% | 9 | -1 |
| 21 | Webster County | 7 | $725K | 0.7% | 10 | -3 |
| 22 | Lawrence County | 7 | $5.0M | 0.7% | 3 | +4 |
| 23 | Stone County | 7 | $12.0M | 0.7% | 10 | -3 |
| 24 | Newton County | 6 | $4.3M | 0.6% | 10 | -4 |
| 25 | Lafayette County | 6 | $2.2M | 0.6% | 8 | -2 |
| 26 | Laclede County | 5 | $703K | 0.5% | 9 | -4 |
| 27 | Callaway County | 5 | $3.9M | 0.5% | 5 | 0 |
| 28 | Warren County | 5 | $3.3M | 0.5% | 3 | +2 |
| 29 | Scott County | 5 | $558K | 0.5% | 8 | -3 |
| 30 | Buchanan County | 4 | $4.3M | 0.4% | 14 | -10 |
| 31 | Lincoln County | 4 | $343K | 0.4% | 8 | -4 |
| 32 | Barry County | 3 | $620K | 0.3% | 2 | +1 |
| 33 | Vernon County | 3 | $2.0M | 0.3% | 0 | new |
| 34 | McDonald County | 3 | $1.9M | 0.3% | 3 | 0 |
| 35 | Stoddard County | 3 | $1.5M | 0.3% | 5 | -2 |
| 36 | Ripley County | 3 | $433K | 0.3% | 2 | +1 |
| 37 | Miller County | 3 | $317K | 0.3% | 0 | new |
| 38 | Perry County | 3 | $148K | 0.3% | 1 | +2 |
| 39 | Clinton County | 3 | $233K | 0.3% | 1 | +2 |
| 40 | Dade County | 3 | $3.1M | 0.3% | 2 | +1 |
The 40 counties with the most approvals; every county is on the Missouri page.
FY2019 against FY2018
| Missouri | FY2019 | FY2018 |
|---|---|---|
| 7(a) approvals | 846 | 938 |
| 7(a) dollars | $372M | $438M |
| Median 7(a) approval | $166K | $175K |
| 504 approvals | 88 | 111 |
| 504 dollars | $68.5M | $68.8M |
| Jobs supported, as reported | 9,539 | 11,365 |
Questions and answers
Which lenders made the most SBA loans in Missouri in FY2019?
U.S. Bank, National Association (107), OakStar Bank (49), The Bank of Missouri (48), Guaranty Bank (45), Simmons Bank (43). 127 lenders had at least one approval.
How many SBA loans were approved in Missouri in FY2019?
934: 846 under 7(a) worth $372M and 88 under 504 worth $68.5M.
Which Missouri counties had the most SBA approvals in FY2019?
St. Louis County (156), Jackson County (109), Greene County (101), St. Charles County (82), St. Louis city (51).
When does FY2019 start and end?
The federal fiscal year 2019 runs from 1 October 2018 to 30 September 2019.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error