FY20251 Oct 2024 – 30 Sep 2025
SBA loans in New York, FY2025
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2025 (1 October 2024 to 30 September 2025) SBA approved 5,518 loans in New York: 5,299 under 7(a) and 219 under 504, worth $2.09bn.
That is up 10% on FY2024, when there were 5,011 approvals worth $1.68bn.
New York accounted for 6.5% of the 84,840 approvals nationwide that year. 179 lenders had at least one approval in the state; TD Bank, National Association had the most, 806.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to New York businesses in FY2025, of 179 active.
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2024 | Change |
|---|---|---|---|---|---|---|
| 1 | Kings County | 766 | $303M | 13.9% | 775 | -9 |
| 2 | New York County | 603 | $221M | 10.9% | 555 | +48 |
| 3 | Suffolk County | 549 | $258M | 9.9% | 506 | +43 |
| 4 | Nassau County | 480 | $207M | 8.7% | 413 | +67 |
| 5 | Queens County | 465 | $182M | 8.4% | 437 | +28 |
| 6 | Erie County | 299 | $91.4M | 5.4% | 209 | +90 |
| 7 | Rockland County | 285 | $107M | 5.2% | 293 | -8 |
| 8 | Westchester County | 281 | $102M | 5.1% | 246 | +35 |
| 9 | Monroe County | 255 | $60.3M | 4.6% | 208 | +47 |
| 10 | Orange County | 218 | $104M | 4.0% | 188 | +30 |
| 11 | Bronx County | 149 | $52.8M | 2.7% | 120 | +29 |
| 12 | Onondaga County | 117 | $39.1M | 2.1% | 93 | +24 |
| 13 | Richmond County | 106 | $30.9M | 1.9% | 106 | 0 |
| 14 | Dutchess County | 76 | $29.2M | 1.4% | 57 | +19 |
| 15 | Albany County | 67 | $32.7M | 1.2% | 58 | +9 |
| 16 | Saratoga County | 62 | $22.4M | 1.1% | 63 | -1 |
| 17 | Ulster County | 53 | $25.4M | 1.0% | 35 | +18 |
| 18 | Niagara County | 52 | $14.6M | 0.9% | 40 | +12 |
| 19 | Oneida County | 39 | $19.7M | 0.7% | 30 | +9 |
| 20 | Ontario County | 37 | $7.7M | 0.7% | 30 | +7 |
| 21 | Sullivan County | 31 | $22.7M | 0.6% | 32 | -1 |
| 22 | Broome County | 29 | $3.2M | 0.5% | 20 | +9 |
| 23 | Chautauqua County | 28 | $8.6M | 0.5% | 25 | +3 |
| 24 | Rensselaer County | 26 | $9.4M | 0.5% | 34 | -8 |
| 25 | Livingston County | 25 | $2.4M | 0.5% | 24 | +1 |
| 26 | Steuben County | 23 | $10.6M | 0.4% | 25 | -2 |
| 27 | Schenectady County | 22 | $14.0M | 0.4% | 24 | -2 |
| 28 | Tompkins County | 22 | $3.3M | 0.4% | 13 | +9 |
| 29 | Warren County | 21 | $14.8M | 0.4% | 18 | +3 |
| 30 | Wayne County | 21 | $3.3M | 0.4% | 28 | -7 |
| 31 | Genesee County | 20 | $3.2M | 0.4% | 22 | -2 |
| 32 | Cattaraugus County | 19 | $2.1M | 0.3% | 16 | +3 |
| 33 | Putnam County | 19 | $1.9M | 0.3% | 22 | -3 |
| 34 | Herkimer County | 18 | $3.3M | 0.3% | 14 | +4 |
| 35 | Oswego County | 18 | $2.5M | 0.3% | 21 | -3 |
| 36 | Clinton County | 18 | $3.1M | 0.3% | 16 | +2 |
| 37 | Orleans County | 17 | $2.7M | 0.3% | 18 | -1 |
| 38 | Columbia County | 16 | $4.8M | 0.3% | 10 | +6 |
| 39 | Wyoming County | 14 | $1.7M | 0.3% | 14 | 0 |
| 40 | Chemung County | 11 | $3.0M | 0.2% | 16 | -5 |
The 40 counties with the most approvals; every county is on the New York page.
FY2025 against FY2024
| New York | FY2025 | FY2024 |
|---|---|---|
| 7(a) approvals | 5,299 | 4,817 |
| 7(a) dollars | $1.83bn | $1.45bn |
| Median 7(a) approval | $150K | $120K |
| 504 approvals | 219 | 194 |
| 504 dollars | $255M | $237M |
| Jobs supported, as reported | 43,895 | 39,273 |
Questions and answers
Which lenders made the most SBA loans in New York in FY2025?
TD Bank, National Association (806), Manufacturers and Traders Trust Company (756), Northeast Bank (563), Readycap Lending, LLC (314), JPMorgan Chase Bank, National Association (313). 179 lenders had at least one approval.
How many SBA loans were approved in New York in FY2025?
5,518: 5,299 under 7(a) worth $1.83bn and 219 under 504 worth $255M.
Which New York counties had the most SBA approvals in FY2025?
Kings County (766), New York County (603), Suffolk County (549), Nassau County (480), Queens County (465).
When does FY2025 start and end?
The federal fiscal year 2025 runs from 1 October 2024 to 30 September 2025.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error