SBA Ledger

States › New York › FY2026

FY2026 to date1 Oct 2025 – 30 Jun 2026

SBA loans in New York, FY2026

That fiscal year's approvals by lender and by county.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 2,788 loans in New York: 2,644 under 7(a) and 144 under 504, worth $1.18bn.

The fiscal year is still open, so these counts will grow with each quarterly release.

New York accounted for 6.2% of the 45,283 approvals nationwide that year. 138 lenders had at least one approval in the state; Manufacturers and Traders Trust Company had the most, 624.

2,788approvals to date
$1.18bndollars approved
$150Kmedian 7(a) approvalFY2025: $150K
138lenders with an approval
21,634jobs supported, as reported

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Approvals by lender

The 40 lenders with the most approvals to New York businesses in FY2026, of 138 active.

#LenderProgramApprovalsDollarsShare of stateFY2025Change
1Manufacturers and Traders Trust Company7(a)624$64.9M22.4%756—
2TD Bank, National Association7(a)313$36.5M11.2%806—
3Newtek Bank, National Association7(a)250$56.9M9.0%290—
4Northeast Bank7(a)172$36.6M6.2%563—
5JPMorgan Chase Bank, National Association7(a)108$26.2M3.9%313—
6Empire State Certified Development Corporation504105$118M3.8%167—
7Readycap Lending, LLC7(a)82$19.1M2.9%314—
8Celtic Bank Corporation7(a)74$15.6M2.7%79—
9Live Oak Banking Company7(a)71$81.3M2.5%86—
10KeyBank National Association7(a)61$16.0M2.2%146—
11ESL FCU7(a)59$5.3M2.1%95—
12CenTrust Bank, A Division of SmartBiz Bank National Association7(a)58$11.1M2.1%20—
13Lendistry SBLC, LLC7(a)49$12.9M1.8%200—
14The Huntington National Bank7(a)45$19.1M1.6%130—
15Trenton Business Assistance Corporation50430$58.6M1.1%31—
16Bank of Hope7(a)26$36.0M0.9%36—
17FinWise Bank7(a)25$29.4M0.9%48—
18Webster Bank National Association7(a)22$8.2M0.8%98—
19Five Star Bank7(a)20$5.4M0.7%93—
20Commonwealth Business Bank7(a)18$24.3M0.6%11—
21Colony Bank7(a)18$5.7M0.6%36—
22First Bank of the Lake7(a)15$11.1M0.5%40—
23Community Capital New York, Inc.7(a)15$2.3M0.5%21—
24ConnectOne Bank7(a)14$16.7M0.5%9—
25NBT Bank, National Association7(a)14$6.9M0.5%19—
26Genesee Regional Bank7(a)14$3.6M0.5%23—
27Tompkins Community Bank7(a)14$1.7M0.5%34—
28Community Bank, National Association7(a)14$1.5M0.5%19—
29Arrow Bank National Association7(a)14$971K0.5%21—
30Pathward National Association7(a)13$25.7M0.5%6—
31Harvest Small Business Finance, LLC7(a)13$16.5M0.5%26—
32Wells Fargo Bank National Association7(a)13$15.7M0.5%29—
33United Midwest Savings Bank National Association7(a)13$6.8M0.5%34—
34Accion Opportunity Fund Community Development7(a)13$3.5M0.5%5—
35Stone Bank7(a)13$2.0M0.5%14—
36The Adirondack Trust Company7(a)13$895K0.5%7—
37Bank of America, National Association7(a)12$6.6M0.4%37—
38Byline Bank7(a)11$15.8M0.4%18—
39Citibank, N.A.7(a)11$771K0.4%18—
40U.S. Bank, National Association7(a)11$305K0.4%5—

Approvals by county

#CountyApprovalsDollarsShare of stateFY2025Change
1Suffolk County320$171M11.5%549—
2Kings County318$159M11.4%766—
3New York County289$157M10.4%603—
4Nassau County218$101M7.8%480—
5Queens County201$92.8M7.2%465—
6Westchester County165$60.9M5.9%281—
7Rockland County145$42.9M5.2%285—
8Monroe County139$33.3M5.0%255—
9Erie County131$37.8M4.7%299—
10Orange County97$43.6M3.5%218—
11Richmond County69$22.8M2.5%106—
12Onondaga County66$26.3M2.4%117—
13Bronx County60$28.8M2.2%149—
14Albany County47$36.7M1.7%67—
15Dutchess County46$12.5M1.6%76—
16Ulster County36$23.8M1.3%53—
17Saratoga County31$9.1M1.1%62—
18Broome County26$5.8M0.9%29—
19Chautauqua County21$4.0M0.8%28—
20Oneida County20$6.6M0.7%39—
21Putnam County20$6.1M0.7%19—
22Niagara County18$3.4M0.6%52—
23Livingston County18$1.6M0.6%25—
24Sullivan County18$9.8M0.6%31—
25Wayne County18$3.7M0.6%21—
26Genesee County17$4.6M0.6%20—
27Rensselaer County17$1.6M0.6%26—
28Tompkins County14$4.5M0.5%22—
29Chemung County13$2.3M0.5%11—
30Cattaraugus County12$1.1M0.4%19—
31Warren County12$8.6M0.4%21—
32Schenectady County12$5.1M0.4%22—
33Ontario County12$4.3M0.4%37—
34Columbia County12$2.7M0.4%16—
35Herkimer County11$5.2M0.4%18—
36Seneca County10$1.7M0.4%10—
37Allegany County8$370K0.3%4—
38Steuben County8$4.8M0.3%23—
39Wyoming County7$415K0.3%14—
40Essex County7$3.8M0.3%9—

The 40 counties with the most approvals; every county is on the New York page.

FY2026 against FY2025

New YorkFY2026 to dateFY2025
7(a) approvals2,6445,299
7(a) dollars$1.00bn$1.83bn
Median 7(a) approval$150K$150K
504 approvals144219
504 dollars$182M$255M
Jobs supported, as reported21,63443,895

Questions and answers

Which lenders made the most SBA loans in New York in FY2026?

Manufacturers and Traders Trust Company (624), TD Bank, National Association (313), Newtek Bank, National Association (250), Northeast Bank (172), JPMorgan Chase Bank, National Association (108). 138 lenders had at least one approval.

How many SBA loans were approved in New York in FY2026?

2,788 to 30 Jun 2026: 2,644 under 7(a) worth $1.00bn and 144 under 504 worth $182M.

Which New York counties had the most SBA approvals in FY2026?

Suffolk County (320), Kings County (318), New York County (289), Nassau County (218), Queens County (201).

When does FY2026 start and end?

The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error