States › Louisiana › Iberia Parish
County15th of 61 in Louisiana by approvalsFIPS 22045
SBA loans in Iberia Parish, Louisiana
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Iberia Parish, Louisiana, received 38 SBA loan approvals worth $31.4M in FY2021 to FY2025 (36 7(a), 2 504).
That is 26.2 approvals per 1,000 business establishments (1,451 establishments in 2023), above the Louisiana figure of 22.6 and below the national 41.0.
It ranks 15th of 61 Louisiana counties with approvals. In FY2025 there were 13, up 18% on FY2024.
23 lenders had approvals here; the most active were Newtek Bank, National Association (7), Live Oak Banking Company (3) and Newtek Small Business Finance, Inc. (2). The most common industry was architectural and structural metals manufacturing.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Iberia Parish
By number of approvals to businesses in the county, FY2021–FY2025; 23 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Newtek Bank, National AssociationMiami, FL | 7 | $1.2M | 18.4% | |
| 2 | Live Oak Banking CompanyWilmington, NC | 3 | $6.9M | 7.9% | |
| 3 | Newtek Small Business Finance, Inc.Lake Success, NY | 2 | — | 5.3% | |
| 4 | First Horizon BankMemphis, TN | 2 | — | 5.3% | |
| 5 | Citizens BankElizabethton, TN | 2 | — | 5.3% | |
| 6 | Gulf Coast BankAbbeville, LA | 2 | — | 5.3% | |
| 7 | Northeast BankLewiston, ME | 2 | — | 5.3% | |
| 8 | BayFirst National BankSaint Petersburg, FL | 2 | — | 5.3% | |
| 9 | Readycap Lending, LLCBerkeley Heights, NJ | 2 | — | 5.3% | |
| 10 | Community Certified Development CorporationHouston, TX · CDC | 1 | — | 2.6% | |
| 11 | Peoples BankMendenhall, MS | 1 | — | 2.6% | |
| 12 | Home Bank, National AssociationLafayette, LA | 1 | — | 2.6% | |
| 13 | Southern Heritage BankJonesville, LA | 1 | — | 2.6% | |
| 14 | First Financial BankEl Dorado, AR | 1 | — | 2.6% | |
| 15 | Louisiana Capital Certified Development Company, Inc.Lafayette, LA · CDC | 1 | — | 2.6% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Architectural and Structural Metals ManufacturingNAICS 3323 | 4 | 10.5% | |
| 2 | Health and Personal Care RetailersNAICS 4561 | 3 | 7.9% | |
| 3 | Restaurants and Other Eating PlacesNAICS 7225 | 3 | 7.9% | |
| 4 | Personal Care ServicesNAICS 8121 | 3 | 7.9% | |
| 5 | Traveler AccommodationNAICS 7211 | 2 | 5.3% | |
| 6 | Support Activities for MiningNAICS 2131 | 2 | 5.3% | |
| 7 | Other General Purpose Machinery ManufacturingNAICS 3339 | 2 | 5.3% | |
| 8 | Death Care ServicesNAICS 8122 | 1 | 2.6% | |
| 9 | Gasoline StationsNAICS 4571 | 1 | 2.6% | |
| 10 | Specialty Food StoresNAICS 4452 | 1 | 2.6% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Manufacturing | 7 | 18.4% | |
| 2 | Accommodation and Food Services | 6 | 15.8% | |
| 3 | Other Services (except Public Administration) | 6 | 15.8% | |
| 4 | Retail Trade | 5 | 13.2% | |
| 5 | Mining, Quarrying, and Oil and Gas Extraction | 2 | 5.3% | |
| 6 | Real Estate and Rental and Leasing | 2 | 5.3% | |
| 7 | Professional, Scientific, and Technical Services | 2 | 5.3% | |
| 8 | Administrative and Support and Waste Management and Remediation Services | 2 | 5.3% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 0 | — | — | 0 | — | 0 | 0 |
| FY2025 | 11 | $6.1M | $290K | 2 | — | 13 | 167 |
| FY2024 | 11 | $9.3M | $297K | 0 | — | 11 | 87 |
| FY2023 | 4 | $2.4M | $208K | 0 | — | 4 | 45 |
| FY2022 | 4 | $3.7M | $375K | 0 | — | 4 | 152 |
| FY2021 | 6 | $6.4M | $329K | 0 | — | 6 | 214 |
| FY2020 | 1 | — | — | 1 | — | 2 | 13 |
| FY2019 | 4 | $770K | $154K | 1 | — | 5 | 53 |
| FY2018 | 2 | — | — | 1 | — | 3 | 164 |
| FY2017 | 2 | — | — | 0 | — | 2 | 15 |
| FY2016 | 3 | $290K | $90K | 0 | — | 3 | 8 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 15 approvals.
Against Louisiana and the country
| FY2021–FY2025 | Iberia Parish | Louisiana | United States |
|---|---|---|---|
| Approvals | 38 | 2,452 | 342,825 |
| Approvals per 1,000 establishments | 26.2 | 22.6 | 41.0 |
| Median 7(a) approval | $294K | $250K | $190K |
| Median 504 approval | — | $588K | $657K |
| Average approval | $826K | $655K | $573K |
| 504 share of approvals | 5.3% | 4.9% | 11.0% |
| Jobs supported per approval, as reported | 17.5 | 12.4 | 10.5 |
| Share of state approvals | 1.5% | 100.0% | — |
Approval sizes
- $50,000 or less13.2%5
- $50,001 to $150,00015.8%6
- $150,001 to $350,00034.2%13
- $350,001 to $1 million13.2%5
- $1 million to $2 million10.5%4
- Over $2 million13.2%5
Age of the businesses
- Existing, more than 2 years old55.3%21
- New business, 2 years or less10.5%4
- Startup, loan funds will open the business13.2%5
- Change of ownership21.1%8
Questions and answers
Which lenders make the most SBA loans in Iberia Parish?
By approvals in FY2021 to FY2025: Newtek Bank, National Association (7), Live Oak Banking Company (3), Newtek Small Business Finance, Inc. (2), First Horizon Bank (2), Citizens Bank (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Iberia Parish?
The median 7(a) approval was $294K; the Louisiana 7(a) median was $250K.
Which industries get the most SBA loans in Iberia Parish?
Architectural and Structural Metals Manufacturing (4); Health and Personal Care Retailers (3); Restaurants and Other Eating Places (3); Personal Care Services (3); Traveler Accommodation (2).
Is SBA lending in Iberia Parish rising?
Approvals in the three latest complete fiscal years total 28, against 12 in the three before: rising (+133%).
How does Iberia Parish compare with the rest of Louisiana?
26.2 approvals per 1,000 establishments against 22.6 statewide, and 38 of the state's 2,452 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error