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County10th of 61 in Louisiana by approvalsFIPS 22063
SBA loans in Livingston Parish, Louisiana
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 61 loans to businesses in Livingston Parish, Louisiana, in FY2021 to FY2025, worth $34.8M: 61 under 7(a) and 0 under 504.
That is 29.0 approvals per 1,000 business establishments (2,104 establishments in 2023), above the Louisiana figure of 22.6 and below the national 41.0.
It ranks 10th of 61 Louisiana counties with approvals. In FY2025 there were 15, up 36% on FY2024.
29 lenders had approvals here; the most active were American Bank (6), The Huntington National Bank (5) and Newtek Bank, National Association (5). The most common industry was traveler accommodation.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Livingston Parish
By number of approvals to businesses in the county, FY2021–FY2025; 29 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | American BankCovington, LA | 6 | $1.9M | 9.8% | |
| 2 | The Huntington National BankColumbus, OH | 5 | $2.5M | 8.2% | |
| 3 | Newtek Bank, National AssociationMiami, FL | 5 | $1.5M | 8.2% | |
| 4 | Essential Credit UnionBaton Rouge, LA | 4 | $88K | 6.6% | |
| 5 | Live Oak Banking CompanyWilmington, NC | 3 | $2.2M | 4.9% | |
| 6 | United Midwest Savings Bank National AssociationDe Graff, OH | 3 | $600K | 4.9% | |
| 7 | Hancock Whitney BankGulfport, MS | 3 | $595K | 4.9% | |
| 8 | b1BANKBaton Rouge, LA | 3 | $85K | 4.9% | |
| 9 | Farmers State Bank of Alto Pass, IllinoisAlto Pass, IL | 2 | — | 3.3% | |
| 10 | Renasant BankTupelo, MS | 2 | — | 3.3% | |
| 11 | Customers BankMalvern, PA | 2 | — | 3.3% | |
| 12 | JPMorgan Chase Bank, National AssociationColumbus, OH | 2 | — | 3.3% | |
| 13 | Newtek Small Business Finance, Inc.Lake Success, NY | 2 | — | 3.3% | |
| 14 | Fidelity BankMandeville, LA | 2 | — | 3.3% | |
| 15 | BayFirst National BankSaint Petersburg, FL | 2 | — | 3.3% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Traveler AccommodationNAICS 7211 | 4 | 6.6% | |
| 2 | Building Equipment ContractorsNAICS 2382 | 4 | 6.6% | |
| 3 | Restaurants and Other Eating PlacesNAICS 7225 | 4 | 6.6% | |
| 4 | Health and Personal Care RetailersNAICS 4561 | 3 | 4.9% | |
| 5 | Personal Care ServicesNAICS 8121 | 3 | 4.9% | |
| 6 | Building Finishing ContractorsNAICS 2383 | 3 | 4.9% | |
| 7 | Services to Buildings and DwellingsNAICS 5617 | 3 | 4.9% | |
| 8 | Offices of Other Health PractitionersNAICS 6213 | 2 | 3.3% | |
| 9 | Residential Building ConstructionNAICS 2361 | 2 | 3.3% | |
| 10 | Lawn and Garden Equipment and Supplies StoresNAICS 4442 | 2 | 3.3% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Retail Trade | 12 | 19.7% | |
| 2 | Construction | 11 | 18.0% | |
| 3 | Accommodation and Food Services | 9 | 14.8% | |
| 4 | Health Care and Social Assistance | 4 | 6.6% | |
| 5 | Other Services (except Public Administration) | 4 | 6.6% | |
| 6 | Administrative and Support and Waste Management and Remediation Services | 4 | 6.6% | |
| 7 | Manufacturing | 3 | 4.9% | |
| 8 | Arts, Entertainment, and Recreation | 2 | 3.3% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 10 | $3.0M | $138K | 0 | — | 10 | 86 |
| FY2025 | 15 | $4.7M | $200K | 0 | — | 15 | 189 |
| FY2024 | 11 | $5.8M | $315K | 0 | — | 11 | 56 |
| FY2023 | 11 | $2.2M | $100K | 0 | — | 11 | 175 |
| FY2022 | 11 | $8.7M | $186K | 0 | — | 11 | 56 |
| FY2021 | 13 | $13.4M | $638K | 0 | — | 13 | 113 |
| FY2020 | 11 | $9.0M | $176K | 0 | — | 11 | 91 |
| FY2019 | 7 | $4.8M | $300K | 0 | — | 7 | 35 |
| FY2018 | 13 | $10.9M | $350K | 0 | — | 13 | 199 |
| FY2017 | 11 | $2.3M | $200K | 0 | — | 11 | 91 |
| FY2016 | 8 | $1.8M | $100K | 0 | — | 8 | 34 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 50 approvals.
Against Louisiana and the country
| FY2021–FY2025 | Livingston Parish | Louisiana | United States |
|---|---|---|---|
| Approvals | 61 | 2,452 | 342,825 |
| Approvals per 1,000 establishments | 29.0 | 22.6 | 41.0 |
| Median 7(a) approval | $231K | $250K | $190K |
| Median 504 approval | — | $588K | $657K |
| Average approval | $570K | $655K | $573K |
| 504 share of approvals | 0.0% | 4.9% | 11.0% |
| Jobs supported per approval, as reported | 9.7 | 12.4 | 10.5 |
| Share of state approvals | 2.5% | 100.0% | — |
Approval sizes
- $50,000 or less19.7%12
- $50,001 to $150,00023.0%14
- $150,001 to $350,00019.7%12
- $350,001 to $1 million24.6%15
- $1 million to $2 million4.9%3
- Over $2 million8.2%5
Age of the businesses
- Existing, more than 2 years old49.2%30
- New business, 2 years or less14.8%9
- Startup, loan funds will open the business31.1%19
- Change of ownership4.9%3
Questions and answers
Which lenders make the most SBA loans in Livingston Parish?
By approvals in FY2021 to FY2025: American Bank (6), The Huntington National Bank (5), Newtek Bank, National Association (5), Essential Credit Union (4), Live Oak Banking Company (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Livingston Parish?
The median 7(a) approval was $231K; the Louisiana 7(a) median was $250K.
Which industries get the most SBA loans in Livingston Parish?
Traveler Accommodation (4); Building Equipment Contractors (4); Restaurants and Other Eating Places (4); Health and Personal Care Retailers (3); Personal Care Services (3).
Is SBA lending in Livingston Parish rising?
Approvals in the three latest complete fiscal years total 37, against 35 in the three before: broadly level (+6%).
How does Livingston Parish compare with the rest of Louisiana?
29.0 approvals per 1,000 establishments against 22.6 statewide, and 61 of the state's 2,452 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error