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County11th of 61 in Louisiana by approvalsFIPS 22073
SBA loans in Ouachita Parish, Louisiana
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Ouachita Parish, Louisiana, received 57 SBA loan approvals worth $32.4M in FY2021 to FY2025 (52 7(a), 5 504).
That is 13.6 approvals per 1,000 business establishments (4,181 establishments in 2023), below the Louisiana figure of 22.6 and below the national 41.0.
It ranks 11th of 61 Louisiana counties with approvals. In FY2025 there were 19, up 27% on FY2024.
23 lenders had approvals here; the most active were The Huntington National Bank (5), b1BANK (5) and Ouachita Valley Federal Credit Union (5). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Ouachita Parish
By number of approvals to businesses in the county, FY2021–FY2025; 23 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 5 | $3.3M | 8.8% | |
| 2 | b1BANKBaton Rouge, LA | 5 | $2.4M | 8.8% | |
| 3 | Ouachita Valley Federal Credit UnionWest Monroe, LA | 5 | $1.7M | 8.8% | |
| 4 | Community Certified Development CorporationHouston, TX · CDC | 5 | $1.5M | 8.8% | |
| 5 | Readycap Lending, LLCBerkeley Heights, NJ | 5 | $736K | 8.8% | |
| 6 | Regions BankBirmingham, AL | 3 | $3.8M | 5.3% | |
| 7 | Caldwell Bank and Trust CompanyColumbia, LA | 3 | $3.8M | 5.3% | |
| 8 | Newtek Bank, National AssociationMiami, FL | 3 | $1.8M | 5.3% | |
| 9 | Centric Federal Credit UnionWest Monroe, LA | 3 | $1.0M | 5.3% | |
| 10 | Northeast BankLewiston, ME | 3 | $340K | 5.3% | |
| 11 | VelocitySBA, LLCIrving, TX | 2 | — | 3.5% | |
| 12 | Gibsland Bank & Trust CompanyGibsland, LA | 2 | — | 3.5% | |
| 13 | American BankCovington, LA | 2 | — | 3.5% | |
| 14 | BayFirst National BankSaint Petersburg, FL | 2 | — | 3.5% | |
| 15 | Live Oak Banking CompanyWilmington, NC | 1 | — | 1.8% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 8 | 14.0% | |
| 2 | Offices of Other Health PractitionersNAICS 6213 | 7 | 12.3% | |
| 3 | Building Equipment ContractorsNAICS 2382 | 5 | 8.8% | |
| 4 | Other Specialty Trade ContractorsNAICS 2389 | 3 | 5.3% | |
| 5 | Other Amusement and Recreation IndustriesNAICS 7139 | 3 | 5.3% | |
| 6 | Automotive Repair and MaintenanceNAICS 8111 | 3 | 5.3% | |
| 7 | Traveler AccommodationNAICS 7211 | 2 | 3.5% | |
| 8 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 2 | 3.5% | |
| 9 | Personal Care ServicesNAICS 8121 | 2 | 3.5% | |
| 10 | Other Fabricated Metal Product ManufacturingNAICS 3329 | 2 | 3.5% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 12 | 21.1% | |
| 2 | Construction | 9 | 15.8% | |
| 3 | Health Care and Social Assistance | 9 | 15.8% | |
| 4 | Other Services (except Public Administration) | 6 | 10.5% | |
| 5 | Professional, Scientific, and Technical Services | 5 | 8.8% | |
| 6 | Arts, Entertainment, and Recreation | 4 | 7.0% | |
| 7 | Manufacturing | 4 | 7.0% | |
| 8 | Retail Trade | 3 | 5.3% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 6 | $1.4M | $200K | 0 | — | 6 | 60 |
| FY2025 | 18 | $17.0M | $500K | 1 | — | 19 | 298 |
| FY2024 | 15 | $5.2M | $150K | 0 | — | 15 | 221 |
| FY2023 | 7 | $2.4M | $240K | 1 | — | 8 | 78 |
| FY2022 | 9 | $2.5M | $150K | 1 | — | 10 | 92 |
| FY2021 | 3 | $3.7M | $1.4M | 2 | — | 5 | 106 |
| FY2020 | 7 | $9.2M | $1.5M | 2 | — | 9 | 91 |
| FY2019 | 9 | $4.4M | $150K | 3 | $1.1M | 12 | 164 |
| FY2018 | 11 | $8.1M | $150K | 0 | — | 11 | 158 |
| FY2017 | 6 | $5.6M | $145K | 4 | $4.0M | 10 | 46 |
| FY2016 | 15 | $6.0M | $114K | 0 | — | 15 | 150 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 57 approvals.
Against Louisiana and the country
| FY2021–FY2025 | Ouachita Parish | Louisiana | United States |
|---|---|---|---|
| Approvals | 57 | 2,452 | 342,825 |
| Approvals per 1,000 establishments | 13.6 | 22.6 | 41.0 |
| Median 7(a) approval | $249K | $250K | $190K |
| Median 504 approval | $247K | $588K | $657K |
| Average approval | $568K | $655K | $573K |
| 504 share of approvals | 8.8% | 4.9% | 11.0% |
| Jobs supported per approval, as reported | 13.9 | 12.4 | 10.5 |
| Share of state approvals | 2.3% | 100.0% | — |
Approval sizes
- $50,000 or less15.8%9
- $50,001 to $150,00021.1%12
- $150,001 to $350,00026.3%15
- $350,001 to $1 million19.3%11
- $1 million to $2 million10.5%6
- Over $2 million7.0%4
Age of the businesses
- Existing, more than 2 years old56.1%32
- New business, 2 years or less14.0%8
- Startup, loan funds will open the business17.5%10
- Change of ownership12.3%7
Questions and answers
Which lenders make the most SBA loans in Ouachita Parish?
By approvals in FY2021 to FY2025: The Huntington National Bank (5), b1BANK (5), Ouachita Valley Federal Credit Union (5), Community Certified Development Corporation (5), Readycap Lending, LLC (5). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Ouachita Parish?
The median 7(a) approval was $249K and the median 504 approval $247K; the Louisiana 7(a) median was $250K.
Which industries get the most SBA loans in Ouachita Parish?
Restaurants and Other Eating Places (8); Offices of Other Health Practitioners (7); Building Equipment Contractors (5); Other Specialty Trade Contractors (3); Other Amusement and Recreation Industries (3).
Is SBA lending in Ouachita Parish rising?
Approvals in the three latest complete fiscal years total 42, against 24 in the three before: rising (+75%).
How does Ouachita Parish compare with the rest of Louisiana?
13.6 approvals per 1,000 establishments against 22.6 statewide, and 57 of the state's 2,452 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error