States › Louisiana › Terrebonne Parish
County13th of 61 in Louisiana by approvalsFIPS 22109
SBA loans in Terrebonne Parish, Louisiana
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Terrebonne Parish, Louisiana, received 47 SBA loan approvals worth $38.3M in FY2021 to FY2025 (41 7(a), 6 504).
That is 18.1 approvals per 1,000 business establishments (2,598 establishments in 2023), below the Louisiana figure of 22.6 and below the national 41.0.
It ranks 13th of 61 Louisiana counties with approvals. In FY2025 there were 12, up 9% on FY2024.
23 lenders had approvals here; the most active were South Louisiana Bank (8), Louisiana Capital Certified Development Company, Inc. (5) and Hancock Whitney Bank (5). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Terrebonne Parish
By number of approvals to businesses in the county, FY2021–FY2025; 23 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | South Louisiana BankHouma, LA | 8 | $1.3M | 17.0% | |
| 2 | Louisiana Capital Certified Development Company, Inc.Lafayette, LA · CDC | 5 | $5.7M | 10.6% | |
| 3 | Hancock Whitney BankGulfport, MS | 5 | $2.3M | 10.6% | |
| 4 | Readycap Lending, LLCBerkeley Heights, NJ | 4 | $140K | 8.5% | |
| 5 | b1BANKBaton Rouge, LA | 3 | $1.5M | 6.4% | |
| 6 | First Western SBLC, LLCDallas, TX | 2 | — | 4.3% | |
| 7 | Stearns Bank National AssociationSaint Cloud, MN | 2 | — | 4.3% | |
| 8 | The Huntington National BankColumbus, OH | 2 | — | 4.3% | |
| 9 | BayFirst National BankSaint Petersburg, FL | 2 | — | 4.3% | |
| 10 | New Millennium BankFort Lee, NJ | 1 | — | 2.1% | |
| 11 | Live Oak Banking CompanyWilmington, NC | 1 | — | 2.1% | |
| 12 | Newtek Small Business Finance, Inc.Lake Success, NY | 1 | — | 2.1% | |
| 13 | InBankRaton, NM | 1 | — | 2.1% | |
| 14 | Celtic Bank CorporationSalt Lake City, UT | 1 | — | 2.1% | |
| 15 | Newtek Bank, National AssociationMiami, FL | 1 | — | 2.1% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 6 | 12.8% | |
| 2 | Traveler AccommodationNAICS 7211 | 5 | 10.6% | |
| 3 | Automotive Repair and MaintenanceNAICS 8111 | 3 | 6.4% | |
| 4 | Other Amusement and Recreation IndustriesNAICS 7139 | 3 | 6.4% | |
| 5 | Drycleaning and Laundry ServicesNAICS 8123 | 3 | 6.4% | |
| 6 | Support Activities for MiningNAICS 2131 | 2 | 4.3% | |
| 7 | Inland Water TransportationNAICS 4832 | 2 | 4.3% | |
| 8 | Home Health Care ServicesNAICS 6216 | 2 | 4.3% | |
| 9 | Other Fabricated Metal Product ManufacturingNAICS 3329 | 2 | 4.3% | |
| 10 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 1 | 2.1% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 12 | 25.5% | |
| 2 | Other Services (except Public Administration) | 7 | 14.9% | |
| 3 | Arts, Entertainment, and Recreation | 4 | 8.5% | |
| 4 | Health Care and Social Assistance | 4 | 8.5% | |
| 5 | Manufacturing | 4 | 8.5% | |
| 6 | Retail Trade | 3 | 6.4% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 3 | 6.4% | |
| 8 | Mining, Quarrying, and Oil and Gas Extraction | 2 | 4.3% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 9 | $6.9M | $300K | 0 | — | 9 | 174 |
| FY2025 | 11 | $3.1M | $150K | 1 | — | 12 | 154 |
| FY2024 | 11 | $4.9M | $258K | 0 | — | 11 | 86 |
| FY2023 | 8 | $8.2M | $575K | 3 | $3.8M | 11 | 112 |
| FY2022 | 4 | $4.3M | $304K | 1 | — | 5 | 20 |
| FY2021 | 7 | $11.3M | $850K | 1 | — | 8 | 114 |
| FY2020 | 7 | $7.6M | $700K | 2 | — | 9 | 176 |
| FY2019 | 10 | $6.2M | $160K | 1 | — | 11 | 176 |
| FY2018 | 12 | $2.9M | $75K | 1 | — | 13 | 42 |
| FY2017 | 5 | $615K | $100K | 1 | — | 6 | 68 |
| FY2016 | 7 | $1.4M | $150K | 1 | — | 8 | 41 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 47 approvals.
Against Louisiana and the country
| FY2021–FY2025 | Terrebonne Parish | Louisiana | United States |
|---|---|---|---|
| Approvals | 47 | 2,452 | 342,825 |
| Approvals per 1,000 establishments | 18.1 | 22.6 | 41.0 |
| Median 7(a) approval | $340K | $250K | $190K |
| Median 504 approval | $808K | $588K | $657K |
| Average approval | $815K | $655K | $573K |
| 504 share of approvals | 12.8% | 4.9% | 11.0% |
| Jobs supported per approval, as reported | 10.3 | 12.4 | 10.5 |
| Share of state approvals | 1.9% | 100.0% | — |
Approval sizes
- $50,000 or less17.0%8
- $50,001 to $150,00012.8%6
- $150,001 to $350,00017.0%8
- $350,001 to $1 million34.0%16
- $1 million to $2 million8.5%4
- Over $2 million10.6%5
Age of the businesses
- Existing, more than 2 years old46.8%22
- New business, 2 years or less8.5%4
- Startup, loan funds will open the business19.1%9
- Change of ownership23.4%11
- Not answered2.1%1
Questions and answers
Which lenders make the most SBA loans in Terrebonne Parish?
By approvals in FY2021 to FY2025: South Louisiana Bank (8), Louisiana Capital Certified Development Company, Inc. (5), Hancock Whitney Bank (5), Readycap Lending, LLC (4), b1BANK (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Terrebonne Parish?
The median 7(a) approval was $340K and the median 504 approval $808K; the Louisiana 7(a) median was $250K.
Which industries get the most SBA loans in Terrebonne Parish?
Restaurants and Other Eating Places (6); Traveler Accommodation (5); Automotive Repair and Maintenance (3); Other Amusement and Recreation Industries (3); Drycleaning and Laundry Services (3).
Is SBA lending in Terrebonne Parish rising?
Approvals in the three latest complete fiscal years total 34, against 22 in the three before: rising (+55%).
How does Terrebonne Parish compare with the rest of Louisiana?
18.1 approvals per 1,000 establishments against 22.6 statewide, and 47 of the state's 2,452 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error