Lenders › Kendall Bank
7(a) lenderOverland Park, KansasFDIC-insured bank439th of 2,184 by approvals
Kendall Bank
SBA 7(a) loan approvals by fiscal year, where they went, how large they were, and how loans from earlier years turned out.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Kendall Bank (Overland Park, Kansas) is an FDIC-insured bank in the SBA 7(a) program, 439th of 2,184 by approvals in FY2021 to FY2025: 63 loans worth $50.1M.
In FY2025, the latest complete fiscal year, it had 2 approvals totalling —, down 83% on FY2024 (12). FY2026 to 30 Jun 2026 adds 8 more.
The median approval was $521K, against $190K for the 7(a) program as a whole; 14.3% of its approvals were for $150,000 or less (program: 47.8%).
Its loans went to businesses in 6 states and territories and 19 counties, led by Kansas (57.1%), Missouri (34.9%) and Colorado (3.2%). The largest industry group was manufacturing at 17.5% of approvals, and 15.9% of approvals were to franchise businesses.
Kendall Bank has fewer than 30 disbursed loans from the FY2010 to FY2021 approval years on record, too few for a charge-off rate to be shown.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Loans appear under the lender they are assigned to today, so a lender's figures include loans it took over. Data through 30 Jun 2026.
Approvals by fiscal year
| Fiscal year | Approvals | Dollars approved | Median approval | Average approval | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 8 | $5.0M | $416K | $627K | 137 |
| FY2025 | 2 | — | — | — | 11 |
| FY2024 | 12 | $7.9M | $338K | $657K | 91 |
| FY2023 | 12 | $8.1M | $454K | $672K | 146 |
| FY2022 | 16 | $7.8M | $300K | $486K | 217 |
| FY2021 | 21 | $25.1M | $956K | $1.2M | 532 |
| FY2020 | 0 | — | — | — | 0 |
| FY2019 | 0 | — | — | — | 0 |
| FY2018 | 0 | — | — | — | 0 |
| FY2017 | 0 | — | — | — | 0 |
| FY2016 | 0 | — | — | — | 0 |
Approvals are counted in the year SBA approved them and include approvals later cancelled. In the five fiscal years before the current window (FY2016–FY2020) the lender had 0 approvals. First approval on file: FY2021.
How earlier loans turned out
Only loans approved at least five fiscal years ago (FY2010–FY2021) are counted, because newer loans have had little time to be paid in full or charged off. "Charged off" is SBA's status for a loan on which it has written off the remaining balance.
| Loans approved FY2010–FY2021 | This lender | Kansas | 7(a) program |
|---|---|---|---|
| Approvals in these years | 21 | 5,222 | 639,905 |
| Cancelled or never disbursed | 0 | 516 | 79,313 |
| Disbursed loans | 21 | 4,706 | 560,592 |
| Paid in full | 6 | 3,700 | 435,813 |
| Charged off | 1 | 290 | 36,891 |
| Still outstanding (status exempt from disclosure) | 14 | 716 | 87,888 |
| Charged off, share of disbursed loans | too few loans | 6.2% | 6.6% |
| Dollars charged off, share of disbursed dollars | too few loans | 3.5% | 2.5% |
| Dollars charged off | — | $63.5M | $5.70bn |
Against the 7(a) program
| FY2021–FY2025 | This lender | 7(a) program |
|---|---|---|
| Median approval | $521K | $190K |
| Average approval | $795K | $518K |
| Approvals of $150,000 or less | 14.3% | 47.8% |
| Approvals to startups and businesses 2 years old or less | 33.3% | 34.3% |
| Approvals to franchise businesses | 15.9% | 11.5% |
| Jobs supported per approval, as reported | 15.8 | 10.5 |
| Charged off, loans approved FY2010–FY2021 | too few loans | 6.6% |
States served
| # | State of the business (6 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Kansas | 36 | $32.6M | 57.1% | |
| 2 | Missouri | 22 | $15.5M | 34.9% | |
| 3 | Colorado | 2 | — | 3.2% | |
| 4 | Nebraska | 1 | — | 1.6% | |
| 5 | Illinois | 1 | — | 1.6% | |
| 6 | Texas | 1 | — | 1.6% |
In Kansas the lender accounts for 1.6% of all 7(a) approvals in FY2021–FY2025.
Counties served
| # | County of the business (19 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Johnson County, KS | 23 | $17.8M | 36.5% | |
| 2 | Jackson County, MO | 12 | $8.2M | 19.0% | |
| 3 | Miami County, KS | 4 | $2.6M | 6.3% | |
| 4 | Leavenworth County, KS | 3 | $3.3M | 4.8% | |
| 5 | Taney County, MO | 3 | $1.9M | 4.8% | |
| 6 | Platte County, MO | 2 | — | 3.2% | |
| 7 | Clay County, MO | 2 | — | 3.2% | |
| 8 | Denver County, CO | 2 | — | 3.2% | |
| 9 | Shawnee County, KS | 2 | — | 3.2% | |
| 10 | Dickinson County, KS | 1 | — | 1.6% | |
| 11 | Wyandotte County, KS | 1 | — | 1.6% | |
| 12 | Camden County, MO | 1 | — | 1.6% |
Industry mix
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Manufacturing | 11 | 17.5% | |
| 2 | Construction | 10 | 15.9% | |
| 3 | Accommodation and Food Services | 5 | 7.9% | |
| 4 | Transportation and Warehousing | 5 | 7.9% | |
| 5 | Retail Trade | 5 | 7.9% | |
| 6 | Administrative and Support and Waste Management and Remediation Services | 5 | 7.9% | |
| 7 | Health Care and Social Assistance | 5 | 7.9% | |
| 8 | Professional, Scientific, and Technical Services | 5 | 7.9% |
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Other Specialty Trade ContractorsNAICS 2389 | 4 | 6.3% | |
| 2 | Building Material and Supplies DealersNAICS 4441 | 4 | 6.3% | |
| 3 | Other Wood Product ManufacturingNAICS 3219 | 4 | 6.3% | |
| 4 | Architectural, Engineering, and Related ServicesNAICS 5413 | 4 | 6.3% | |
| 5 | Coating, Engraving, Heat Treating, and Allied ActivitiesNAICS 3328 | 3 | 4.8% | |
| 6 | Traveler AccommodationNAICS 7211 | 2 | 3.2% | |
| 7 | General Freight TruckingNAICS 4841 | 2 | 3.2% | |
| 8 | Waste CollectionNAICS 5621 | 2 | 3.2% | |
| 9 | Utility System ConstructionNAICS 2371 | 2 | 3.2% | |
| 10 | Services to Buildings and DwellingsNAICS 5617 | 2 | 3.2% |
Approval sizes
- $50,000 or less1.6%1
- $50,001 to $150,00012.7%8
- $150,001 to $350,00023.8%15
- $350,001 to $1 million34.9%22
- $1 million to $2 million17.5%11
- Over $2 million9.5%6
Loan terms
- 5 years or less6.3%4
- Over 5 to 10 years69.8%44
- Over 10 to 20 years6.3%4
- Over 20 years17.5%11
Age of the businesses
- Existing, more than 2 years old19.0%12
- New business, 2 years or less27.0%17
- Startup, loan funds will open the business6.3%4
- Change of ownership47.6%30
SBA processing method
| # | Method | Approvals | Share | |
|---|---|---|---|---|
| 1 | Preferred Lenders Program | 32 | 50.8% | |
| 2 | 7a General | 16 | 25.4% | |
| 3 | SBA Express Program | 15 | 23.8% |
Franchise share
10 of 63 approvals in FY2021–FY2025 (15.9%) carried an SBA franchise code; across the 7(a) program the share is 11.5%.
| # | Franchise brand | Approvals | Share | |
|---|---|---|---|---|
| 1 | 7 Brew | 2 | 3.2% | |
| 2 | Hotworx | 2 | 3.2% | |
| 3 | The Flying Locksmiths | 2 | 3.2% | |
| 4 | Quality Inn | 1 | 1.6% | |
| 5 | SureStay | 1 | 1.6% | |
| 6 | Sylvan Learning Centers | 1 | 1.6% | |
| 7 | Miracle Method Surface Refinishing | 1 | 1.6% |
Questions and answers
How many SBA loans does Kendall Bank make?
SBA approved 2 7(a) loans through Kendall Bank in FY2025, worth —, and 63 over FY2021 to FY2025. That ranks 439th of 2,184 active 7(a) lenders by number of approvals.
How large are Kendall Bank's typical SBA loans?
The median 7(a) approval in FY2021 to FY2025 was $521K and the average $795K. The program-wide median was $190K.
What is Kendall Bank's charge-off rate?
Kendall Bank has fewer than 30 disbursed loans from the FY2010 to FY2021 approval years on record, too few for a charge-off rate to be shown. Loans are listed under the lender that holds them today, so the figure includes loans taken over from other lenders. Status is as recorded by SBA on 30 Jun 2026.
Which industries does Kendall Bank lend to most?
By number of approvals in FY2021 to FY2025: other specialty trade contractors (4); building material and supplies dealers (4); other wood product manufacturing (4); architectural, engineering, and related services (4).
Where does Kendall Bank make SBA loans?
In 6 states and territories. Kansas 36, Missouri 22, Colorado 2, Nebraska 1, Illinois 1. In Kansas it accounts for 1.6% of all 7(a) approvals.
Is Kendall Bank's SBA lending rising?
Approvals in the three latest complete fiscal years total 26, against 37 in the three before: falling (-30%).
Where does this data come from?
From the Small Business Administration's 7(a) and 504 FOIA loan files, as of 30 Jun 2026. Borrower names and addresses in those files are discarded when the files are read and appear nowhere on this site.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error