FY20161 Oct 2015 – 30 Sep 2016
SBA loans in Arkansas, FY2016
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2016 (1 October 2015 to 30 September 2016) SBA approved 366 loans in Arkansas: 363 under 7(a) and 3 under 504, worth $223M.
That is about level with FY2015, when there were 382 approvals worth $263M.
Arkansas accounted for 0.5% of the 70,012 approvals nationwide that year. 55 lenders had at least one approval in the state; Arvest Bank had the most, 51.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Arkansas businesses in FY2016, of 55 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Arvest Bank | 7(a) | 51 | $16.1M | 13.9% | 77 | -26 |
| 2 | First Financial Bank | 7(a) | 46 | $29.1M | 12.6% | 44 | +2 |
| 3 | Legacy National Bank | 7(a) | 39 | $19.0M | 10.7% | 10 | +29 |
| 4 | Regions Bank | 7(a) | 20 | $19.6M | 5.5% | 15 | +5 |
| 5 | Simmons Bank | 7(a) | 20 | $9.0M | 5.5% | 6 | +14 |
| 6 | ACC Capital | 7(a) | 19 | $8.7M | 5.2% | 20 | -1 |
| 7 | Live Oak Banking Company | 7(a) | 18 | $26.0M | 4.9% | 49 | -31 |
| 8 | U.S. Bank, National Association | 7(a) | 18 | $2.2M | 4.9% | 29 | -11 |
| 9 | Bank OZK | 7(a) | 17 | $16.9M | 4.6% | 0 | new |
| 10 | First Service Bank | 7(a) | 9 | $9.1M | 2.5% | 0 | new |
| 11 | Wells Fargo Bank National Association | 7(a) | 9 | $7.3M | 2.5% | 2 | +7 |
| 12 | First Community Bank | 7(a) | 8 | $807K | 2.2% | 33 | -25 |
| 13 | Stone Bank | 7(a) | 7 | $4.9M | 1.9% | 1 | +6 |
| 14 | Celtic Bank Corporation | 7(a) | 7 | $920K | 1.9% | 2 | +5 |
| 15 | United Community Bank | 7(a) | 4 | $4.1M | 1.1% | 1 | +3 |
| 16 | The Huntington National Bank | 7(a) | 4 | $3.0M | 1.1% | 7 | -3 |
| 17 | BayFirst National Bank | 7(a) | 4 | $860K | 1.1% | 1 | +3 |
| 18 | Merchants and Planters Bank | 7(a) | 4 | $349K | 1.1% | 4 | 0 |
| 19 | First Western Bank | 7(a) | 3 | $3.6M | 0.8% | 0 | new |
| 20 | Six Bridges Capital Corporation | 504 | 3 | $3.1M | 0.8% | 12 | -9 |
| 21 | Anstaff Bank | 7(a) | 3 | $1.8M | 0.8% | 1 | +2 |
| 22 | Centennial Bank | 7(a) | 3 | $1.4M | 0.8% | 4 | -1 |
| 23 | FNBC Bank | 7(a) | 3 | $643K | 0.8% | 3 | 0 |
| 24 | The Citizens Bank | 7(a) | 3 | $392K | 0.8% | 0 | new |
| 25 | Columbia Bank | 7(a) | 2 | — | 0.5% | 2 | 0 |
| 26 | Evolve Bank and Trust | 7(a) | 2 | — | 0.5% | 4 | -2 |
| 27 | RiverBank | 7(a) | 2 | — | 0.5% | 3 | -1 |
| 28 | CS Bank | 7(a) | 2 | — | 0.5% | 0 | new |
| 29 | Citizens Bank | 7(a) | 2 | — | 0.5% | 0 | new |
| 30 | Commercial Capital Bank | 7(a) | 2 | — | 0.5% | 0 | new |
| 31 | Branson Bank | 7(a) | 2 | — | 0.5% | 0 | new |
| 32 | FinWise Bank | 7(a) | 2 | — | 0.5% | 0 | new |
| 33 | United FCU | 7(a) | 2 | — | 0.5% | 0 | new |
| 34 | First National Bank of Pennsylvania | 7(a) | 2 | — | 0.5% | 0 | new |
| 35 | Newtek Small Business Finance, Inc. | 7(a) | 2 | — | 0.5% | 1 | +1 |
| 36 | Stearns Bank National Association | 7(a) | 2 | — | 0.5% | 7 | -5 |
| 37 | INTRUST Bank National Association | 7(a) | 2 | — | 0.5% | 1 | +1 |
| 38 | North Valley Bank | 7(a) | 1 | — | 0.3% | 0 | new |
| 39 | United Bank | 7(a) | 1 | — | 0.3% | 0 | new |
| 40 | First Horizon Bank | 7(a) | 1 | — | 0.3% | 0 | new |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|
| 1 | Washington County | 58 | $29.3M | 15.8% | 37 | +21 |
| 2 | Benton County | 49 | $28.7M | 13.4% | 56 | -7 |
| 3 | Pulaski County | 45 | $26.3M | 12.3% | 53 | -8 |
| 4 | Garland County | 18 | $7.1M | 4.9% | 22 | -4 |
| 5 | Sebastian County | 15 | $8.0M | 4.1% | 7 | +8 |
| 6 | Independence County | 14 | $4.8M | 3.8% | 22 | -8 |
| 7 | Saline County | 13 | $5.5M | 3.6% | 10 | +3 |
| 8 | Faulkner County | 12 | $2.3M | 3.3% | 6 | +6 |
| 9 | Randolph County | 9 | $11.7M | 2.5% | 10 | -1 |
| 10 | Madison County | 8 | $4.0M | 2.2% | 6 | +2 |
| 11 | Clay County | 8 | $18.7M | 2.2% | 5 | +3 |
| 12 | Polk County | 7 | $4.0M | 1.9% | 3 | +4 |
| 13 | Lawrence County | 6 | $9.0M | 1.6% | 3 | +3 |
| 14 | Johnson County | 6 | $7.1M | 1.6% | 2 | +4 |
| 15 | Crawford County | 5 | $2.1M | 1.4% | 5 | 0 |
| 16 | Lonoke County | 4 | $1.8M | 1.1% | 7 | -3 |
| 17 | Sharp County | 4 | $2.6M | 1.1% | 7 | -3 |
| 18 | Jackson County | 4 | $349K | 1.1% | 1 | +3 |
| 19 | Conway County | 4 | $5.2M | 1.1% | 3 | +1 |
| 20 | Cleveland County | 4 | $741K | 1.1% | 1 | +3 |
| 21 | Carroll County | 4 | $1.8M | 1.1% | 3 | +1 |
| 22 | White County | 4 | $1.5M | 1.1% | 16 | -12 |
| 23 | Hot Spring County | 4 | $2.3M | 1.1% | 8 | -4 |
| 24 | Franklin County | 4 | $4.5M | 1.1% | 6 | -2 |
| 25 | Ashley County | 3 | $2.1M | 0.8% | 0 | new |
| 26 | Craighead County | 3 | $1.2M | 0.8% | 10 | -7 |
| 27 | Perry County | 3 | $1.9M | 0.8% | 5 | -2 |
| 28 | Miller County | 3 | $1.7M | 0.8% | 3 | 0 |
| 29 | Boone County | 3 | $737K | 0.8% | 3 | 0 |
| 30 | Cleburne County | 3 | $3.5M | 0.8% | 4 | -1 |
| 31 | Drew County | 3 | $415K | 0.8% | 2 | +1 |
| 32 | Bradley County | 2 | — | 0.5% | 1 | +1 |
| 33 | Montgomery County | 2 | — | 0.5% | 0 | new |
| 34 | Mississippi County | 2 | — | 0.5% | 0 | new |
| 35 | Yell County | 2 | — | 0.5% | 0 | new |
| 36 | Scott County | 2 | — | 0.5% | 8 | -6 |
| 37 | Nevada County | 2 | — | 0.5% | 1 | +1 |
| 38 | Izard County | 2 | — | 0.5% | 2 | 0 |
| 39 | Jefferson County | 2 | — | 0.5% | 0 | new |
| 40 | Van Buren County | 2 | — | 0.5% | 1 | +1 |
The 40 counties with the most approvals; every county is on the Arkansas page.
FY2016 against FY2015
| Arkansas | FY2016 | FY2015 |
|---|---|---|
| 7(a) approvals | 363 | 368 |
| 7(a) dollars | $220M | $256M |
| Median 7(a) approval | $225K | $236K |
| 504 approvals | 3 | 14 |
| 504 dollars | $3.1M | $7.4M |
| Jobs supported, as reported | 3,726 | 3,284 |
Questions and answers
Which lenders made the most SBA loans in Arkansas in FY2016?
Arvest Bank (51), First Financial Bank (46), Legacy National Bank (39), Regions Bank (20), Simmons Bank (20). 55 lenders had at least one approval.
How many SBA loans were approved in Arkansas in FY2016?
366: 363 under 7(a) worth $220M and 3 under 504 worth $3.1M.
Which Arkansas counties had the most SBA approvals in FY2016?
Washington County (58), Benton County (49), Pulaski County (45), Garland County (18), Sebastian County (15).
When does FY2016 start and end?
The federal fiscal year 2016 runs from 1 October 2015 to 30 September 2016.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error