FY20251 Oct 2024 – 30 Sep 2025
SBA loans in Nebraska, FY2025
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2025 (1 October 2024 to 30 September 2025) SBA approved 360 loans in Nebraska: 330 under 7(a) and 30 under 504, worth $194M.
That is down 8% on FY2024, when there were 391 approvals worth $196M.
Nebraska accounted for 0.4% of the 84,840 approvals nationwide that year. 70 lenders had at least one approval in the state; Union Bank and Trust Company had the most, 58.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Nebraska businesses in FY2025, of 70 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2024 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Union Bank and Trust Company | 7(a) | 58 | $24.4M | 16.1% | 77 | -19 |
| 2 | Nebraska Economic Development Corporation | 504 | 28 | $31.9M | 7.8% | 23 | +5 |
| 3 | U.S. Bank, National Association | 7(a) | 22 | $3.5M | 6.1% | 26 | -4 |
| 4 | Emprise Bank | 7(a) | 21 | $12.2M | 5.8% | 15 | +6 |
| 5 | First State Bank Nebraska | 7(a) | 20 | $11.3M | 5.6% | 20 | 0 |
| 6 | Northeast Bank | 7(a) | 20 | $3.8M | 5.6% | 4 | +16 |
| 7 | The Huntington National Bank | 7(a) | 19 | $11.6M | 5.3% | 10 | +9 |
| 8 | Associated Bank National Association | 7(a) | 13 | $8.1M | 3.6% | 11 | +2 |
| 9 | Readycap Lending, LLC | 7(a) | 13 | $1.1M | 3.6% | 18 | -5 |
| 10 | Arbor Bank | 7(a) | 9 | $1.5M | 2.5% | 5 | +4 |
| 11 | Newtek Bank, National Association | 7(a) | 8 | $6.7M | 2.2% | 8 | 0 |
| 12 | Wells Fargo Bank National Association | 7(a) | 8 | $3.3M | 2.2% | 13 | -5 |
| 13 | Live Oak Banking Company | 7(a) | 7 | $11.2M | 1.9% | 2 | +5 |
| 14 | Celtic Bank Corporation | 7(a) | 7 | $950K | 1.9% | 8 | -1 |
| 15 | Midwest Bank | 7(a) | 6 | $418K | 1.7% | 5 | +1 |
| 16 | Platte Valley Bank | 7(a) | 5 | $1.2M | 1.4% | 5 | 0 |
| 17 | United Midwest Savings Bank National Association | 7(a) | 5 | $1.0M | 1.4% | 4 | +1 |
| 18 | First Bank of the Lake | 7(a) | 4 | $969K | 1.1% | 3 | +1 |
| 19 | Northwest Bank | 7(a) | 4 | $682K | 1.1% | 2 | +2 |
| 20 | BayFirst National Bank | 7(a) | 4 | $600K | 1.1% | 18 | -14 |
| 21 | First Central Bank McCook | 7(a) | 4 | $510K | 1.1% | 0 | new |
| 22 | Northwest Bank | 7(a) | 3 | $2.9M | 0.8% | 0 | new |
| 23 | Magnifi Financial CU | 7(a) | 3 | $893K | 0.8% | 0 | new |
| 24 | First Interstate Bank | 7(a) | 3 | $779K | 0.8% | 1 | +2 |
| 25 | Cornhusker Bank | 7(a) | 3 | $435K | 0.8% | 9 | -6 |
| 26 | Equity Bank | 7(a) | 3 | $390K | 0.8% | 2 | +1 |
| 27 | Custer Federal State Bank | 7(a) | 3 | $285K | 0.8% | 4 | -1 |
| 28 | Hershey Bank | 7(a) | 3 | $174K | 0.8% | 11 | -8 |
| 29 | Pathward National Association | 7(a) | 2 | — | 0.6% | 0 | new |
| 30 | Climate First Bank | 7(a) | 2 | — | 0.6% | 0 | new |
| 31 | First Bank & Trust | 7(a) | 2 | — | 0.6% | 2 | 0 |
| 32 | Dundee Bank | 7(a) | 2 | — | 0.6% | 1 | +1 |
| 33 | InBank | 7(a) | 2 | — | 0.6% | 1 | +1 |
| 34 | First National Bank of Omaha | 7(a) | 2 | — | 0.6% | 16 | -14 |
| 35 | Pathway Bank | 7(a) | 2 | — | 0.6% | 0 | new |
| 36 | Lendistry SBLC, LLC | 7(a) | 2 | — | 0.6% | 2 | 0 |
| 37 | First Central Bank | 7(a) | 2 | — | 0.6% | 0 | new |
| 38 | Exchange Bank | 7(a) | 2 | — | 0.6% | 0 | new |
| 39 | CenTrust Bank, A Division of SmartBiz Bank National Association | 7(a) | 2 | — | 0.6% | 0 | new |
| 40 | Western Nebraska Bank | 7(a) | 2 | — | 0.6% | 3 | -1 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2024 | Change |
|---|---|---|---|---|---|---|
| 1 | Douglas County | 128 | $68.6M | 35.6% | 136 | -8 |
| 2 | Lancaster County | 78 | $34.7M | 21.7% | 83 | -5 |
| 3 | Sarpy County | 41 | $24.7M | 11.4% | 44 | -3 |
| 4 | Lincoln County | 10 | $5.5M | 2.8% | 14 | -4 |
| 5 | Buffalo County | 8 | $4.0M | 2.2% | 11 | -3 |
| 6 | Cass County | 8 | $1.9M | 2.2% | 8 | 0 |
| 7 | Scotts Bluff County | 7 | $6.3M | 1.9% | 3 | +4 |
| 8 | Dodge County | 7 | $12.6M | 1.9% | 9 | -2 |
| 9 | Gage County | 6 | $3.0M | 1.7% | 6 | 0 |
| 10 | York County | 6 | $5.3M | 1.7% | 8 | -2 |
| 11 | Hall County | 5 | $782K | 1.4% | 9 | -4 |
| 12 | Washington County | 5 | $2.2M | 1.4% | 3 | +2 |
| 13 | Red Willow County | 4 | $1.2M | 1.1% | 3 | +1 |
| 14 | Seward County | 4 | $375K | 1.1% | 2 | +2 |
| 15 | Hitchcock County | 4 | $3.0M | 1.1% | 0 | new |
| 16 | Platte County | 3 | $1.4M | 0.8% | 5 | -2 |
| 17 | Saunders County | 3 | $668K | 0.8% | 3 | 0 |
| 18 | Box Butte County | 2 | — | 0.6% | 1 | +1 |
| 19 | Saline County | 2 | — | 0.6% | 0 | new |
| 20 | Dundy County | 2 | — | 0.6% | 0 | new |
| 21 | Sheridan County | 2 | — | 0.6% | 0 | new |
| 22 | Antelope County | 2 | — | 0.6% | 0 | new |
| 23 | Furnas County | 2 | — | 0.6% | 1 | +1 |
| 24 | Polk County | 2 | — | 0.6% | 0 | new |
| 25 | Pierce County | 1 | — | 0.3% | 2 | -1 |
| 26 | Howard County | 1 | — | 0.3% | 1 | 0 |
| 27 | Keith County | 1 | — | 0.3% | 3 | -2 |
| 28 | Dawson County | 1 | — | 0.3% | 2 | -1 |
| 29 | Dakota County | 1 | — | 0.3% | 0 | new |
| 30 | Otoe County | 1 | — | 0.3% | 3 | -2 |
| 31 | Valley County | 1 | — | 0.3% | 0 | new |
| 32 | Hamilton County | 1 | — | 0.3% | 0 | new |
| 33 | Adams County | 1 | — | 0.3% | 0 | new |
| 34 | Cedar County | 1 | — | 0.3% | 0 | new |
| 35 | Pawnee County | 1 | — | 0.3% | 1 | 0 |
| 36 | Holt County | 1 | — | 0.3% | 1 | 0 |
| 37 | Fillmore County | 1 | — | 0.3% | 0 | new |
| 38 | Thurston County | 1 | — | 0.3% | 0 | new |
| 39 | Kearney County | 1 | — | 0.3% | 2 | -1 |
| 40 | Nemaha County | 1 | — | 0.3% | 0 | new |
The 40 counties with the most approvals; every county is on the Nebraska page.
FY2025 against FY2024
| Nebraska | FY2025 | FY2024 |
|---|---|---|
| 7(a) approvals | 330 | 368 |
| 7(a) dollars | $160M | $161M |
| Median 7(a) approval | $178K | $180K |
| 504 approvals | 30 | 23 |
| 504 dollars | $34.2M | $35.2M |
| Jobs supported, as reported | 4,028 | 4,213 |
Questions and answers
Which lenders made the most SBA loans in Nebraska in FY2025?
Union Bank and Trust Company (58), Nebraska Economic Development Corporation (28), U.S. Bank, National Association (22), Emprise Bank (21), First State Bank Nebraska (20). 70 lenders had at least one approval.
How many SBA loans were approved in Nebraska in FY2025?
360: 330 under 7(a) worth $160M and 30 under 504 worth $34.2M.
Which Nebraska counties had the most SBA approvals in FY2025?
Douglas County (128), Lancaster County (78), Sarpy County (41), Lincoln County (10), Buffalo County (8).
When does FY2025 start and end?
The federal fiscal year 2025 runs from 1 October 2024 to 30 September 2025.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error