FY20231 Oct 2022 – 30 Sep 2023
SBA loans in Nebraska, FY2023
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2023 (1 October 2022 to 30 September 2023) SBA approved 326 loans in Nebraska: 295 under 7(a) and 31 under 504, worth $141M.
That is down 15% on FY2022, when there were 384 approvals worth $199M.
Nebraska accounted for 0.5% of the 63,286 approvals nationwide that year. 66 lenders had at least one approval in the state; Union Bank and Trust Company had the most, 36.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Nebraska businesses in FY2023, of 66 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2022 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Union Bank and Trust Company | 7(a) | 36 | $13.0M | 11.0% | 28 | +8 |
| 2 | First State Bank Nebraska | 7(a) | 33 | $15.0M | 10.1% | 42 | -9 |
| 3 | Nebraska Economic Development Corporation | 504 | 31 | $35.3M | 9.5% | 80 | -49 |
| 4 | U.S. Bank, National Association | 7(a) | 29 | $1.1M | 8.9% | 18 | +11 |
| 5 | The Huntington National Bank | 7(a) | 17 | $3.9M | 5.2% | 5 | +12 |
| 6 | First National Bank of Omaha | 7(a) | 17 | $2.7M | 5.2% | 17 | 0 |
| 7 | BayFirst National Bank | 7(a) | 14 | $1.8M | 4.3% | 3 | +11 |
| 8 | Wells Fargo Bank National Association | 7(a) | 10 | $6.1M | 3.1% | 14 | -4 |
| 9 | Midwest Bank | 7(a) | 8 | $2.3M | 2.5% | 5 | +3 |
| 10 | Western Nebraska Bank | 7(a) | 8 | $607K | 2.5% | 2 | +6 |
| 11 | Readycap Lending, LLC | 7(a) | 7 | $2.1M | 2.1% | 1 | +6 |
| 12 | Emprise Bank | 7(a) | 6 | $4.1M | 1.8% | 3 | +3 |
| 13 | Happen Bank | 7(a) | 5 | $2.6M | 1.5% | 0 | new |
| 14 | Associated Bank National Association | 7(a) | 5 | $1.1M | 1.5% | 16 | -11 |
| 15 | BMO Bank National Association | 7(a) | 4 | $4.4M | 1.2% | 0 | new |
| 16 | BankFirst | 7(a) | 4 | $1.8M | 1.2% | 1 | +3 |
| 17 | Westside State Bank | 7(a) | 4 | $802K | 1.2% | 2 | +2 |
| 18 | Arbor Bank | 7(a) | 4 | $773K | 1.2% | 4 | 0 |
| 19 | Custer Federal State Bank | 7(a) | 4 | $600K | 1.2% | 5 | -1 |
| 20 | First Internet Bank of Indiana | 7(a) | 3 | $4.3M | 0.9% | 0 | new |
| 21 | Centris Federal Credit Union | 7(a) | 3 | $2.8M | 0.9% | 2 | +1 |
| 22 | Celtic Bank Corporation | 7(a) | 3 | $2.2M | 0.9% | 1 | +2 |
| 23 | Exchange Bank | 7(a) | 3 | $1.9M | 0.9% | 1 | +2 |
| 24 | Pinnacle Bank | 7(a) | 3 | $1.6M | 0.9% | 2 | +1 |
| 25 | Equitable Bank | 7(a) | 3 | $1.5M | 0.9% | 0 | new |
| 26 | Nebraska Bank of Commerce | 7(a) | 3 | $1.4M | 0.9% | 0 | new |
| 27 | Dayspring Bank | 7(a) | 3 | $694K | 0.9% | 4 | -1 |
| 28 | Citizens State Bank | 7(a) | 3 | $580K | 0.9% | 0 | new |
| 29 | United Midwest Savings Bank National Association | 7(a) | 3 | $450K | 0.9% | 2 | +1 |
| 30 | Hershey Bank | 7(a) | 3 | $185K | 0.9% | 9 | -6 |
| 31 | Northeast Bank | 7(a) | 3 | $125K | 0.9% | 0 | new |
| 32 | Byline Bank | 7(a) | 2 | — | 0.6% | 1 | +1 |
| 33 | Security National Bank of Omaha | 7(a) | 2 | — | 0.6% | 4 | -2 |
| 34 | Live Oak Banking Company | 7(a) | 2 | — | 0.6% | 4 | -2 |
| 35 | Great Plains State Bank | 7(a) | 2 | — | 0.6% | 0 | new |
| 36 | i3 Bank | 7(a) | 2 | — | 0.6% | 2 | 0 |
| 37 | York State Bank | 7(a) | 2 | — | 0.6% | 2 | 0 |
| 38 | The Tri-County Bank | 7(a) | 2 | — | 0.6% | 0 | new |
| 39 | Adams Bank & Trust | 7(a) | 2 | — | 0.6% | 7 | -5 |
| 40 | Newtek Small Business Finance, Inc. | 7(a) | 2 | — | 0.6% | 2 | 0 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2022 | Change |
|---|---|---|---|---|---|---|
| 1 | Douglas County | 100 | $43.7M | 30.7% | 137 | -37 |
| 2 | Lancaster County | 79 | $27.5M | 24.2% | 91 | -12 |
| 3 | Sarpy County | 35 | $17.0M | 10.7% | 28 | +7 |
| 4 | Lincoln County | 10 | $1.3M | 3.1% | 10 | 0 |
| 5 | Buffalo County | 10 | $5.7M | 3.1% | 11 | -1 |
| 6 | Platte County | 9 | $7.3M | 2.8% | 7 | +2 |
| 7 | Gage County | 7 | $4.3M | 2.1% | 12 | -5 |
| 8 | Saunders County | 7 | $5.4M | 2.1% | 3 | +4 |
| 9 | Washington County | 5 | $922K | 1.5% | 2 | +3 |
| 10 | Holt County | 5 | $1.8M | 1.5% | 0 | new |
| 11 | Hall County | 4 | $1.6M | 1.2% | 10 | -6 |
| 12 | Dodge County | 4 | $4.0M | 1.2% | 6 | -2 |
| 13 | Madison County | 3 | $1.1M | 0.9% | 6 | -3 |
| 14 | Dawson County | 3 | $3.6M | 0.9% | 1 | +2 |
| 15 | Otoe County | 3 | $1.6M | 0.9% | 4 | -1 |
| 16 | Boone County | 3 | $1.0M | 0.9% | 1 | +2 |
| 17 | Morrill County | 3 | $465K | 0.9% | 0 | new |
| 18 | Saline County | 2 | — | 0.6% | 2 | 0 |
| 19 | Chase County | 2 | — | 0.6% | 5 | -3 |
| 20 | Dakota County | 2 | — | 0.6% | 1 | +1 |
| 21 | Wayne County | 2 | — | 0.6% | 1 | +1 |
| 22 | Perkins County | 2 | — | 0.6% | 0 | new |
| 23 | Cheyenne County | 2 | — | 0.6% | 0 | new |
| 24 | York County | 2 | — | 0.6% | 2 | 0 |
| 25 | Pierce County | 1 | — | 0.3% | 3 | -2 |
| 26 | Cass County | 1 | — | 0.3% | 7 | -6 |
| 27 | Scotts Bluff County | 1 | — | 0.3% | 4 | -3 |
| 28 | Dawes County | 1 | — | 0.3% | 0 | new |
| 29 | Keith County | 1 | — | 0.3% | 6 | -5 |
| 30 | Richardson County | 1 | — | 0.3% | 0 | new |
| 31 | Seward County | 1 | — | 0.3% | 0 | new |
| 32 | Adams County | 1 | — | 0.3% | 2 | -1 |
| 33 | Cedar County | 1 | — | 0.3% | 0 | new |
| 34 | Merrick County | 1 | — | 0.3% | 1 | 0 |
| 35 | Hitchcock County | 1 | — | 0.3% | 1 | 0 |
| 36 | Jefferson County | 1 | — | 0.3% | 1 | 0 |
| 37 | Franklin County | 1 | — | 0.3% | 0 | new |
| 38 | Fillmore County | 1 | — | 0.3% | 2 | -1 |
| 39 | Boyd County | 1 | — | 0.3% | 0 | new |
| 40 | Kearney County | 1 | — | 0.3% | 0 | new |
The 40 counties with the most approvals; every county is on the Nebraska page.
FY2023 against FY2022
| Nebraska | FY2023 | FY2022 |
|---|---|---|
| 7(a) approvals | 295 | 299 |
| 7(a) dollars | $105M | $124M |
| Median 7(a) approval | $167K | $150K |
| 504 approvals | 31 | 85 |
| 504 dollars | $35.3M | $74.4M |
| Jobs supported, as reported | 3,265 | 4,069 |
Questions and answers
Which lenders made the most SBA loans in Nebraska in FY2023?
Union Bank and Trust Company (36), First State Bank Nebraska (33), Nebraska Economic Development Corporation (31), U.S. Bank, National Association (29), The Huntington National Bank (17). 66 lenders had at least one approval.
How many SBA loans were approved in Nebraska in FY2023?
326: 295 under 7(a) worth $105M and 31 under 504 worth $35.3M.
Which Nebraska counties had the most SBA approvals in FY2023?
Douglas County (100), Lancaster County (79), Sarpy County (35), Lincoln County (10), Buffalo County (10).
When does FY2023 start and end?
The federal fiscal year 2023 runs from 1 October 2022 to 30 September 2023.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error