SBA Ledger

States › Pennsylvania › FY2026

FY2026 to date1 Oct 2025 – 30 Jun 2026

SBA loans in Pennsylvania, FY2026

That fiscal year's approvals by lender and by county.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 1,460 loans in Pennsylvania: 1,382 under 7(a) and 78 under 504, worth $738M.

The fiscal year is still open, so these counts will grow with each quarterly release.

Pennsylvania accounted for 3.2% of the 45,283 approvals nationwide that year. 138 lenders had at least one approval in the state; Manufacturers and Traders Trust Company had the most, 237.

1,460approvals to date
$738Mdollars approved
$180Kmedian 7(a) approvalFY2025: $150K
138lenders with an approval
14,910jobs supported, as reported

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Approvals by lender

The 40 lenders with the most approvals to Pennsylvania businesses in FY2026, of 138 active.

#LenderProgramApprovalsDollarsShare of stateFY2025Change
1Manufacturers and Traders Trust Company7(a)237$23.5M16.2%324—
2The Huntington National Bank7(a)102$38.7M7.0%255—
3TD Bank, National Association7(a)100$12.4M6.8%288—
4Newtek Bank, National Association7(a)89$20.5M6.1%115—
5Northeast Bank7(a)84$15.4M5.8%253—
6Wilmington Savings Fund Society FSB7(a)58$40.0M4.0%65—
7KeyBank National Association7(a)42$11.4M2.9%73—
8Live Oak Banking Company7(a)41$44.6M2.8%80—
9Univest Bank and Trust Co7(a)32$22.8M2.2%49—
10PNC Bank, National Association7(a)30$7.7M2.1%41—
11Readycap Lending, LLC7(a)27$8.5M1.8%88—
12Northwest Bank7(a)24$22.7M1.6%49—
13First Commonwealth Bank7(a)24$18.3M1.6%72—
14CenTrust Bank, A Division of SmartBiz Bank National Association7(a)22$4.7M1.5%7—
15Beacon Bank and Trust7(a)21$17.8M1.4%45—
16South Eastern Economic Development Company of Pennsylvania50419$25.2M1.3%36—
17Firstrust Savings Bank7(a)19$24.3M1.3%20—
18Fidelity Deposit and Discount Bank7(a)17$5.1M1.2%17—
19United Midwest Savings Bank National Association7(a)17$4.5M1.2%35—
20Lendistry SBLC, LLC7(a)17$3.4M1.2%39—
21NEPA Alliance Business Finance Corporation50416$12.5M1.1%20—
22Regional Development Funding Corporation50415$17.1M1.0%19—
23Celtic Bank Corporation7(a)15$2.2M1.0%37—
24Empire State Certified Development Corporation50413$10.9M0.9%37—
25First Bank of the Lake7(a)13$7.1M0.9%15—
26Fulton Bank, National Association7(a)12$10.9M0.8%32—
27PS Bank7(a)11$1.7M0.8%35—
28Enterprise Bank7(a)10$7.3M0.7%20—
29Mid Penn Bank7(a)9$5.2M0.6%17—
30Woori America Bank7(a)9$4.9M0.6%11—
31Wayne Bank7(a)9$1.9M0.6%11—
32Meridian Bank7(a)8$8.2M0.5%54—
33Harvest Small Business Finance, LLC7(a)8$5.5M0.5%10—
34NEPA Alliance Business Finance Corporation7(a)8$1.4M0.5%24—
35Hyperion Bank7(a)7$11.6M0.5%7—
36The Bancorp Bank National Association7(a)7$8.4M0.5%5—
37Customers Bank7(a)7$7.0M0.5%8—
38TowneBank7(a)7$5.4M0.5%10—
39Quaint Oak Bank7(a)7$4.2M0.5%6—
40Wells Fargo Bank National Association7(a)7$3.7M0.5%31—

Approvals by county

#CountyApprovalsDollarsShare of stateFY2025Change
1Philadelphia County184$78.0M12.6%316—
2Montgomery County161$94.8M11.0%296—
3Allegheny County135$72.3M9.2%299—
4Bucks County97$55.5M6.6%214—
5Chester County75$41.0M5.1%160—
6Delaware County61$41.0M4.2%156—
7York County59$21.3M4.0%107—
8Lancaster County54$31.2M3.7%103—
9Luzerne County48$21.4M3.3%60—
10Berks County43$22.9M2.9%94—
11Lehigh County39$18.8M2.7%78—
12Cumberland County35$10.9M2.4%53—
13Butler County34$16.0M2.3%65—
14Northampton County33$12.9M2.3%80—
15Lackawanna County33$11.6M2.3%70—
16Dauphin County32$32.4M2.2%47—
17Westmoreland County30$23.6M2.1%65—
18Washington County21$9.3M1.4%50—
19Franklin County20$2.3M1.4%16—
20Schuylkill County20$5.8M1.4%30—
21Northumberland County19$8.1M1.3%11—
22Monroe County15$8.5M1.0%30—
23Lawrence County14$2.3M1.0%28—
24Erie County13$13.2M0.9%29—
25Beaver County13$5.4M0.9%29—
26Fayette County10$2.1M0.7%11—
27Wyoming County10$564K0.7%12—
28Lycoming County9$2.6M0.6%38—
29Union County9$588K0.6%11—
30Centre County8$5.0M0.5%15—
31Wayne County8$4.9M0.5%9—
32Mercer County8$6.5M0.5%22—
33Pike County8$1.2M0.5%10—
34Bedford County8$5.0M0.5%9—
35Clinton County8$1.8M0.5%7—
36Adams County7$461K0.5%26—
37Carbon County7$3.9M0.5%9—
38Lebanon County7$5.7M0.5%16—
39Tioga County7$3.3M0.5%4—
40Blair County6$3.1M0.4%11—

The 40 counties with the most approvals; every county is on the Pennsylvania page.

FY2026 against FY2025

PennsylvaniaFY2026 to dateFY2025
7(a) approvals1,3822,701
7(a) dollars$652M$1.19bn
Median 7(a) approval$180K$150K
504 approvals78130
504 dollars$86.0M$162M
Jobs supported, as reported14,91029,554

Questions and answers

Which lenders made the most SBA loans in Pennsylvania in FY2026?

Manufacturers and Traders Trust Company (237), The Huntington National Bank (102), TD Bank, National Association (100), Newtek Bank, National Association (89), Northeast Bank (84). 138 lenders had at least one approval.

How many SBA loans were approved in Pennsylvania in FY2026?

1,460 to 30 Jun 2026: 1,382 under 7(a) worth $652M and 78 under 504 worth $86.0M.

Which Pennsylvania counties had the most SBA approvals in FY2026?

Philadelphia County (184), Montgomery County (161), Allegheny County (135), Bucks County (97), Chester County (75).

When does FY2026 start and end?

The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error