FY20161 Oct 2015 – 30 Sep 2016
SBA loans in Wisconsin, FY2016
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2016 (1 October 2015 to 30 September 2016) SBA approved 1,623 loans in Wisconsin: 1,486 under 7(a) and 137 under 504, worth $656M.
That is about level with FY2015, when there were 1,733 approvals worth $608M.
Wisconsin accounted for 2.3% of the 70,012 approvals nationwide that year. 122 lenders had at least one approval in the state; Summit CU had the most, 134.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Wisconsin businesses in FY2016, of 122 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Summit CU | 7(a) | 134 | $50.5M | 8.3% | 101 | +33 |
| 2 | Bank Five Nine | 7(a) | 127 | $53.7M | 7.8% | 240 | -113 |
| 3 | WBD, Inc. | 504 | 118 | $107M | 7.3% | 123 | -5 |
| 4 | Wells Fargo Bank National Association | 7(a) | 94 | $22.0M | 5.8% | 48 | +46 |
| 5 | Byline Bank | 7(a) | 92 | $92.3M | 5.7% | 105 | -13 |
| 6 | U.S. Bank, National Association | 7(a) | 91 | $16.0M | 5.6% | 108 | -17 |
| 7 | Bank First, N.A. | 7(a) | 44 | $17.1M | 2.7% | 42 | +2 |
| 8 | Wisconsin Women's Business Initiative Corporation | 7(a) | 44 | $3.9M | 2.7% | 48 | -4 |
| 9 | JPMorgan Chase Bank, National Association | 7(a) | 43 | $10.1M | 2.6% | 39 | +4 |
| 10 | Associated Bank National Association | 7(a) | 39 | $3.7M | 2.4% | 53 | -14 |
| 11 | First Business Bank | 7(a) | 37 | $41.8M | 2.3% | 16 | +21 |
| 12 | Nicolet National Bank | 7(a) | 36 | $17.7M | 2.2% | 42 | -6 |
| 13 | Community State Bank | 7(a) | 36 | $4.6M | 2.2% | 17 | +19 |
| 14 | Hiawatha National Bank | 7(a) | 32 | $13.9M | 2.0% | 19 | +13 |
| 15 | Waukesha State Bank | 7(a) | 32 | $7.9M | 2.0% | 37 | -5 |
| 16 | IncredibleBank | 7(a) | 28 | $14.3M | 1.7% | 9 | +19 |
| 17 | Lake Ridge Bank | 7(a) | 25 | $4.7M | 1.5% | 34 | -9 |
| 18 | Citizens State Bank of La Crosse | 7(a) | 23 | $3.6M | 1.4% | 4 | +19 |
| 19 | UMB Bank, National Association | 7(a) | 22 | $16.3M | 1.4% | 61 | -39 |
| 20 | Bank of Ann Arbor | 7(a) | 22 | $10.8M | 1.4% | 31 | -9 |
| 21 | State Bank Financial | 7(a) | 22 | $2.5M | 1.4% | 32 | -10 |
| 22 | BMO Bank National Association | 7(a) | 19 | $13.1M | 1.2% | 27 | -8 |
| 23 | Park Bank National Association | 7(a) | 18 | $7.5M | 1.1% | 10 | +8 |
| 24 | Forward Bank | 7(a) | 17 | $2.1M | 1.0% | 10 | +7 |
| 25 | CCFBank National Association | 7(a) | 16 | $5.2M | 1.0% | 16 | 0 |
| 26 | Horicon Bank | 7(a) | 16 | $4.1M | 1.0% | 23 | -7 |
| 27 | Celtic Bank Corporation | 7(a) | 16 | $3.1M | 1.0% | 12 | +4 |
| 28 | American National Bank-Fox Cities | 7(a) | 15 | $2.3M | 0.9% | 19 | -4 |
| 29 | Spring Bank | 7(a) | 14 | $1.1M | 0.9% | 16 | -2 |
| 30 | Advia Credit Union | 7(a) | 13 | $3.1M | 0.8% | 15 | -2 |
| 31 | Stearns Bank National Association | 7(a) | 12 | $3.3M | 0.7% | 9 | +3 |
| 32 | The Huntington National Bank | 7(a) | 12 | $3.3M | 0.7% | 4 | +8 |
| 33 | First American Bank | 7(a) | 11 | $3.1M | 0.7% | 1 | +10 |
| 34 | BayFirst National Bank | 7(a) | 11 | $2.4M | 0.7% | 0 | new |
| 35 | First Citizens State Bank | 7(a) | 11 | $1.4M | 0.7% | 5 | +6 |
| 36 | Tri City National Bank | 7(a) | 11 | $788K | 0.7% | 18 | -7 |
| 37 | National Exchange Bank and Trust | 7(a) | 10 | $3.6M | 0.6% | 5 | +5 |
| 38 | Old National Bank | 7(a) | 10 | $2.1M | 0.6% | 25 | -15 |
| 39 | Town Bank, National Association | 7(a) | 10 | $2.0M | 0.6% | 1 | +9 |
| 40 | Live Oak Banking Company | 7(a) | 9 | $5.1M | 0.6% | 6 | +3 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|
| 1 | Milwaukee County | 211 | $101M | 13.0% | 238 | -27 |
| 2 | Dane County | 197 | $63.8M | 12.1% | 212 | -15 |
| 3 | Waukesha County | 183 | $76.6M | 11.3% | 247 | -64 |
| 4 | Racine County | 81 | $17.5M | 5.0% | 55 | +26 |
| 5 | La Crosse County | 69 | $17.8M | 4.3% | 47 | +22 |
| 6 | Outagamie County | 63 | $29.4M | 3.9% | 61 | +2 |
| 7 | Brown County | 59 | $24.4M | 3.6% | 66 | -7 |
| 8 | St. Croix County | 50 | $16.6M | 3.1% | 41 | +9 |
| 9 | Washington County | 49 | $33.3M | 3.0% | 61 | -12 |
| 10 | Ozaukee County | 43 | $13.2M | 2.6% | 38 | +5 |
| 11 | Sheboygan County | 43 | $23.3M | 2.6% | 43 | 0 |
| 12 | Winnebago County | 38 | $14.7M | 2.3% | 43 | -5 |
| 13 | Kenosha County | 37 | $7.3M | 2.3% | 30 | +7 |
| 14 | Walworth County | 36 | $10.5M | 2.2% | 29 | +7 |
| 15 | Marathon County | 35 | $22.0M | 2.2% | 30 | +5 |
| 16 | Eau Claire County | 28 | $13.2M | 1.7% | 26 | +2 |
| 17 | Columbia County | 24 | $7.1M | 1.5% | 24 | 0 |
| 18 | Jefferson County | 22 | $8.4M | 1.4% | 25 | -3 |
| 19 | Dodge County | 21 | $14.7M | 1.3% | 28 | -7 |
| 20 | Manitowoc County | 18 | $8.7M | 1.1% | 17 | +1 |
| 21 | Fond du Lac County | 18 | $6.9M | 1.1% | 28 | -10 |
| 22 | Sauk County | 18 | $5.6M | 1.1% | 29 | -11 |
| 23 | Wood County | 17 | $4.9M | 1.0% | 12 | +5 |
| 24 | Calumet County | 17 | $9.0M | 1.0% | 16 | +1 |
| 25 | Door County | 14 | $10.6M | 0.9% | 10 | +4 |
| 26 | Polk County | 13 | $7.3M | 0.8% | 11 | +2 |
| 27 | Rock County | 12 | $2.9M | 0.7% | 31 | -19 |
| 28 | Chippewa County | 12 | $3.7M | 0.7% | 11 | +1 |
| 29 | Oneida County | 12 | $4.3M | 0.7% | 9 | +3 |
| 30 | Monroe County | 11 | $2.8M | 0.7% | 21 | -10 |
| 31 | Marinette County | 11 | $2.4M | 0.7% | 18 | -7 |
| 32 | Trempealeau County | 11 | $2.4M | 0.7% | 4 | +7 |
| 33 | Oconto County | 10 | $5.1M | 0.6% | 10 | 0 |
| 34 | Clark County | 10 | $4.3M | 0.6% | 12 | -2 |
| 35 | Pierce County | 9 | $4.2M | 0.6% | 12 | -3 |
| 36 | Waupaca County | 9 | $4.7M | 0.6% | 3 | +6 |
| 37 | Kewaunee County | 8 | $2.0M | 0.5% | 3 | +5 |
| 38 | Portage County | 8 | $3.2M | 0.5% | 11 | -3 |
| 39 | Barron County | 7 | $5.8M | 0.4% | 5 | +2 |
| 40 | Lincoln County | 7 | $2.6M | 0.4% | 9 | -2 |
The 40 counties with the most approvals; every county is on the Wisconsin page.
FY2016 against FY2015
| Wisconsin | FY2016 | FY2015 |
|---|---|---|
| 7(a) approvals | 1,486 | 1,593 |
| 7(a) dollars | $538M | $492M |
| Median 7(a) approval | $150K | $125K |
| 504 approvals | 137 | 140 |
| 504 dollars | $118M | $116M |
| Jobs supported, as reported | 18,385 | 18,656 |
Questions and answers
Which lenders made the most SBA loans in Wisconsin in FY2016?
Summit CU (134), Bank Five Nine (127), WBD, Inc. (118), Wells Fargo Bank National Association (94), Byline Bank (92). 122 lenders had at least one approval.
How many SBA loans were approved in Wisconsin in FY2016?
1,623: 1,486 under 7(a) worth $538M and 137 under 504 worth $118M.
Which Wisconsin counties had the most SBA approvals in FY2016?
Milwaukee County (211), Dane County (197), Waukesha County (183), Racine County (81), La Crosse County (69).
When does FY2016 start and end?
The federal fiscal year 2016 runs from 1 October 2015 to 30 September 2016.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error