FY20161 Oct 2015 – 30 Sep 2016
SBA loans in Missouri, FY2016
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2016 (1 October 2015 to 30 September 2016) SBA approved 1,161 loans in Missouri: 1,071 under 7(a) and 90 under 504, worth $498M.
That is about level with FY2015, when there were 1,214 approvals worth $439M.
Missouri accounted for 1.7% of the 70,012 approvals nationwide that year. 132 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 142.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Missouri businesses in FY2016, of 132 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 7(a) | 142 | $26.0M | 12.2% | 184 | -42 |
| 2 | The Bank of Missouri | 7(a) | 88 | $16.3M | 7.6% | 80 | +8 |
| 3 | Simmons Bank | 7(a) | 86 | $32.0M | 7.4% | 79 | +7 |
| 4 | OakStar Bank | 7(a) | 45 | $22.6M | 3.9% | 32 | +13 |
| 5 | Arvest Bank | 7(a) | 44 | $6.0M | 3.8% | 44 | 0 |
| 6 | UMB Bank, National Association | 7(a) | 39 | $13.0M | 3.4% | 45 | -6 |
| 7 | Commerce Bank | 7(a) | 38 | $9.8M | 3.3% | 50 | -12 |
| 8 | The Central Trust Bank | 7(a) | 37 | $10.6M | 3.2% | 31 | +6 |
| 9 | Busey Bank | 7(a) | 34 | $34.7M | 2.9% | 39 | -5 |
| 10 | Guaranty Bank | 7(a) | 32 | $18.6M | 2.8% | 10 | +22 |
| 11 | Midwest Regional Bank | 7(a) | 30 | $25.1M | 2.6% | 28 | +2 |
| 12 | Rural Missouri, Inc. | 504 | 28 | $15.4M | 2.4% | 32 | -4 |
| 13 | Hawthorn Bank | 7(a) | 25 | $8.0M | 2.2% | 34 | -9 |
| 14 | Celtic Bank Corporation | 7(a) | 25 | $5.1M | 2.2% | 20 | +5 |
| 15 | Farmers and Merchants Bank of St. Clair | 7(a) | 24 | $4.6M | 2.1% | 19 | +5 |
| 16 | Live Oak Banking Company | 7(a) | 23 | $40.7M | 2.0% | 7 | +16 |
| 17 | Wells Fargo Bank National Association | 7(a) | 21 | $11.3M | 1.8% | 14 | +7 |
| 18 | St. Charles County Economic Development Council | 504 | 21 | $10.7M | 1.8% | 18 | +3 |
| 19 | Southern Bank | 7(a) | 20 | $22.4M | 1.7% | 20 | 0 |
| 20 | First Business Bank | 7(a) | 20 | $8.9M | 1.7% | 38 | -18 |
| 21 | The Callaway Bank | 7(a) | 14 | $1.8M | 1.2% | 18 | -4 |
| 22 | Heritage Bank of the Ozarks | 7(a) | 13 | $2.4M | 1.1% | 11 | +2 |
| 23 | Regions Bank | 7(a) | 12 | $4.9M | 1.0% | 15 | -3 |
| 24 | Belgrade State Bank | 7(a) | 11 | $5.4M | 0.9% | 7 | +4 |
| 25 | First National Bank of Omaha | 7(a) | 11 | $4.2M | 0.9% | 9 | +2 |
| 26 | STL Partnership CDC | 504 | 10 | $11.3M | 0.9% | 13 | -3 |
| 27 | Heartland Business Capital, Inc. | 504 | 10 | $3.1M | 0.9% | 12 | -2 |
| 28 | Enterprise Bank & Trust | 7(a) | 9 | $6.9M | 0.8% | 9 | 0 |
| 29 | BOKF, National Association | 7(a) | 9 | $2.9M | 0.8% | 8 | +1 |
| 30 | First Financial Bank | 7(a) | 8 | $3.5M | 0.7% | 4 | +4 |
| 31 | BayFirst National Bank | 7(a) | 8 | $2.0M | 0.7% | 0 | new |
| 32 | Mid-Missouri Bank | 7(a) | 8 | $1.8M | 0.7% | 11 | -3 |
| 33 | The Huntington National Bank | 7(a) | 7 | $6.5M | 0.6% | 10 | -3 |
| 34 | PNC Bank, National Association | 7(a) | 7 | $1.7M | 0.6% | 18 | -11 |
| 35 | St. Johns Bank and Trust Company | 7(a) | 7 | $1.5M | 0.6% | 4 | +3 |
| 36 | Peoples National Bank National Association | 7(a) | 7 | $1.1M | 0.6% | 2 | +5 |
| 37 | Clay/Platte Development Corporation | 504 | 6 | $2.5M | 0.5% | 2 | +4 |
| 38 | First State Community Bank | 7(a) | 6 | $1.3M | 0.5% | 7 | -1 |
| 39 | First State Bank of St Charles, Missouri | 7(a) | 6 | $799K | 0.5% | 2 | +4 |
| 40 | First Independent Bank | 7(a) | 6 | $221K | 0.5% | 2 | +4 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|
| 1 | St. Louis County | 191 | $93.0M | 16.5% | 225 | -34 |
| 2 | Jackson County | 138 | $63.5M | 11.9% | 140 | -2 |
| 3 | Greene County | 127 | $61.1M | 10.9% | 125 | +2 |
| 4 | St. Charles County | 63 | $21.2M | 5.4% | 81 | -18 |
| 5 | Boone County | 56 | $17.9M | 4.8% | 68 | -12 |
| 6 | St. Louis city | 51 | $30.0M | 4.4% | 50 | +1 |
| 7 | Jefferson County | 39 | $16.8M | 3.4% | 22 | +17 |
| 8 | Christian County | 37 | $9.7M | 3.2% | 44 | -7 |
| 9 | Clay County | 34 | $16.2M | 2.9% | 43 | -9 |
| 10 | Franklin County | 33 | $8.8M | 2.8% | 26 | +7 |
| 11 | Jasper County | 29 | $12.8M | 2.5% | 43 | -14 |
| 12 | Taney County | 29 | $10.0M | 2.5% | 28 | +1 |
| 13 | Cole County | 19 | $8.5M | 1.6% | 15 | +4 |
| 14 | Platte County | 19 | $13.0M | 1.6% | 26 | -7 |
| 15 | Camden County | 19 | $4.2M | 1.6% | 11 | +8 |
| 16 | Cape Girardeau County | 18 | $3.7M | 1.6% | 10 | +8 |
| 17 | Cass County | 16 | $8.6M | 1.4% | 12 | +4 |
| 18 | Barry County | 15 | $6.1M | 1.3% | 7 | +8 |
| 19 | St. Francois County | 15 | $5.9M | 1.3% | 16 | -1 |
| 20 | Callaway County | 14 | $4.6M | 1.2% | 16 | -2 |
| 21 | Lawrence County | 13 | $1.7M | 1.1% | 10 | +3 |
| 22 | Newton County | 12 | $12.7M | 1.0% | 14 | -2 |
| 23 | Laclede County | 12 | $3.6M | 1.0% | 10 | +2 |
| 24 | Stone County | 9 | $3.1M | 0.8% | 8 | +1 |
| 25 | Webster County | 7 | $980K | 0.6% | 5 | +2 |
| 26 | Johnson County | 6 | $3.3M | 0.5% | 8 | -2 |
| 27 | Howell County | 5 | $1.6M | 0.4% | 3 | +2 |
| 28 | Buchanan County | 5 | $1.2M | 0.4% | 7 | -2 |
| 29 | Lincoln County | 5 | $506K | 0.4% | 6 | -1 |
| 30 | Texas County | 4 | $3.0M | 0.3% | 8 | -4 |
| 31 | Randolph County | 4 | $988K | 0.3% | 2 | +2 |
| 32 | Vernon County | 4 | $1.9M | 0.3% | 1 | +3 |
| 33 | Audrain County | 4 | $388K | 0.3% | 1 | +3 |
| 34 | Hickory County | 4 | $262K | 0.3% | 3 | +1 |
| 35 | Stoddard County | 4 | $1.0M | 0.3% | 0 | new |
| 36 | Montgomery County | 4 | $910K | 0.3% | 0 | new |
| 37 | Polk County | 4 | $781K | 0.3% | 1 | +3 |
| 38 | Monroe County | 4 | $340K | 0.3% | 5 | -1 |
| 39 | McDonald County | 3 | $3.8M | 0.3% | 9 | -6 |
| 40 | Marion County | 3 | $257K | 0.3% | 1 | +2 |
The 40 counties with the most approvals; every county is on the Missouri page.
FY2016 against FY2015
| Missouri | FY2016 | FY2015 |
|---|---|---|
| 7(a) approvals | 1,071 | 1,118 |
| 7(a) dollars | $446M | $376M |
| Median 7(a) approval | $150K | $147K |
| 504 approvals | 90 | 96 |
| 504 dollars | $51.7M | $62.5M |
| Jobs supported, as reported | 13,456 | 14,057 |
Questions and answers
Which lenders made the most SBA loans in Missouri in FY2016?
U.S. Bank, National Association (142), The Bank of Missouri (88), Simmons Bank (86), OakStar Bank (45), Arvest Bank (44). 132 lenders had at least one approval.
How many SBA loans were approved in Missouri in FY2016?
1,161: 1,071 under 7(a) worth $446M and 90 under 504 worth $51.7M.
Which Missouri counties had the most SBA approvals in FY2016?
St. Louis County (191), Jackson County (138), Greene County (127), St. Charles County (63), Boone County (56).
When does FY2016 start and end?
The federal fiscal year 2016 runs from 1 October 2015 to 30 September 2016.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error