FY20191 Oct 2018 – 30 Sep 2019
SBA loans in Oklahoma, FY2019
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2019 (1 October 2018 to 30 September 2019) SBA approved 528 loans in Oklahoma: 492 under 7(a) and 36 under 504, worth $240M.
That is about level with FY2018, when there were 534 approvals worth $268M.
Oklahoma accounted for 0.9% of the 58,006 approvals nationwide that year. 86 lenders had at least one approval in the state; BancFirst had the most, 125.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Oklahoma businesses in FY2019, of 86 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2018 | Change |
|---|---|---|---|---|---|---|---|
| 1 | BancFirst | 7(a) | 125 | $49.1M | 23.7% | 122 | +3 |
| 2 | MidFirst Bank | 7(a) | 41 | $2.3M | 7.8% | 0 | new |
| 3 | Arvest Bank | 7(a) | 32 | $9.5M | 6.1% | 37 | -5 |
| 4 | First Oklahoma Bank | 7(a) | 27 | $18.6M | 5.1% | 13 | +14 |
| 5 | Rural Enterprises of Oklahoma, Inc. | 504 | 15 | $10.6M | 2.8% | 20 | -5 |
| 6 | SpiritBank | 7(a) | 14 | $11.2M | 2.7% | 6 | +8 |
| 7 | The Citizens Bank of Edmond | 7(a) | 14 | $4.0M | 2.7% | 7 | +7 |
| 8 | Regent Bank | 7(a) | 12 | $1.7M | 2.3% | 14 | -2 |
| 9 | Security Bank | 7(a) | 11 | $6.4M | 2.1% | 10 | +1 |
| 10 | Small Business Capital Corporation | 504 | 10 | $6.5M | 1.9% | 4 | +6 |
| 11 | Bank7 | 7(a) | 10 | $3.6M | 1.9% | 2 | +8 |
| 12 | Peoples Bank and Trust Company | 7(a) | 8 | $6.8M | 1.5% | 6 | +2 |
| 13 | First United Bank and Trust Company | 7(a) | 8 | $4.0M | 1.5% | 9 | -1 |
| 14 | First Pryority Bank | 7(a) | 8 | $2.5M | 1.5% | 30 | -22 |
| 15 | Tulsa Economic Development Corporation | 504 | 7 | $6.3M | 1.3% | 2 | +5 |
| 16 | Great Plains National Bank | 7(a) | 7 | $1.4M | 1.3% | 4 | +3 |
| 17 | Live Oak Banking Company | 7(a) | 6 | $10.6M | 1.1% | 7 | -1 |
| 18 | Newtek Small Business Finance, Inc. | 7(a) | 6 | $8.5M | 1.1% | 5 | +1 |
| 19 | Frazer Bank | 7(a) | 6 | $2.9M | 1.1% | 2 | +4 |
| 20 | Stearns Bank National Association | 7(a) | 6 | $1.7M | 1.1% | 8 | -2 |
| 21 | BayFirst National Bank | 7(a) | 6 | $925K | 1.1% | 2 | +4 |
| 22 | Independence Bank | 7(a) | 6 | $825K | 1.1% | 7 | -1 |
| 23 | Northeast Bank | 7(a) | 6 | $825K | 1.1% | 9 | -3 |
| 24 | Legacy Bank | 7(a) | 6 | $783K | 1.1% | 6 | 0 |
| 25 | JPMorgan Chase Bank, National Association | 7(a) | 6 | $609K | 1.1% | 9 | -3 |
| 26 | Valliance Bank | 7(a) | 5 | $4.6M | 0.9% | 10 | -5 |
| 27 | BOKF, National Association | 7(a) | 5 | $843K | 0.9% | 9 | -4 |
| 28 | Seacoast National Bank | 7(a) | 5 | $745K | 0.9% | 0 | new |
| 29 | United Midwest Savings Bank National Association | 7(a) | 5 | $600K | 0.9% | 6 | -1 |
| 30 | First National Bank & Trust Company of McAlester | 7(a) | 5 | $468K | 0.9% | 1 | +4 |
| 31 | First Bank | 7(a) | 4 | $6.6M | 0.8% | 1 | +3 |
| 32 | Metro Area Development Corporation | 504 | 4 | $5.1M | 0.8% | 3 | +1 |
| 33 | Simmons Bank | 7(a) | 4 | $1.3M | 0.8% | 5 | -1 |
| 34 | The City National Bank and Trust Company of Lawton, Oklahoma | 7(a) | 4 | $1.2M | 0.8% | 0 | new |
| 35 | AVB Bank | 7(a) | 4 | $294K | 0.8% | 3 | +1 |
| 36 | Armstrong Bank | 7(a) | 4 | $265K | 0.8% | 7 | -3 |
| 37 | The Huntington National Bank | 7(a) | 3 | $699K | 0.6% | 0 | new |
| 38 | Blue Sky Bank | 7(a) | 3 | $591K | 0.6% | 3 | 0 |
| 39 | SNB Bank National Association | 7(a) | 3 | $392K | 0.6% | 0 | new |
| 40 | The First National Bank and Trust Company of Broken Arrow | 7(a) | 3 | $221K | 0.6% | 0 | new |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2018 | Change |
|---|---|---|---|---|---|---|
| 1 | Oklahoma County | 150 | $61.4M | 28.4% | 156 | -6 |
| 2 | Tulsa County | 119 | $63.7M | 22.5% | 142 | -23 |
| 3 | Cleveland County | 37 | $16.0M | 7.0% | 32 | +5 |
| 4 | Canadian County | 20 | $4.3M | 3.8% | 12 | +8 |
| 5 | Wagoner County | 16 | $6.0M | 3.0% | 8 | +8 |
| 6 | Rogers County | 11 | $3.4M | 2.1% | 9 | +2 |
| 7 | Logan County | 11 | $3.0M | 2.1% | 3 | +8 |
| 8 | Pittsburg County | 9 | $1.4M | 1.7% | 5 | +4 |
| 9 | Custer County | 8 | $5.1M | 1.5% | 1 | +7 |
| 10 | Stephens County | 7 | $1.9M | 1.3% | 8 | -1 |
| 11 | Creek County | 7 | $3.6M | 1.3% | 10 | -3 |
| 12 | Washington County | 7 | $1.9M | 1.3% | 5 | +2 |
| 13 | Pottawatomie County | 7 | $3.3M | 1.3% | 9 | -2 |
| 14 | Kingfisher County | 7 | $1.8M | 1.3% | 4 | +3 |
| 15 | Payne County | 6 | $1.5M | 1.1% | 7 | -1 |
| 16 | Woodward County | 6 | $839K | 1.1% | 5 | +1 |
| 17 | Lincoln County | 6 | $1.5M | 1.1% | 4 | +2 |
| 18 | Kay County | 6 | $3.3M | 1.1% | 5 | +1 |
| 19 | Comanche County | 6 | $6.1M | 1.1% | 9 | -3 |
| 20 | Muskogee County | 5 | $3.6M | 0.9% | 12 | -7 |
| 21 | Grady County | 5 | $1.2M | 0.9% | 2 | +3 |
| 22 | Garfield County | 5 | $12.1M | 0.9% | 0 | new |
| 23 | McClain County | 5 | $502K | 0.9% | 7 | -2 |
| 24 | Carter County | 4 | $720K | 0.8% | 8 | -4 |
| 25 | Garvin County | 4 | $733K | 0.8% | 3 | +1 |
| 26 | Osage County | 4 | $331K | 0.8% | 5 | -1 |
| 27 | Ottawa County | 4 | $1.8M | 0.8% | 0 | new |
| 28 | Craig County | 4 | $2.5M | 0.8% | 5 | -1 |
| 29 | Cherokee County | 3 | $502K | 0.6% | 2 | +1 |
| 30 | Seminole County | 3 | $5.1M | 0.6% | 0 | new |
| 31 | Delaware County | 3 | $303K | 0.6% | 7 | -4 |
| 32 | Ellis County | 3 | $392K | 0.6% | 0 | new |
| 33 | Pawnee County | 3 | $245K | 0.6% | 3 | 0 |
| 34 | Pontotoc County | 3 | $5.6M | 0.6% | 2 | +1 |
| 35 | Hughes County | 2 | — | 0.4% | 1 | +1 |
| 36 | Beckham County | 2 | — | 0.4% | 5 | -3 |
| 37 | McIntosh County | 2 | — | 0.4% | 2 | 0 |
| 38 | Major County | 2 | — | 0.4% | 1 | +1 |
| 39 | Murray County | 1 | — | 0.2% | 0 | new |
| 40 | Caddo County | 1 | — | 0.2% | 1 | 0 |
The 40 counties with the most approvals; every county is on the Oklahoma page.
FY2019 against FY2018
| Oklahoma | FY2019 | FY2018 |
|---|---|---|
| 7(a) approvals | 492 | 504 |
| 7(a) dollars | $211M | $248M |
| Median 7(a) approval | $167K | $194K |
| 504 approvals | 36 | 30 |
| 504 dollars | $28.5M | $20.6M |
| Jobs supported, as reported | 5,944 | 5,736 |
Questions and answers
Which lenders made the most SBA loans in Oklahoma in FY2019?
BancFirst (125), MidFirst Bank (41), Arvest Bank (32), First Oklahoma Bank (27), Rural Enterprises of Oklahoma, Inc. (15). 86 lenders had at least one approval.
How many SBA loans were approved in Oklahoma in FY2019?
528: 492 under 7(a) worth $211M and 36 under 504 worth $28.5M.
Which Oklahoma counties had the most SBA approvals in FY2019?
Oklahoma County (150), Tulsa County (119), Cleveland County (37), Canadian County (20), Wagoner County (16).
When does FY2019 start and end?
The federal fiscal year 2019 runs from 1 October 2018 to 30 September 2019.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error