FY20241 Oct 2023 – 30 Sep 2024
SBA loans in Oklahoma, FY2024
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2024 (1 October 2023 to 30 September 2024) SBA approved 501 loans in Oklahoma: 478 under 7(a) and 23 under 504, worth $335M.
That is about level with FY2023, when there were 496 approvals worth $272M.
Oklahoma accounted for 0.7% of the 76,235 approvals nationwide that year. 103 lenders had at least one approval in the state; BancFirst had the most, 70.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Oklahoma businesses in FY2024, of 103 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2023 | Change |
|---|---|---|---|---|---|---|---|
| 1 | BancFirst | 7(a) | 70 | $32.5M | 14.0% | 82 | -12 |
| 2 | Arvest Bank | 7(a) | 29 | $15.8M | 5.8% | 37 | -8 |
| 3 | The Huntington National Bank | 7(a) | 27 | $7.0M | 5.4% | 24 | +3 |
| 4 | Great Plains National Bank | 7(a) | 23 | $7.4M | 4.6% | 14 | +9 |
| 5 | BayFirst National Bank | 7(a) | 21 | $4.4M | 4.2% | 11 | +10 |
| 6 | Newtek Bank, National Association | 7(a) | 20 | $11.8M | 4.0% | 7 | +13 |
| 7 | Live Oak Banking Company | 7(a) | 19 | $27.0M | 3.8% | 16 | +3 |
| 8 | Northeast Bank | 7(a) | 15 | $2.5M | 3.0% | 3 | +12 |
| 9 | First Oklahoma Bank | 7(a) | 14 | $16.5M | 2.8% | 8 | +6 |
| 10 | Rural Enterprises of Oklahoma, Inc. | 504 | 13 | $14.0M | 2.6% | 22 | -9 |
| 11 | Readycap Lending, LLC | 7(a) | 12 | $7.1M | 2.4% | 9 | +3 |
| 12 | Regent Bank | 7(a) | 11 | $7.1M | 2.2% | 12 | -1 |
| 13 | Security Bank | 7(a) | 10 | $4.1M | 2.0% | 13 | -3 |
| 14 | JPMorgan Chase Bank, National Association | 7(a) | 9 | $970K | 1.8% | 5 | +4 |
| 15 | First Security Bank and Trust Company | 7(a) | 8 | $2.2M | 1.6% | 0 | new |
| 16 | United Midwest Savings Bank National Association | 7(a) | 8 | $1.4M | 1.6% | 3 | +5 |
| 17 | First Pryority Bank | 7(a) | 7 | $4.8M | 1.4% | 5 | +2 |
| 18 | Celtic Bank Corporation | 7(a) | 6 | $9.0M | 1.2% | 3 | +3 |
| 19 | T Bank, National Association | 7(a) | 6 | $7.3M | 1.2% | 0 | new |
| 20 | First United Bank and Trust Company | 7(a) | 6 | $3.9M | 1.2% | 5 | +1 |
| 21 | Bank7 | 7(a) | 5 | $2.8M | 1.0% | 5 | 0 |
| 22 | Tulsa Economic Development Corporation | 504 | 5 | $2.2M | 1.0% | 7 | -2 |
| 23 | First Bank of the Lake | 7(a) | 5 | $1.3M | 1.0% | 4 | +1 |
| 24 | First Fidelity Bank | 7(a) | 5 | $873K | 1.0% | 1 | +4 |
| 25 | Oklahoma's Federal Credit Union | 7(a) | 5 | $797K | 1.0% | 2 | +3 |
| 26 | Peoples Bank and Trust Company | 7(a) | 4 | $14.4M | 0.8% | 1 | +3 |
| 27 | Metro City Bank | 7(a) | 4 | $4.3M | 0.8% | 2 | +2 |
| 28 | Falcon National Bank | 7(a) | 4 | $3.3M | 0.8% | 0 | new |
| 29 | Bank of America, National Association | 7(a) | 4 | $2.8M | 0.8% | 2 | +2 |
| 30 | BOKF, National Association | 7(a) | 4 | $2.6M | 0.8% | 9 | -5 |
| 31 | Armstrong Bank | 7(a) | 4 | $1.8M | 0.8% | 2 | +2 |
| 32 | The First Security Bank | 7(a) | 4 | $1.1M | 0.8% | 0 | new |
| 33 | All Capital Bank | 7(a) | 4 | $907K | 0.8% | 0 | new |
| 34 | Byline Bank | 7(a) | 3 | $6.1M | 0.6% | 4 | -1 |
| 35 | First Financial Bank | 7(a) | 3 | $5.1M | 0.6% | 4 | -1 |
| 36 | Small Business Capital Corporation | 504 | 3 | $2.8M | 0.6% | 5 | -2 |
| 37 | First Enterprise Bank | 7(a) | 3 | $2.3M | 0.6% | 3 | 0 |
| 38 | Simmons Bank | 7(a) | 3 | $2.1M | 0.6% | 5 | -2 |
| 39 | Citizens Bank | 7(a) | 3 | $1.6M | 0.6% | 4 | -1 |
| 40 | Triad Bank, National Association | 7(a) | 3 | $1.3M | 0.6% | 9 | -6 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2023 | Change |
|---|---|---|---|---|---|---|
| 1 | Oklahoma County | 145 | $72.7M | 28.9% | 124 | +21 |
| 2 | Tulsa County | 141 | $97.2M | 28.1% | 138 | +3 |
| 3 | Cleveland County | 32 | $21.6M | 6.4% | 33 | -1 |
| 4 | Canadian County | 23 | $18.1M | 4.6% | 15 | +8 |
| 5 | Payne County | 10 | $3.7M | 2.0% | 3 | +7 |
| 6 | Creek County | 8 | $4.4M | 1.6% | 8 | 0 |
| 7 | Garfield County | 8 | $11.6M | 1.6% | 9 | -1 |
| 8 | Custer County | 8 | $6.4M | 1.6% | 6 | +2 |
| 9 | Carter County | 7 | $7.6M | 1.4% | 1 | +6 |
| 10 | Wagoner County | 6 | $2.0M | 1.2% | 14 | -8 |
| 11 | Muskogee County | 6 | $7.5M | 1.2% | 8 | -2 |
| 12 | Okmulgee County | 6 | $6.9M | 1.2% | 5 | +1 |
| 13 | Le Flore County | 6 | $8.5M | 1.2% | 1 | +5 |
| 14 | Comanche County | 6 | $1.3M | 1.2% | 4 | +2 |
| 15 | Pontotoc County | 6 | $5.8M | 1.2% | 7 | -1 |
| 16 | Pittsburg County | 5 | $4.6M | 1.0% | 2 | +3 |
| 17 | Seminole County | 4 | $4.1M | 0.8% | 3 | +1 |
| 18 | McCurtain County | 4 | $6.2M | 0.8% | 0 | new |
| 19 | Delaware County | 4 | $6.6M | 0.8% | 8 | -4 |
| 20 | Pottawatomie County | 4 | $2.5M | 0.8% | 3 | +1 |
| 21 | Rogers County | 3 | $1.3M | 0.6% | 10 | -7 |
| 22 | Logan County | 3 | $417K | 0.6% | 4 | -1 |
| 23 | Grady County | 3 | $1.0M | 0.6% | 6 | -3 |
| 24 | Osage County | 3 | $2.7M | 0.6% | 2 | +1 |
| 25 | Sequoyah County | 3 | $1.9M | 0.6% | 3 | 0 |
| 26 | Craig County | 3 | $1.3M | 0.6% | 2 | +1 |
| 27 | McClain County | 3 | $1.4M | 0.6% | 7 | -4 |
| 28 | Beaver County | 3 | $597K | 0.6% | 0 | new |
| 29 | Caddo County | 2 | — | 0.4% | 0 | new |
| 30 | Stephens County | 2 | — | 0.4% | 8 | -6 |
| 31 | Mayes County | 2 | — | 0.4% | 3 | -1 |
| 32 | Marshall County | 2 | — | 0.4% | 1 | +1 |
| 33 | Jackson County | 2 | — | 0.4% | 1 | +1 |
| 34 | Washington County | 2 | — | 0.4% | 11 | -9 |
| 35 | Beckham County | 2 | — | 0.4% | 4 | -2 |
| 36 | Pushmataha County | 2 | — | 0.4% | 0 | new |
| 37 | Pawnee County | 2 | — | 0.4% | 3 | -1 |
| 38 | Blaine County | 2 | — | 0.4% | 2 | 0 |
| 39 | Cherokee County | 1 | — | 0.2% | 2 | -1 |
| 40 | Washita County | 1 | — | 0.2% | 2 | -1 |
The 40 counties with the most approvals; every county is on the Oklahoma page.
FY2024 against FY2023
| Oklahoma | FY2024 | FY2023 |
|---|---|---|
| 7(a) approvals | 478 | 461 |
| 7(a) dollars | $315M | $238M |
| Median 7(a) approval | $250K | $244K |
| 504 approvals | 23 | 35 |
| 504 dollars | $20.4M | $33.6M |
| Jobs supported, as reported | 6,050 | 6,236 |
Questions and answers
Which lenders made the most SBA loans in Oklahoma in FY2024?
BancFirst (70), Arvest Bank (29), The Huntington National Bank (27), Great Plains National Bank (23), BayFirst National Bank (21). 103 lenders had at least one approval.
How many SBA loans were approved in Oklahoma in FY2024?
501: 478 under 7(a) worth $315M and 23 under 504 worth $20.4M.
Which Oklahoma counties had the most SBA approvals in FY2024?
Oklahoma County (145), Tulsa County (141), Cleveland County (32), Canadian County (23), Payne County (10).
When does FY2024 start and end?
The federal fiscal year 2024 runs from 1 October 2023 to 30 September 2024.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error