FY20251 Oct 2024 – 30 Sep 2025
SBA loans in Oklahoma, FY2025
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2025 (1 October 2024 to 30 September 2025) SBA approved 545 loans in Oklahoma: 510 under 7(a) and 35 under 504, worth $344M.
That is up 9% on FY2024, when there were 501 approvals worth $335M.
Oklahoma accounted for 0.6% of the 84,840 approvals nationwide that year. 100 lenders had at least one approval in the state; BancFirst had the most, 88.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Oklahoma businesses in FY2025, of 100 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2024 | Change |
|---|---|---|---|---|---|---|---|
| 1 | BancFirst | 7(a) | 88 | $32.8M | 16.1% | 70 | +18 |
| 2 | Northeast Bank | 7(a) | 54 | $10.1M | 9.9% | 15 | +39 |
| 3 | Newtek Bank, National Association | 7(a) | 29 | $17.9M | 5.3% | 20 | +9 |
| 4 | Readycap Lending, LLC | 7(a) | 26 | $6.6M | 4.8% | 12 | +14 |
| 5 | Arvest Bank | 7(a) | 26 | $4.7M | 4.8% | 29 | -3 |
| 6 | The Huntington National Bank | 7(a) | 21 | $15.0M | 3.9% | 27 | -6 |
| 7 | Rural Enterprises of Oklahoma, Inc. | 504 | 16 | $20.0M | 2.9% | 13 | +3 |
| 8 | Live Oak Banking Company | 7(a) | 13 | $21.0M | 2.4% | 19 | -6 |
| 9 | First Oklahoma Bank | 7(a) | 12 | $11.6M | 2.2% | 14 | -2 |
| 10 | First United Bank and Trust Company | 7(a) | 11 | $6.8M | 2.0% | 6 | +5 |
| 11 | Celtic Bank Corporation | 7(a) | 11 | $5.9M | 2.0% | 6 | +5 |
| 12 | BayFirst National Bank | 7(a) | 10 | $1.3M | 1.8% | 21 | -11 |
| 13 | Small Business Capital Corporation | 504 | 9 | $3.5M | 1.7% | 3 | +6 |
| 14 | First Security Bank and Trust Company | 7(a) | 8 | $8.2M | 1.5% | 8 | 0 |
| 15 | Great Plains National Bank | 7(a) | 8 | $2.7M | 1.5% | 23 | -15 |
| 16 | JPMorgan Chase Bank, National Association | 7(a) | 8 | $1.7M | 1.5% | 9 | -1 |
| 17 | First Pryority Bank | 7(a) | 7 | $7.9M | 1.3% | 7 | 0 |
| 18 | Bank of America, National Association | 7(a) | 7 | $3.7M | 1.3% | 4 | +3 |
| 19 | Legacy Bank | 7(a) | 7 | $1.3M | 1.3% | 2 | +5 |
| 20 | Metro City Bank | 7(a) | 6 | $10.4M | 1.1% | 4 | +2 |
| 21 | Tulsa Economic Development Corporation | 504 | 6 | $8.2M | 1.1% | 5 | +1 |
| 22 | Mabrey Bank | 7(a) | 6 | $2.4M | 1.1% | 0 | new |
| 23 | Triad Bank, National Association | 7(a) | 6 | $1.3M | 1.1% | 3 | +3 |
| 24 | FandM Bank | 7(a) | 5 | $5.5M | 0.9% | 0 | new |
| 25 | Welch State Bank of Welch, Okla | 7(a) | 5 | $5.2M | 0.9% | 2 | +3 |
| 26 | Security Bank | 7(a) | 5 | $3.9M | 0.9% | 10 | -5 |
| 27 | First Bank of the Lake | 7(a) | 5 | $3.2M | 0.9% | 5 | 0 |
| 28 | Lendistry SBLC, LLC | 7(a) | 5 | $860K | 0.9% | 3 | +2 |
| 29 | Colony Bank | 7(a) | 4 | $5.8M | 0.7% | 3 | +1 |
| 30 | Citizens Bank | 7(a) | 4 | $3.0M | 0.7% | 3 | +1 |
| 31 | BOKF, National Association | 7(a) | 4 | $1.6M | 0.7% | 4 | 0 |
| 32 | Sovereign Bank | 7(a) | 4 | $960K | 0.7% | 1 | +3 |
| 33 | T Bank, National Association | 7(a) | 3 | $6.2M | 0.6% | 6 | -3 |
| 34 | Metro Area Development Corporation | 504 | 3 | $4.2M | 0.6% | 2 | +1 |
| 35 | All Capital Bank | 7(a) | 3 | $2.4M | 0.6% | 4 | -1 |
| 36 | Armstrong Bank | 7(a) | 3 | $1.9M | 0.6% | 4 | -1 |
| 37 | First Fidelity Bank | 7(a) | 3 | $1.5M | 0.6% | 5 | -2 |
| 38 | VelocitySBA, LLC | 7(a) | 3 | $1.4M | 0.6% | 1 | +2 |
| 39 | Heritage Bank Inc | 7(a) | 3 | $1.3M | 0.6% | 1 | +2 |
| 40 | First Bank of Owasso | 7(a) | 3 | $760K | 0.6% | 3 | 0 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2024 | Change |
|---|---|---|---|---|---|---|
| 1 | Oklahoma County | 154 | $84.8M | 28.3% | 145 | +9 |
| 2 | Tulsa County | 117 | $74.6M | 21.5% | 141 | -24 |
| 3 | Cleveland County | 47 | $17.6M | 8.6% | 32 | +15 |
| 4 | Canadian County | 30 | $15.0M | 5.5% | 23 | +7 |
| 5 | Creek County | 15 | $8.0M | 2.8% | 8 | +7 |
| 6 | Rogers County | 13 | $5.0M | 2.4% | 3 | +10 |
| 7 | Carter County | 10 | $8.2M | 1.8% | 7 | +3 |
| 8 | Comanche County | 10 | $6.3M | 1.8% | 6 | +4 |
| 9 | Pontotoc County | 10 | $12.8M | 1.8% | 6 | +4 |
| 10 | McClain County | 10 | $10.4M | 1.8% | 3 | +7 |
| 11 | Pottawatomie County | 9 | $4.3M | 1.7% | 4 | +5 |
| 12 | Wagoner County | 7 | $1.6M | 1.3% | 6 | +1 |
| 13 | Logan County | 7 | $6.3M | 1.3% | 3 | +4 |
| 14 | Garfield County | 6 | $5.9M | 1.1% | 8 | -2 |
| 15 | Pittsburg County | 5 | $267K | 0.9% | 5 | 0 |
| 16 | Mayes County | 5 | $5.9M | 0.9% | 2 | +3 |
| 17 | Washington County | 5 | $1.7M | 0.9% | 2 | +3 |
| 18 | Pawnee County | 5 | $4.9M | 0.9% | 2 | +3 |
| 19 | Payne County | 4 | $3.2M | 0.7% | 10 | -6 |
| 20 | Muskogee County | 4 | $6.4M | 0.7% | 6 | -2 |
| 21 | Garvin County | 4 | $3.5M | 0.7% | 1 | +3 |
| 22 | Delaware County | 4 | $7.2M | 0.7% | 4 | 0 |
| 23 | Beckham County | 4 | $2.4M | 0.7% | 2 | +2 |
| 24 | Kingfisher County | 4 | $2.0M | 0.7% | 1 | +3 |
| 25 | Grant County | 4 | $4.4M | 0.7% | 0 | new |
| 26 | Seminole County | 3 | $867K | 0.6% | 4 | -1 |
| 27 | Stephens County | 3 | $3.6M | 0.6% | 2 | +1 |
| 28 | Grady County | 3 | $9.5M | 0.6% | 3 | 0 |
| 29 | Washita County | 3 | $180K | 0.6% | 1 | +2 |
| 30 | Osage County | 3 | $2.4M | 0.6% | 3 | 0 |
| 31 | Custer County | 3 | $734K | 0.6% | 8 | -5 |
| 32 | Ottawa County | 3 | $1.8M | 0.6% | 1 | +2 |
| 33 | Cherokee County | 2 | — | 0.4% | 1 | +1 |
| 34 | Caddo County | 2 | — | 0.4% | 2 | 0 |
| 35 | Noble County | 2 | — | 0.4% | 0 | new |
| 36 | Okmulgee County | 2 | — | 0.4% | 6 | -4 |
| 37 | McIntosh County | 2 | — | 0.4% | 1 | +1 |
| 38 | Craig County | 2 | — | 0.4% | 3 | -1 |
| 39 | Okfuskee County | 2 | — | 0.4% | 1 | +1 |
| 40 | Beaver County | 2 | — | 0.4% | 3 | -1 |
The 40 counties with the most approvals; every county is on the Oklahoma page.
FY2025 against FY2024
| Oklahoma | FY2025 | FY2024 |
|---|---|---|
| 7(a) approvals | 510 | 478 |
| 7(a) dollars | $306M | $315M |
| Median 7(a) approval | $250K | $250K |
| 504 approvals | 35 | 23 |
| 504 dollars | $37.4M | $20.4M |
| Jobs supported, as reported | 7,644 | 6,050 |
Questions and answers
Which lenders made the most SBA loans in Oklahoma in FY2025?
BancFirst (88), Northeast Bank (54), Newtek Bank, National Association (29), Readycap Lending, LLC (26), Arvest Bank (26). 100 lenders had at least one approval.
How many SBA loans were approved in Oklahoma in FY2025?
545: 510 under 7(a) worth $306M and 35 under 504 worth $37.4M.
Which Oklahoma counties had the most SBA approvals in FY2025?
Oklahoma County (154), Tulsa County (117), Cleveland County (47), Canadian County (30), Creek County (15).
When does FY2025 start and end?
The federal fiscal year 2025 runs from 1 October 2024 to 30 September 2025.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error