FY20221 Oct 2021 – 30 Sep 2022
SBA loans in Oklahoma, FY2022
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2022 (1 October 2021 to 30 September 2022) SBA approved 607 loans in Oklahoma: 555 under 7(a) and 52 under 504, worth $339M.
That is about level with FY2021, when there were 653 approvals worth $423M.
Oklahoma accounted for 1.1% of the 56,932 approvals nationwide that year. 104 lenders had at least one approval in the state; BancFirst had the most, 185.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Oklahoma businesses in FY2022, of 104 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2021 | Change |
|---|---|---|---|---|---|---|---|
| 1 | BancFirst | 7(a) | 185 | $68.2M | 30.5% | 122 | +63 |
| 2 | Arvest Bank | 7(a) | 47 | $13.0M | 7.7% | 37 | +10 |
| 3 | Rural Enterprises of Oklahoma, Inc. | 504 | 29 | $21.0M | 4.8% | 35 | -6 |
| 4 | Legacy Bank | 7(a) | 20 | $1.8M | 3.3% | 26 | -6 |
| 5 | First Oklahoma Bank | 7(a) | 19 | $15.3M | 3.1% | 18 | +1 |
| 6 | Security Bank | 7(a) | 18 | $20.1M | 3.0% | 14 | +4 |
| 7 | Regent Bank | 7(a) | 17 | $14.1M | 2.8% | 12 | +5 |
| 8 | Small Business Capital Corporation | 504 | 10 | $6.8M | 1.6% | 18 | -8 |
| 9 | Equity Bank | 7(a) | 10 | $3.9M | 1.6% | 4 | +6 |
| 10 | Newtek Small Business Finance, Inc. | 7(a) | 10 | $2.5M | 1.6% | 13 | -3 |
| 11 | First National Bank & Trust Company of McAlester | 7(a) | 10 | $2.3M | 1.6% | 4 | +6 |
| 12 | Tulsa Economic Development Corporation | 504 | 9 | $9.9M | 1.5% | 9 | 0 |
| 13 | Live Oak Banking Company | 7(a) | 9 | $6.8M | 1.5% | 23 | -14 |
| 14 | First United Bank and Trust Company | 7(a) | 9 | $4.8M | 1.5% | 15 | -6 |
| 15 | United Midwest Savings Bank National Association | 7(a) | 9 | $1.3M | 1.5% | 11 | -2 |
| 16 | Mabrey Bank | 7(a) | 8 | $3.7M | 1.3% | 10 | -2 |
| 17 | SpiritBank | 7(a) | 7 | $6.7M | 1.2% | 14 | -7 |
| 18 | Armstrong Bank | 7(a) | 7 | $5.3M | 1.2% | 1 | +6 |
| 19 | The Huntington National Bank | 7(a) | 7 | $4.0M | 1.2% | 6 | +1 |
| 20 | Celtic Bank Corporation | 7(a) | 6 | $13.8M | 1.0% | 3 | +3 |
| 21 | Great Plains National Bank | 7(a) | 6 | $3.2M | 1.0% | 13 | -7 |
| 22 | MidFirst Bank | 7(a) | 6 | $1.7M | 1.0% | 1 | +5 |
| 23 | Sovereign Bank | 7(a) | 5 | $4.5M | 0.8% | 1 | +4 |
| 24 | SouthState Bank, National Association | 7(a) | 5 | $2.9M | 0.8% | 1 | +4 |
| 25 | First State Bank | 7(a) | 5 | $1.6M | 0.8% | 5 | 0 |
| 26 | First Pryority Bank | 7(a) | 5 | $895K | 0.8% | 7 | -2 |
| 27 | BayFirst National Bank | 7(a) | 5 | $655K | 0.8% | 2 | +3 |
| 28 | Metro Area Development Corporation | 504 | 4 | $11.2M | 0.7% | 0 | new |
| 29 | SNB Bank National Association | 7(a) | 4 | $4.6M | 0.7% | 6 | -2 |
| 30 | Bank7 | 7(a) | 4 | $1.1M | 0.7% | 9 | -5 |
| 31 | Readycap Lending, LLC | 7(a) | 4 | $607K | 0.7% | 4 | 0 |
| 32 | Byline Bank | 7(a) | 3 | $3.3M | 0.5% | 5 | -2 |
| 33 | BANK360 | 7(a) | 3 | $3.2M | 0.5% | 2 | +1 |
| 34 | First Financial Bank | 7(a) | 3 | $1.6M | 0.5% | 2 | +1 |
| 35 | BOKF, National Association | 7(a) | 3 | $983K | 0.5% | 12 | -9 |
| 36 | InterBank | 7(a) | 3 | $868K | 0.5% | 3 | 0 |
| 37 | Five Star Bank | 7(a) | 3 | $830K | 0.5% | 0 | new |
| 38 | The City National Bank and Trust Company of Lawton, Oklahoma | 7(a) | 3 | $762K | 0.5% | 6 | -3 |
| 39 | Triad Bank, National Association | 7(a) | 3 | $630K | 0.5% | 5 | -2 |
| 40 | Chickasaw Community Bank | 7(a) | 3 | $574K | 0.5% | 3 | 0 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2021 | Change |
|---|---|---|---|---|---|---|
| 1 | Oklahoma County | 163 | $102M | 26.9% | 157 | +6 |
| 2 | Tulsa County | 125 | $90.1M | 20.6% | 133 | -8 |
| 3 | Cleveland County | 38 | $10.8M | 6.3% | 48 | -10 |
| 4 | Canadian County | 32 | $13.3M | 5.3% | 28 | +4 |
| 5 | Wagoner County | 18 | $7.3M | 3.0% | 11 | +7 |
| 6 | Rogers County | 15 | $8.5M | 2.5% | 8 | +7 |
| 7 | Stephens County | 15 | $1.8M | 2.5% | 15 | 0 |
| 8 | Pittsburg County | 11 | $2.5M | 1.8% | 15 | -4 |
| 9 | Creek County | 11 | $12.2M | 1.8% | 9 | +2 |
| 10 | Washington County | 11 | $6.3M | 1.8% | 12 | -1 |
| 11 | Grady County | 10 | $2.3M | 1.6% | 15 | -5 |
| 12 | Comanche County | 10 | $3.5M | 1.6% | 11 | -1 |
| 13 | Muskogee County | 9 | $2.5M | 1.5% | 14 | -5 |
| 14 | Cherokee County | 8 | $5.0M | 1.3% | 2 | +6 |
| 15 | Logan County | 8 | $2.9M | 1.3% | 11 | -3 |
| 16 | Pottawatomie County | 8 | $4.3M | 1.3% | 6 | +2 |
| 17 | Payne County | 7 | $2.7M | 1.2% | 11 | -4 |
| 18 | Beckham County | 7 | $1.1M | 1.2% | 7 | 0 |
| 19 | Custer County | 7 | $3.0M | 1.2% | 6 | +1 |
| 20 | McClain County | 7 | $4.5M | 1.2% | 11 | -4 |
| 21 | Caddo County | 6 | $1.5M | 1.0% | 2 | +4 |
| 22 | Kay County | 6 | $2.1M | 1.0% | 3 | +3 |
| 23 | Garfield County | 6 | $1.9M | 1.0% | 7 | -1 |
| 24 | Mayes County | 5 | $6.3M | 0.8% | 6 | -1 |
| 25 | Kingfisher County | 5 | $3.3M | 0.8% | 6 | -1 |
| 26 | Carter County | 4 | $6.3M | 0.7% | 7 | -3 |
| 27 | Delaware County | 4 | $4.0M | 0.7% | 6 | -2 |
| 28 | Ottawa County | 4 | $878K | 0.7% | 3 | +1 |
| 29 | Marshall County | 3 | $620K | 0.5% | 0 | new |
| 30 | Okmulgee County | 3 | $384K | 0.5% | 8 | -5 |
| 31 | Le Flore County | 3 | $2.7M | 0.5% | 2 | +1 |
| 32 | Haskell County | 3 | $692K | 0.5% | 0 | new |
| 33 | Seminole County | 2 | — | 0.3% | 3 | -1 |
| 34 | Washita County | 2 | — | 0.3% | 3 | -1 |
| 35 | Hughes County | 2 | — | 0.3% | 3 | -1 |
| 36 | Garvin County | 2 | — | 0.3% | 2 | 0 |
| 37 | Kiowa County | 2 | — | 0.3% | 1 | +1 |
| 38 | Woodward County | 2 | — | 0.3% | 2 | 0 |
| 39 | Osage County | 2 | — | 0.3% | 4 | -2 |
| 40 | McIntosh County | 2 | — | 0.3% | 5 | -3 |
The 40 counties with the most approvals; every county is on the Oklahoma page.
FY2022 against FY2021
| Oklahoma | FY2022 | FY2021 |
|---|---|---|
| 7(a) approvals | 555 | 590 |
| 7(a) dollars | $290M | $383M |
| Median 7(a) approval | $235K | $300K |
| 504 approvals | 52 | 63 |
| 504 dollars | $48.8M | $40.3M |
| Jobs supported, as reported | 6,768 | 7,559 |
Questions and answers
Which lenders made the most SBA loans in Oklahoma in FY2022?
BancFirst (185), Arvest Bank (47), Rural Enterprises of Oklahoma, Inc. (29), Legacy Bank (20), First Oklahoma Bank (19). 104 lenders had at least one approval.
How many SBA loans were approved in Oklahoma in FY2022?
607: 555 under 7(a) worth $290M and 52 under 504 worth $48.8M.
Which Oklahoma counties had the most SBA approvals in FY2022?
Oklahoma County (163), Tulsa County (125), Cleveland County (38), Canadian County (32), Wagoner County (18).
When does FY2022 start and end?
The federal fiscal year 2022 runs from 1 October 2021 to 30 September 2022.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error