FY20221 Oct 2021 – 30 Sep 2022
SBA loans in Oregon, FY2022
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2022 (1 October 2021 to 30 September 2022) SBA approved 866 loans in Oregon: 759 under 7(a) and 107 under 504, worth $516M.
That is about level with FY2021, when there were 913 approvals worth $639M.
Oregon accounted for 1.5% of the 56,932 approvals nationwide that year. 75 lenders had at least one approval in the state; Columbia Bank had the most, 194.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Oregon businesses in FY2022, of 75 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2021 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Columbia Bank | 7(a) | 194 | $50.2M | 22.4% | 184 | +10 |
| 2 | U.S. Bank, National Association | 7(a) | 128 | $14.1M | 14.8% | 96 | +32 |
| 3 | KeyBank National Association | 7(a) | 46 | $28.7M | 5.3% | 55 | -9 |
| 4 | Evergreen Business Capital | 504 | 41 | $49.4M | 4.7% | 77 | -36 |
| 5 | Banner Bank | 7(a) | 36 | $5.9M | 4.2% | 33 | +3 |
| 6 | Northwest Business Development Association | 504 | 30 | $29.0M | 3.5% | 22 | +8 |
| 7 | Cascade Capital Funding | 504 | 24 | $25.2M | 2.8% | 18 | +6 |
| 8 | Wells Fargo Bank National Association | 7(a) | 24 | $13.7M | 2.8% | 47 | -23 |
| 9 | Newtek Small Business Finance, Inc. | 7(a) | 24 | $9.7M | 2.8% | 16 | +8 |
| 10 | The Huntington National Bank | 7(a) | 23 | $11.0M | 2.7% | 6 | +17 |
| 11 | 1st Security Bank of Washington | 7(a) | 23 | $575K | 2.7% | 22 | +1 |
| 12 | Live Oak Banking Company | 7(a) | 21 | $25.8M | 2.4% | 35 | -14 |
| 13 | Banc of California | 7(a) | 20 | $40.5M | 2.3% | 46 | -26 |
| 14 | Readycap Lending, LLC | 7(a) | 15 | $14.0M | 1.7% | 21 | -6 |
| 15 | Summit Bank | 7(a) | 13 | $8.7M | 1.5% | 10 | +3 |
| 16 | First Interstate Bank | 7(a) | 13 | $8.3M | 1.5% | 13 | 0 |
| 17 | BayFirst National Bank | 7(a) | 11 | $9.1M | 1.3% | 9 | +2 |
| 18 | Celtic Bank Corporation | 7(a) | 10 | $11.5M | 1.2% | 6 | +4 |
| 19 | United Midwest Savings Bank National Association | 7(a) | 10 | $7.2M | 1.2% | 22 | -12 |
| 20 | Enterprise Bank & Trust | 7(a) | 9 | $9.6M | 1.0% | 13 | -4 |
| 21 | VelocitySBA, LLC | 7(a) | 8 | $6.3M | 0.9% | 0 | new |
| 22 | JPMorgan Chase Bank, National Association | 7(a) | 8 | $1.4M | 0.9% | 4 | +4 |
| 23 | Harvest Small Business Finance, LLC | 7(a) | 6 | $11.8M | 0.7% | 0 | new |
| 24 | Beneficial State Bank | 7(a) | 6 | $7.6M | 0.7% | 8 | -2 |
| 25 | Heritage Bank | 7(a) | 6 | $5.5M | 0.7% | 6 | 0 |
| 26 | TowneBank | 7(a) | 6 | $5.2M | 0.7% | 0 | new |
| 27 | BMO Bank National Association | 7(a) | 6 | $3.8M | 0.7% | 12 | -6 |
| 28 | C.C.D. Business Development Corporation | 504 | 6 | $3.0M | 0.7% | 6 | 0 |
| 29 | Marion & Polk Schools CU | 7(a) | 6 | $1.1M | 0.7% | 2 | +4 |
| 30 | Embold Federal Credit Union | 7(a) | 5 | $5.7M | 0.6% | 0 | new |
| 31 | Bank of America, National Association | 7(a) | 5 | $1.9M | 0.6% | 1 | +4 |
| 32 | Five Star Bank | 7(a) | 5 | $980K | 0.6% | 2 | +3 |
| 33 | Commonwealth Business Bank | 7(a) | 4 | $5.0M | 0.5% | 1 | +3 |
| 34 | Customers Bank | 7(a) | 4 | $840K | 0.5% | 0 | new |
| 35 | Ameritrust CDC | 504 | 3 | $6.7M | 0.3% | 0 | new |
| 36 | PCB Bank | 7(a) | 3 | $4.1M | 0.3% | 4 | -1 |
| 37 | Mission Valley Bank | 7(a) | 3 | $4.0M | 0.3% | 0 | new |
| 38 | Evolve Bank and Trust | 7(a) | 3 | $3.5M | 0.3% | 7 | -4 |
| 39 | Mortgage Capital Development Corporation | 504 | 3 | $2.3M | 0.3% | 0 | new |
| 40 | Zions Bank, A Division of | 7(a) | 3 | $2.2M | 0.3% | 1 | +2 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2021 | Change |
|---|---|---|---|---|---|---|
| 1 | Multnomah County | 168 | $119M | 19.4% | 210 | -42 |
| 2 | Washington County | 120 | $91.3M | 13.9% | 106 | +14 |
| 3 | Clackamas County | 90 | $50.2M | 10.4% | 101 | -11 |
| 4 | Marion County | 79 | $47.7M | 9.1% | 75 | +4 |
| 5 | Lane County | 71 | $25.6M | 8.2% | 80 | -9 |
| 6 | Deschutes County | 60 | $38.0M | 6.9% | 63 | -3 |
| 7 | Lincoln County | 36 | $8.3M | 4.2% | 30 | +6 |
| 8 | Jackson County | 34 | $21.6M | 3.9% | 41 | -7 |
| 9 | Clatsop County | 22 | $12.4M | 2.5% | 17 | +5 |
| 10 | Polk County | 22 | $6.8M | 2.5% | 10 | +12 |
| 11 | Yamhill County | 17 | $6.4M | 2.0% | 30 | -13 |
| 12 | Linn County | 16 | $11.1M | 1.8% | 13 | +3 |
| 13 | Klamath County | 13 | $8.5M | 1.5% | 2 | +11 |
| 14 | Tillamook County | 12 | $3.4M | 1.4% | 18 | -6 |
| 15 | Hood River County | 12 | $6.8M | 1.4% | 5 | +7 |
| 16 | Umatilla County | 12 | $9.6M | 1.4% | 8 | +4 |
| 17 | Josephine County | 12 | $7.2M | 1.4% | 13 | -1 |
| 18 | Columbia County | 10 | $6.0M | 1.2% | 10 | 0 |
| 19 | Coos County | 7 | $5.6M | 0.8% | 7 | 0 |
| 20 | Benton County | 7 | $2.1M | 0.8% | 15 | -8 |
| 21 | Baker County | 7 | $1.9M | 0.8% | 4 | +3 |
| 22 | Douglas County | 6 | $7.1M | 0.7% | 13 | -7 |
| 23 | Malheur County | 6 | $3.2M | 0.7% | 11 | -5 |
| 24 | Curry County | 5 | $3.0M | 0.6% | 8 | -3 |
| 25 | Jefferson County | 5 | $449K | 0.6% | 5 | 0 |
| 26 | Union County | 4 | $1.9M | 0.5% | 5 | -1 |
| 27 | Crook County | 4 | $5.8M | 0.5% | 4 | 0 |
| 28 | Wasco County | 4 | $100K | 0.5% | 5 | -1 |
| 29 | Harney County | 2 | — | 0.2% | 2 | 0 |
| 30 | Morrow County | 2 | — | 0.2% | 0 | new |
| 31 | Lake County | 1 | — | 0.1% | 1 | 0 |
FY2022 against FY2021
| Oregon | FY2022 | FY2021 |
|---|---|---|
| 7(a) approvals | 759 | 786 |
| 7(a) dollars | $401M | $536M |
| Median 7(a) approval | $125K | $281K |
| 504 approvals | 107 | 127 |
| 504 dollars | $116M | $103M |
| Jobs supported, as reported | 7,061 | 7,398 |
Questions and answers
Which lenders made the most SBA loans in Oregon in FY2022?
Columbia Bank (194), U.S. Bank, National Association (128), KeyBank National Association (46), Evergreen Business Capital (41), Banner Bank (36). 75 lenders had at least one approval.
How many SBA loans were approved in Oregon in FY2022?
866: 759 under 7(a) worth $401M and 107 under 504 worth $116M.
Which Oregon counties had the most SBA approvals in FY2022?
Multnomah County (168), Washington County (120), Clackamas County (90), Marion County (79), Lane County (71).
When does FY2022 start and end?
The federal fiscal year 2022 runs from 1 October 2021 to 30 September 2022.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error