FY20251 Oct 2024 – 30 Sep 2025
SBA loans in Oregon, FY2025
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2025 (1 October 2024 to 30 September 2025) SBA approved 1,303 loans in Oregon: 1,230 under 7(a) and 73 under 504, worth $611M.
That is up 18% on FY2024, when there were 1,103 approvals worth $398M.
Oregon accounted for 1.5% of the 84,840 approvals nationwide that year. 98 lenders had at least one approval in the state; Columbia Bank had the most, 242.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Oregon businesses in FY2025, of 98 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2024 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Columbia Bank | 7(a) | 242 | $15.4M | 18.6% | 254 | -12 |
| 2 | U.S. Bank, National Association | 7(a) | 173 | $41.4M | 13.3% | 165 | +8 |
| 3 | Northeast Bank | 7(a) | 111 | $15.5M | 8.5% | 32 | +79 |
| 4 | Newtek Bank, National Association | 7(a) | 60 | $30.1M | 4.6% | 37 | +23 |
| 5 | Banner Bank | 7(a) | 57 | $15.9M | 4.4% | 64 | -7 |
| 6 | KeyBank National Association | 7(a) | 46 | $19.6M | 3.5% | 41 | +5 |
| 7 | Readycap Lending, LLC | 7(a) | 44 | $34.6M | 3.4% | 55 | -11 |
| 8 | The Huntington National Bank | 7(a) | 35 | $14.4M | 2.7% | 41 | -6 |
| 9 | Wells Fargo Bank National Association | 7(a) | 34 | $20.9M | 2.6% | 44 | -10 |
| 10 | Live Oak Banking Company | 7(a) | 30 | $26.6M | 2.3% | 21 | +9 |
| 11 | BayFirst National Bank | 7(a) | 30 | $3.9M | 2.3% | 35 | -5 |
| 12 | Mortgage Capital Development Corporation | 504 | 28 | $53.1M | 2.1% | 18 | +10 |
| 13 | Celtic Bank Corporation | 7(a) | 27 | $21.8M | 2.1% | 16 | +11 |
| 14 | First Interstate Bank | 7(a) | 23 | $9.4M | 1.8% | 12 | +11 |
| 15 | JPMorgan Chase Bank, National Association | 7(a) | 23 | $8.4M | 1.8% | 30 | -7 |
| 16 | Washington Trust Bank | 7(a) | 19 | $7.8M | 1.5% | 14 | +5 |
| 17 | Evergreen Business Capital | 504 | 18 | $20.3M | 1.4% | 12 | +6 |
| 18 | Lendistry SBLC, LLC | 7(a) | 17 | $2.2M | 1.3% | 11 | +6 |
| 19 | Harborstone CU | 7(a) | 16 | $9.8M | 1.2% | 3 | +13 |
| 20 | Banc of California | 7(a) | 15 | $34.7M | 1.2% | 11 | +4 |
| 21 | United Midwest Savings Bank National Association | 7(a) | 13 | $3.7M | 1.0% | 10 | +3 |
| 22 | Cascade Capital Funding | 504 | 12 | $7.9M | 0.9% | 14 | -2 |
| 23 | Northwest Business Development Association | 504 | 11 | $10.7M | 0.8% | 3 | +8 |
| 24 | 1st Security Bank of Washington | 7(a) | 10 | $250K | 0.8% | 12 | -2 |
| 25 | Bank of America, National Association | 7(a) | 8 | $5.8M | 0.6% | 8 | 0 |
| 26 | Heritage Bank | 7(a) | 8 | $4.7M | 0.6% | 6 | +2 |
| 27 | Byline Bank | 7(a) | 8 | $3.3M | 0.6% | 1 | +7 |
| 28 | Micro Enterprise Services of Oregon (Pedagogy Institute) | 7(a) | 8 | $570K | 0.6% | 6 | +2 |
| 29 | Port 51 Lending LLC | 7(a) | 7 | $10.2M | 0.5% | 1 | +6 |
| 30 | Enterprise Bank & Trust | 7(a) | 7 | $9.7M | 0.5% | 3 | +4 |
| 31 | Summit Bank | 7(a) | 7 | $3.5M | 0.5% | 6 | +1 |
| 32 | First Bank of the Lake | 7(a) | 7 | $3.4M | 0.5% | 7 | 0 |
| 33 | CenTrust Bank, A Division of SmartBiz Bank National Association | 7(a) | 7 | $1.5M | 0.5% | 0 | new |
| 34 | Harvest Small Business Finance, LLC | 7(a) | 6 | $6.6M | 0.5% | 10 | -4 |
| 35 | Gesa CU | 7(a) | 6 | $2.8M | 0.5% | 4 | +2 |
| 36 | Citizens Bank | 7(a) | 6 | $2.7M | 0.5% | 2 | +4 |
| 37 | Zions Bank, A Division of | 7(a) | 6 | $567K | 0.5% | 1 | +5 |
| 38 | FFB Bank | 7(a) | 5 | $13.8M | 0.4% | 2 | +3 |
| 39 | Mountain Pacific Bank | 7(a) | 5 | $7.2M | 0.4% | 4 | +1 |
| 40 | Beneficial State Bank | 7(a) | 5 | $3.3M | 0.4% | 2 | +3 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2024 | Change |
|---|---|---|---|---|---|---|
| 1 | Multnomah County | 257 | $151M | 19.7% | 209 | +48 |
| 2 | Washington County | 168 | $72.0M | 12.9% | 157 | +11 |
| 3 | Clackamas County | 127 | $59.6M | 9.7% | 121 | +6 |
| 4 | Lane County | 109 | $61.0M | 8.4% | 83 | +26 |
| 5 | Marion County | 99 | $50.8M | 7.6% | 98 | +1 |
| 6 | Deschutes County | 96 | $36.2M | 7.4% | 80 | +16 |
| 7 | Jackson County | 94 | $37.3M | 7.2% | 72 | +22 |
| 8 | Yamhill County | 33 | $22.0M | 2.5% | 28 | +5 |
| 9 | Linn County | 32 | $10.5M | 2.5% | 22 | +10 |
| 10 | Clatsop County | 26 | $11.5M | 2.0% | 25 | +1 |
| 11 | Polk County | 22 | $5.0M | 1.7% | 22 | 0 |
| 12 | Coos County | 21 | $7.9M | 1.6% | 21 | 0 |
| 13 | Umatilla County | 21 | $15.3M | 1.6% | 10 | +11 |
| 14 | Douglas County | 20 | $8.5M | 1.5% | 23 | -3 |
| 15 | Lincoln County | 19 | $6.4M | 1.5% | 22 | -3 |
| 16 | Josephine County | 18 | $3.5M | 1.4% | 9 | +9 |
| 17 | Klamath County | 15 | $2.5M | 1.2% | 14 | +1 |
| 18 | Union County | 15 | $953K | 1.2% | 3 | +12 |
| 19 | Hood River County | 15 | $3.8M | 1.2% | 12 | +3 |
| 20 | Baker County | 15 | $958K | 1.2% | 9 | +6 |
| 21 | Benton County | 14 | $6.6M | 1.1% | 11 | +3 |
| 22 | Columbia County | 13 | $9.6M | 1.0% | 8 | +5 |
| 23 | Tillamook County | 13 | $7.6M | 1.0% | 12 | +1 |
| 24 | Malheur County | 11 | $5.9M | 0.8% | 8 | +3 |
| 25 | Curry County | 8 | $1.1M | 0.6% | 9 | -1 |
| 26 | Jefferson County | 7 | $4.2M | 0.5% | 1 | +6 |
| 27 | Wallowa County | 4 | $150K | 0.3% | 1 | +3 |
| 28 | Crook County | 3 | $5.3M | 0.2% | 2 | +1 |
| 29 | Harney County | 2 | — | 0.2% | 2 | 0 |
| 30 | Wasco County | 2 | — | 0.2% | 6 | -4 |
| 31 | Morrow County | 2 | — | 0.2% | 1 | +1 |
| 32 | Sherman County | 2 | — | 0.2% | 0 | new |
FY2025 against FY2024
| Oregon | FY2025 | FY2024 |
|---|---|---|
| 7(a) approvals | 1,230 | 1,054 |
| 7(a) dollars | $515M | $347M |
| Median 7(a) approval | $100K | $50K |
| 504 approvals | 73 | 49 |
| 504 dollars | $96.1M | $51.3M |
| Jobs supported, as reported | 10,815 | 8,424 |
Questions and answers
Which lenders made the most SBA loans in Oregon in FY2025?
Columbia Bank (242), U.S. Bank, National Association (173), Northeast Bank (111), Newtek Bank, National Association (60), Banner Bank (57). 98 lenders had at least one approval.
How many SBA loans were approved in Oregon in FY2025?
1,303: 1,230 under 7(a) worth $515M and 73 under 504 worth $96.1M.
Which Oregon counties had the most SBA approvals in FY2025?
Multnomah County (257), Washington County (168), Clackamas County (127), Lane County (109), Marion County (99).
When does FY2025 start and end?
The federal fiscal year 2025 runs from 1 October 2024 to 30 September 2025.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error