FY20191 Oct 2018 – 30 Sep 2019
SBA loans in Idaho, FY2019
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2019 (1 October 2018 to 30 September 2019) SBA approved 542 loans in Idaho: 445 under 7(a) and 97 under 504, worth $197M.
That is down 13% on FY2018, when there were 622 approvals worth $205M.
Idaho accounted for 0.9% of the 58,006 approvals nationwide that year. 66 lenders had at least one approval in the state; Zions Bank, A Division of had the most, 54.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Idaho businesses in FY2019, of 66 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2018 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Zions Bank, A Division of | 7(a) | 54 | $7.1M | 10.0% | 89 | -35 |
| 2 | U.S. Bank, National Association | 7(a) | 53 | $7.5M | 9.8% | 33 | +20 |
| 3 | Capital Matrix, Inc. | 504 | 43 | $15.5M | 7.9% | 66 | -23 |
| 4 | Glacier Bank | 7(a) | 37 | $4.0M | 6.8% | 48 | -11 |
| 5 | Wells Fargo Bank National Association | 7(a) | 35 | $12.8M | 6.5% | 48 | -13 |
| 6 | Washington Trust Bank | 7(a) | 27 | $13.6M | 5.0% | 29 | -2 |
| 7 | D. L. Evans Bank | 7(a) | 25 | $2.5M | 4.6% | 35 | -10 |
| 8 | East-Central Idaho Development Company | 504 | 19 | $7.8M | 3.5% | 15 | +4 |
| 9 | Columbia Bank | 7(a) | 17 | $3.2M | 3.1% | 23 | -6 |
| 10 | Northwest Bank | 7(a) | 16 | $8.0M | 3.0% | 24 | -8 |
| 11 | Banner Bank | 7(a) | 14 | $3.8M | 2.6% | 19 | -5 |
| 12 | Region IV Development Corporation | 504 | 13 | $6.6M | 2.4% | 5 | +8 |
| 13 | BayFirst National Bank | 7(a) | 12 | $2.3M | 2.2% | 7 | +5 |
| 14 | United Midwest Savings Bank National Association | 7(a) | 11 | $1.4M | 2.0% | 1 | +10 |
| 15 | Mountain America FCU | 7(a) | 10 | $3.9M | 1.8% | 16 | -6 |
| 16 | Idaho First Bank | 7(a) | 10 | $2.0M | 1.8% | 22 | -12 |
| 17 | Idaho Central CU | 7(a) | 9 | $2.9M | 1.7% | 24 | -15 |
| 18 | bankcda | 7(a) | 9 | $2.3M | 1.7% | 9 | 0 |
| 19 | Live Oak Banking Company | 7(a) | 8 | $12.2M | 1.5% | 9 | -1 |
| 20 | BMO Bank National Association | 7(a) | 8 | $3.9M | 1.5% | 5 | +3 |
| 21 | Stearns Bank National Association | 7(a) | 8 | $2.5M | 1.5% | 5 | +3 |
| 22 | Eastern Idaho Development Corporation | 504 | 7 | $4.6M | 1.3% | 10 | -3 |
| 23 | First Interstate Bank | 7(a) | 7 | $2.4M | 1.3% | 7 | 0 |
| 24 | KeyBank National Association | 7(a) | 6 | $3.4M | 1.1% | 5 | +1 |
| 25 | Northwest Business Development Association | 504 | 5 | $4.9M | 0.9% | 4 | +1 |
| 26 | Idaho Trust Bank | 7(a) | 5 | $2.3M | 0.9% | 0 | new |
| 27 | Citizens Bank | 7(a) | 4 | $10.6M | 0.7% | 1 | +3 |
| 28 | The Bank of Commerce | 7(a) | 4 | $2.8M | 0.7% | 8 | -4 |
| 29 | Evergreen Business Capital | 504 | 4 | $1.9M | 0.7% | 0 | new |
| 30 | Newtek Small Business Finance, Inc. | 7(a) | 4 | $575K | 0.7% | 1 | +3 |
| 31 | Montana Community Development Corp. | 7(a) | 4 | $520K | 0.7% | 4 | 0 |
| 32 | Panhandle Area Council, Inc. | 504 | 3 | $693K | 0.6% | 0 | new |
| 33 | Northeast Bank | 7(a) | 3 | $450K | 0.6% | 2 | +1 |
| 34 | JPMorgan Chase Bank, National Association | 7(a) | 3 | $213K | 0.6% | 4 | -1 |
| 35 | Metro City Bank | 7(a) | 2 | — | 0.4% | 0 | new |
| 36 | Celtic Bank Corporation | 7(a) | 2 | — | 0.4% | 3 | -1 |
| 37 | Readycap Lending, LLC | 7(a) | 2 | — | 0.4% | 0 | new |
| 38 | Ireland Bank | 7(a) | 2 | — | 0.4% | 0 | new |
| 39 | First Federal Savings Bank | 7(a) | 2 | — | 0.4% | 3 | -1 |
| 40 | SouthState Bank, National Association | 7(a) | 2 | — | 0.4% | 0 | new |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2018 | Change |
|---|---|---|---|---|---|---|
| 1 | Ada County | 184 | $65.1M | 33.9% | 214 | -30 |
| 2 | Kootenai County | 85 | $30.4M | 15.7% | 87 | -2 |
| 3 | Canyon County | 48 | $20.0M | 8.9% | 58 | -10 |
| 4 | Bonneville County | 34 | $12.2M | 6.3% | 47 | -13 |
| 5 | Bonner County | 24 | $8.6M | 4.4% | 27 | -3 |
| 6 | Twin Falls County | 22 | $11.9M | 4.1% | 26 | -4 |
| 7 | Bannock County | 15 | $12.0M | 2.8% | 14 | +1 |
| 8 | Blaine County | 13 | $3.3M | 2.4% | 11 | +2 |
| 9 | Gem County | 10 | $1.7M | 1.8% | 3 | +7 |
| 10 | Payette County | 9 | $1.1M | 1.7% | 5 | +4 |
| 11 | Madison County | 9 | $2.5M | 1.7% | 19 | -10 |
| 12 | Jefferson County | 9 | $1.1M | 1.7% | 14 | -5 |
| 13 | Teton County | 8 | $3.0M | 1.5% | 3 | +5 |
| 14 | Cassia County | 7 | $3.4M | 1.3% | 4 | +3 |
| 15 | Bingham County | 7 | $4.2M | 1.3% | 7 | 0 |
| 16 | Nez Perce County | 6 | $3.3M | 1.1% | 10 | -4 |
| 17 | Latah County | 6 | $656K | 1.1% | 8 | -2 |
| 18 | Caribou County | 5 | $713K | 0.9% | 3 | +2 |
| 19 | Valley County | 4 | $503K | 0.7% | 9 | -5 |
| 20 | Franklin County | 4 | $834K | 0.7% | 3 | +1 |
| 21 | Shoshone County | 3 | $391K | 0.6% | 3 | 0 |
| 22 | Boundary County | 3 | $674K | 0.6% | 9 | -6 |
| 23 | Benewah County | 3 | $122K | 0.6% | 3 | 0 |
| 24 | Custer County | 3 | $1.6M | 0.6% | 2 | +1 |
| 25 | Bear Lake County | 3 | $413K | 0.6% | 4 | -1 |
| 26 | Jerome County | 2 | — | 0.4% | 0 | new |
| 27 | Clearwater County | 2 | — | 0.4% | 6 | -4 |
| 28 | Minidoka County | 2 | — | 0.4% | 2 | 0 |
| 29 | Elmore County | 2 | — | 0.4% | 2 | 0 |
| 30 | Fremont County | 2 | — | 0.4% | 3 | -1 |
| 31 | Lemhi County | 1 | — | 0.2% | 2 | -1 |
| 32 | Boise County | 1 | — | 0.2% | 5 | -4 |
| 33 | Washington County | 1 | — | 0.2% | 1 | 0 |
| 34 | Gooding County | 1 | — | 0.2% | 5 | -4 |
| 35 | Power County | 1 | — | 0.2% | 0 | new |
| 36 | Oneida County | 1 | — | 0.2% | 0 | new |
| 37 | Lewis County | 1 | — | 0.2% | 0 | new |
| 38 | Lincoln County | 1 | — | 0.2% | 1 | 0 |
FY2019 against FY2018
| Idaho | FY2019 | FY2018 |
|---|---|---|
| 7(a) approvals | 445 | 520 |
| 7(a) dollars | $154M | $160M |
| Median 7(a) approval | $124K | $100K |
| 504 approvals | 97 | 102 |
| 504 dollars | $42.6M | $44.5M |
| Jobs supported, as reported | 4,300 | 4,744 |
Questions and answers
Which lenders made the most SBA loans in Idaho in FY2019?
Zions Bank, A Division of (54), U.S. Bank, National Association (53), Capital Matrix, Inc. (43), Glacier Bank (37), Wells Fargo Bank National Association (35). 66 lenders had at least one approval.
How many SBA loans were approved in Idaho in FY2019?
542: 445 under 7(a) worth $154M and 97 under 504 worth $42.6M.
Which Idaho counties had the most SBA approvals in FY2019?
Ada County (184), Kootenai County (85), Canyon County (48), Bonneville County (34), Bonner County (24).
When does FY2019 start and end?
The federal fiscal year 2019 runs from 1 October 2018 to 30 September 2019.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error