FY20241 Oct 2023 – 30 Sep 2024
SBA loans in Idaho, FY2024
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2024 (1 October 2023 to 30 September 2024) SBA approved 715 loans in Idaho: 644 under 7(a) and 71 under 504, worth $277M.
That is up 34% on FY2023, when there were 535 approvals worth $277M.
Idaho accounted for 0.9% of the 76,235 approvals nationwide that year. 73 lenders had at least one approval in the state; Zions Bank, A Division of had the most, 102.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Idaho businesses in FY2024, of 73 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2023 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Zions Bank, A Division of | 7(a) | 102 | $19.5M | 14.3% | 43 | +59 |
| 2 | Columbia Bank | 7(a) | 65 | $2.7M | 9.1% | 20 | +45 |
| 3 | U.S. Bank, National Association | 7(a) | 57 | $6.0M | 8.0% | 40 | +17 |
| 4 | Idaho Central CU | 7(a) | 45 | $33.1M | 6.3% | 38 | +7 |
| 5 | Glacier Bank | 7(a) | 42 | $10.6M | 5.9% | 56 | -14 |
| 6 | Capital Matrix, Inc. | 504 | 29 | $27.0M | 4.1% | 39 | -10 |
| 7 | Washington Trust Bank | 7(a) | 26 | $12.3M | 3.6% | 10 | +16 |
| 8 | Mountain America FCU | 7(a) | 22 | $6.9M | 3.1% | 22 | 0 |
| 9 | The Bank of Commerce | 7(a) | 21 | $4.3M | 2.9% | 8 | +13 |
| 10 | D. L. Evans Bank | 7(a) | 20 | $2.2M | 2.8% | 32 | -12 |
| 11 | Newtek Bank, National Association | 7(a) | 19 | $13.4M | 2.7% | 5 | +14 |
| 12 | The Huntington National Bank | 7(a) | 19 | $4.2M | 2.7% | 26 | -7 |
| 13 | Banner Bank | 7(a) | 19 | $4.0M | 2.7% | 6 | +13 |
| 14 | Wells Fargo Bank National Association | 7(a) | 19 | $3.7M | 2.7% | 20 | -1 |
| 15 | Mountain West Small Business Finance | 504 | 18 | $10.2M | 2.5% | 5 | +13 |
| 16 | Readycap Lending, LLC | 7(a) | 15 | $3.6M | 2.1% | 3 | +12 |
| 17 | Montana Community Development Corp. | 7(a) | 15 | $2.3M | 2.1% | 10 | +5 |
| 18 | BayFirst National Bank | 7(a) | 14 | $1.8M | 2.0% | 11 | +3 |
| 19 | First Interstate Bank | 7(a) | 12 | $2.3M | 1.7% | 7 | +5 |
| 20 | KeyBank National Association | 7(a) | 10 | $532K | 1.4% | 6 | +4 |
| 21 | Celtic Bank Corporation | 7(a) | 9 | $8.6M | 1.3% | 7 | +2 |
| 22 | Live Oak Banking Company | 7(a) | 8 | $6.4M | 1.1% | 8 | 0 |
| 23 | Panhandle Area Council, Inc. | 504 | 8 | $3.8M | 1.1% | 10 | -2 |
| 24 | Northwest Bank | 7(a) | 7 | $6.3M | 1.0% | 7 | 0 |
| 25 | Region IV Development Corporation | 504 | 7 | $3.6M | 1.0% | 13 | -6 |
| 26 | America First Federal Credit Union | 7(a) | 6 | $5.1M | 0.8% | 6 | 0 |
| 27 | East-Central Idaho Development Company | 504 | 5 | $9.1M | 0.7% | 3 | +2 |
| 28 | United Midwest Savings Bank National Association | 7(a) | 5 | $700K | 0.7% | 4 | +1 |
| 29 | First Federal Savings Bank | 7(a) | 4 | $4.8M | 0.6% | 1 | +3 |
| 30 | Cache Valley Bank | 7(a) | 4 | $2.7M | 0.6% | 1 | +3 |
| 31 | Idaho Trust Bank | 7(a) | 3 | $2.5M | 0.4% | 1 | +2 |
| 32 | Community Banks of Colorado, A Division of NBH Bank | 7(a) | 3 | $2.2M | 0.4% | 4 | -1 |
| 33 | RiverBank | 7(a) | 3 | $2.1M | 0.4% | 0 | new |
| 34 | Northeast Bank | 7(a) | 3 | $672K | 0.4% | 1 | +2 |
| 35 | Mission Valley Bank | 7(a) | 2 | — | 0.3% | 0 | new |
| 36 | Byline Bank | 7(a) | 2 | — | 0.3% | 1 | +1 |
| 37 | United Community Bank | 7(a) | 2 | — | 0.3% | 1 | +1 |
| 38 | Ameritrust CDC | 504 | 2 | — | 0.3% | 0 | new |
| 39 | BMO Bank National Association | 7(a) | 2 | — | 0.3% | 4 | -2 |
| 40 | Eastern Idaho Development Corporation | 504 | 2 | — | 0.3% | 7 | -5 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2023 | Change |
|---|---|---|---|---|---|---|
| 1 | Ada County | 231 | $99.5M | 32.3% | 179 | +52 |
| 2 | Kootenai County | 84 | $37.5M | 11.7% | 50 | +34 |
| 3 | Canyon County | 78 | $42.2M | 10.9% | 71 | +7 |
| 4 | Bonneville County | 49 | $16.4M | 6.9% | 37 | +12 |
| 5 | Bannock County | 31 | $7.6M | 4.3% | 23 | +8 |
| 6 | Bonner County | 25 | $3.4M | 3.5% | 31 | -6 |
| 7 | Bingham County | 20 | $1.8M | 2.8% | 13 | +7 |
| 8 | Twin Falls County | 20 | $8.5M | 2.8% | 14 | +6 |
| 9 | Blaine County | 19 | $5.9M | 2.7% | 19 | 0 |
| 10 | Jefferson County | 15 | $2.6M | 2.1% | 6 | +9 |
| 11 | Payette County | 11 | $835K | 1.5% | 5 | +6 |
| 12 | Gem County | 10 | $5.4M | 1.4% | 1 | +9 |
| 13 | Madison County | 10 | $2.7M | 1.4% | 6 | +4 |
| 14 | Latah County | 10 | $1.9M | 1.4% | 5 | +5 |
| 15 | Nez Perce County | 9 | $11.0M | 1.3% | 5 | +4 |
| 16 | Valley County | 8 | $630K | 1.1% | 8 | 0 |
| 17 | Teton County | 8 | $1.0M | 1.1% | 2 | +6 |
| 18 | Washington County | 8 | $660K | 1.1% | 3 | +5 |
| 19 | Cassia County | 7 | $2.9M | 1.0% | 3 | +4 |
| 20 | Franklin County | 7 | $2.0M | 1.0% | 2 | +5 |
| 21 | Jerome County | 6 | $935K | 0.8% | 3 | +3 |
| 22 | Gooding County | 5 | $2.9M | 0.7% | 1 | +4 |
| 23 | Fremont County | 5 | $6.7M | 0.7% | 7 | -2 |
| 24 | Boundary County | 4 | $1.6M | 0.6% | 10 | -6 |
| 25 | Benewah County | 4 | $260K | 0.6% | 2 | +2 |
| 26 | Elmore County | 4 | $801K | 0.6% | 4 | 0 |
| 27 | Bear Lake County | 4 | $2.9M | 0.6% | 3 | +1 |
| 28 | Minidoka County | 3 | $1.5M | 0.4% | 2 | +1 |
| 29 | Boise County | 3 | $1.2M | 0.4% | 1 | +2 |
| 30 | Custer County | 3 | $1.3M | 0.4% | 0 | new |
| 31 | Shoshone County | 2 | — | 0.3% | 5 | -3 |
| 32 | Caribou County | 2 | — | 0.3% | 1 | +1 |
| 33 | Adams County | 2 | — | 0.3% | 2 | 0 |
| 34 | Owyhee County | 1 | — | 0.1% | 4 | -3 |
| 35 | Lemhi County | 1 | — | 0.1% | 2 | -1 |
| 36 | Clearwater County | 1 | — | 0.1% | 0 | new |
| 37 | Power County | 1 | — | 0.1% | 0 | new |
| 38 | Idaho County | 1 | — | 0.1% | 3 | -2 |
| 39 | Lewis County | 1 | — | 0.1% | 0 | new |
| 40 | Camas County | 1 | — | 0.1% | 0 | new |
The 40 counties with the most approvals; every county is on the Idaho page.
FY2024 against FY2023
| Idaho | FY2024 | FY2023 |
|---|---|---|
| 7(a) approvals | 644 | 455 |
| 7(a) dollars | $219M | $204M |
| Median 7(a) approval | $100K | $150K |
| 504 approvals | 71 | 80 |
| 504 dollars | $58.1M | $73.1M |
| Jobs supported, as reported | 5,618 | 5,780 |
Questions and answers
Which lenders made the most SBA loans in Idaho in FY2024?
Zions Bank, A Division of (102), Columbia Bank (65), U.S. Bank, National Association (57), Idaho Central CU (45), Glacier Bank (42). 73 lenders had at least one approval.
How many SBA loans were approved in Idaho in FY2024?
715: 644 under 7(a) worth $219M and 71 under 504 worth $58.1M.
Which Idaho counties had the most SBA approvals in FY2024?
Ada County (231), Kootenai County (84), Canyon County (78), Bonneville County (49), Bannock County (31).
When does FY2024 start and end?
The federal fiscal year 2024 runs from 1 October 2023 to 30 September 2024.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error