SBA Ledger

States › Idaho › FY2020

FY20201 Oct 2019 – 30 Sep 2020

SBA loans in Idaho, FY2020

That fiscal year's approvals by lender and by county.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

In FY2020 (1 October 2019 to 30 September 2020) SBA approved 498 loans in Idaho: 369 under 7(a) and 129 under 504, worth $201M.

That is down 8% on FY2019, when there were 542 approvals worth $197M.

Idaho accounted for 1.0% of the 49,417 approvals nationwide that year. 60 lenders had at least one approval in the state; Capital Matrix, Inc. had the most, 67.

498approvalsFY2019: 542
$201Mdollars approvedFY2019: $197M
$104Kmedian 7(a) approvalFY2019: $124K
60lenders with an approval
4,219jobs supported, as reported

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Approvals by lender

The 40 lenders with the most approvals to Idaho businesses in FY2020, of 60 active.

#LenderProgramApprovalsDollarsShare of stateFY2019Change
1Capital Matrix, Inc.50467$43.6M13.5%43+24
2Glacier Bank7(a)58$14.8M11.6%37+21
3U.S. Bank, National Association7(a)51$2.9M10.2%53-2
4East-Central Idaho Development Company50436$13.7M7.2%19+17
5Zions Bank, A Division of7(a)31$8.0M6.2%54-23
6Northwest Bank7(a)23$9.6M4.6%16+7
7Columbia Bank7(a)22$7.1M4.4%17+5
8D. L. Evans Bank7(a)17$2.8M3.4%25-8
9Mountain America FCU7(a)16$3.8M3.2%10+6
10Wells Fargo Bank National Association7(a)15$1.7M3.0%35-20
11Washington Trust Bank7(a)12$4.6M2.4%27-15
12Region IV Development Corporation50412$4.1M2.4%13-1
13Montana Community Development Corp.7(a)12$1.8M2.4%4+8
14Idaho Central CU7(a)11$3.6M2.2%9+2
15Banner Bank7(a)9$1.7M1.8%14-5
16Idaho First Bank7(a)9$1.4M1.8%10-1
17Numerica CU7(a)6$1.7M1.2%2+4
18The Bank of Commerce7(a)6$1.6M1.2%4+2
19First Interstate Bank7(a)6$967K1.2%7-1
20Live Oak Banking Company7(a)5$8.6M1.0%8-3
21KeyBank National Association7(a)5$7.8M1.0%6-1
22Celtic Bank Corporation7(a)4$9.3M0.8%2+2
23Panhandle Area Council, Inc.5044$4.5M0.8%3+1
24Mountain West Small Business Finance5044$1.4M0.8%2+2
25Readycap Lending, LLC7(a)3$1.9M0.6%2+1
26First Internet Bank of Indiana7(a)3$1.9M0.6%0new
27Newtek Small Business Finance, Inc.7(a)3$1.6M0.6%4-1
28Northwest Business Development Association5043$1.2M0.6%5-2
29North State Bank7(a)3$806K0.6%1+2
30First Federal Savings Bank7(a)3$479K0.6%2+1
31United Midwest Savings Bank National Association7(a)3$305K0.6%11-8
32Harvest Small Business Finance, LLC7(a)2—0.4%1+1
33First National Bank of Pennsylvania7(a)2—0.4%0new
34BMO Bank National Association7(a)2—0.4%8-6
35Cache Valley Bank7(a)2—0.4%0new
36Eastern Idaho Development Corporation5042—0.4%7-5
37JPMorgan Chase Bank, National Association7(a)2—0.4%3-1
38BayFirst National Bank7(a)2—0.4%12-10
39Stone Bank7(a)1—0.2%0new
40Community Banks of Colorado, A Division of NBH Bank7(a)1—0.2%0new

Approvals by county

#CountyApprovalsDollarsShare of stateFY2019Change
1Ada County181$87.8M36.3%184-3
2Kootenai County67$20.8M13.5%85-18
3Canyon County49$16.9M9.8%48+1
4Bonneville County40$15.4M8.0%34+6
5Twin Falls County28$12.2M5.6%22+6
6Bannock County21$9.8M4.2%15+6
7Bonner County15$7.1M3.0%24-9
8Madison County12$6.9M2.4%9+3
9Jefferson County8$2.0M1.6%9-1
10Fremont County8$641K1.6%2+6
11Nez Perce County7$1.7M1.4%6+1
12Blaine County6$2.3M1.2%13-7
13Teton County5$1.1M1.0%8-3
14Franklin County5$2.1M1.0%4+1
15Benewah County5$1.2M1.0%3+2
16Elmore County5$756K1.0%2+3
17Lemhi County4$404K0.8%1+3
18Gem County4$411K0.8%10-6
19Latah County4$753K0.8%6-2
20Payette County3$6.4M0.6%9-6
21Cassia County3$388K0.6%7-4
22Boise County3$693K0.6%1+2
23Owyhee County2—0.4%0new
24Bingham County2—0.4%7-5
25Boundary County2—0.4%3-1
26Bear Lake County2—0.4%3-1
27Shoshone County1—0.2%3-2
28Valley County1—0.2%4-3
29Jerome County1—0.2%2-1
30Minidoka County1—0.2%2-1
31Gooding County1—0.2%10
32Custer County1—0.2%3-2
33Adams County1—0.2%0new

FY2020 against FY2019

IdahoFY2020FY2019
7(a) approvals369445
7(a) dollars$130M$154M
Median 7(a) approval$104K$124K
504 approvals12997
504 dollars$70.2M$42.6M
Jobs supported, as reported4,2194,300

Questions and answers

Which lenders made the most SBA loans in Idaho in FY2020?

Capital Matrix, Inc. (67), Glacier Bank (58), U.S. Bank, National Association (51), East-Central Idaho Development Company (36), Zions Bank, A Division of (31). 60 lenders had at least one approval.

How many SBA loans were approved in Idaho in FY2020?

498: 369 under 7(a) worth $130M and 129 under 504 worth $70.2M.

Which Idaho counties had the most SBA approvals in FY2020?

Ada County (181), Kootenai County (67), Canyon County (49), Bonneville County (40), Twin Falls County (28).

When does FY2020 start and end?

The federal fiscal year 2020 runs from 1 October 2019 to 30 September 2020.

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error