FY2026 to date1 Oct 2025 – 30 Jun 2026
SBA loans in Idaho, FY2026
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 548 loans in Idaho: 469 under 7(a) and 79 under 504, worth $257M.
The fiscal year is still open, so these counts will grow with each quarterly release.
Idaho accounted for 1.2% of the 45,283 approvals nationwide that year. 67 lenders had at least one approval in the state; Zions Bank, A Division of had the most, 88.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Idaho businesses in FY2026, of 67 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Zions Bank, A Division of | 7(a) | 88 | $17.2M | 16.1% | 178 | — |
| 2 | Idaho Central CU | 7(a) | 56 | $23.1M | 10.2% | 86 | — |
| 3 | Columbia Bank | 7(a) | 45 | $2.1M | 8.2% | 50 | — |
| 4 | Capital Matrix, Inc. | 504 | 44 | $42.7M | 8.0% | 45 | — |
| 5 | U.S. Bank, National Association | 7(a) | 43 | $6.9M | 7.8% | 57 | — |
| 6 | WaFd Bank | 7(a) | 23 | $868K | 4.2% | 7 | — |
| 7 | Live Oak Banking Company | 7(a) | 17 | $17.6M | 3.1% | 9 | — |
| 8 | Mountain West Small Business Finance | 504 | 16 | $12.1M | 2.9% | 21 | — |
| 9 | Glacier Bank | 7(a) | 14 | $7.6M | 2.6% | 31 | — |
| 10 | Newtek Bank, National Association | 7(a) | 11 | $5.0M | 2.0% | 20 | — |
| 11 | D. L. Evans Bank | 7(a) | 11 | $2.1M | 2.0% | 27 | — |
| 12 | Lexicon Bank | 7(a) | 10 | $13.7M | 1.8% | 0 | — |
| 13 | Celtic Bank Corporation | 7(a) | 10 | $4.3M | 1.8% | 7 | — |
| 14 | The Huntington National Bank | 7(a) | 10 | $3.4M | 1.8% | 29 | — |
| 15 | Northeast Bank | 7(a) | 9 | $1.8M | 1.6% | 31 | — |
| 16 | Intermountain Business Lending, Inc. | 504 | 8 | $10.4M | 1.5% | 4 | — |
| 17 | Montana Community Development Corp. | 7(a) | 8 | $917K | 1.5% | 11 | — |
| 18 | Mountain America FCU | 7(a) | 7 | $2.4M | 1.3% | 37 | — |
| 19 | First Interstate Bank | 7(a) | 6 | $9.1M | 1.1% | 15 | — |
| 20 | Panhandle Area Council, Inc. | 504 | 6 | $3.4M | 1.1% | 6 | — |
| 21 | Readycap Lending, LLC | 7(a) | 6 | $1.9M | 1.1% | 15 | — |
| 22 | United Midwest Savings Bank National Association | 7(a) | 6 | $1.5M | 1.1% | 4 | — |
| 23 | RiverBank | 7(a) | 5 | $5.9M | 0.9% | 5 | — |
| 24 | Banner Bank | 7(a) | 5 | $5.5M | 0.9% | 14 | — |
| 25 | Cache Valley Bank | 7(a) | 5 | $1.7M | 0.9% | 3 | — |
| 26 | Washington Trust Bank | 7(a) | 5 | $750K | 0.9% | 13 | — |
| 27 | Idaho Trust Bank | 7(a) | 4 | $1.2M | 0.7% | 9 | — |
| 28 | CenTrust Bank, A Division of SmartBiz Bank National Association | 7(a) | 4 | $800K | 0.7% | 0 | — |
| 29 | KeyBank National Association | 7(a) | 4 | $744K | 0.7% | 10 | — |
| 30 | The Bank of Commerce | 7(a) | 4 | $506K | 0.7% | 16 | — |
| 31 | Heritage Bank | 7(a) | 4 | $448K | 0.7% | 1 | — |
| 32 | Region IV Development Corporation | 7(a) | 4 | $340K | 0.7% | 2 | — |
| 33 | East-Central Idaho Development Company | 504 | 3 | $5.3M | 0.5% | 6 | — |
| 34 | Wells Fargo Bank National Association | 7(a) | 3 | $1.6M | 0.5% | 16 | — |
| 35 | Lendistry SBLC, LLC | 7(a) | 3 | $758K | 0.5% | 3 | — |
| 36 | Harvest Small Business Finance, LLC | 7(a) | 2 | — | 0.4% | 2 | — |
| 37 | Fifth Third Bank | 7(a) | 2 | — | 0.4% | 3 | — |
| 38 | Numerica CU | 7(a) | 2 | — | 0.4% | 2 | — |
| 39 | Banesco USA | 7(a) | 2 | — | 0.4% | 1 | — |
| 40 | Bank of Utah | 7(a) | 2 | — | 0.4% | 0 | — |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|
| 1 | Ada County | 181 | $106M | 33.0% | 303 | — |
| 2 | Canyon County | 74 | $29.8M | 13.5% | 87 | — |
| 3 | Kootenai County | 52 | $23.8M | 9.5% | 81 | — |
| 4 | Bonneville County | 51 | $20.1M | 9.3% | 85 | — |
| 5 | Bonner County | 20 | $5.9M | 3.6% | 27 | — |
| 6 | Bannock County | 15 | $9.1M | 2.7% | 38 | — |
| 7 | Twin Falls County | 13 | $3.4M | 2.4% | 26 | — |
| 8 | Blaine County | 12 | $2.3M | 2.2% | 18 | — |
| 9 | Bingham County | 12 | $1.7M | 2.2% | 28 | — |
| 10 | Madison County | 11 | $5.2M | 2.0% | 22 | — |
| 11 | Payette County | 10 | $2.0M | 1.8% | 13 | — |
| 12 | Nez Perce County | 8 | $1.8M | 1.5% | 17 | — |
| 13 | Latah County | 8 | $6.6M | 1.5% | 11 | — |
| 14 | Jefferson County | 8 | $2.8M | 1.5% | 22 | — |
| 15 | Idaho County | 7 | $450K | 1.3% | 10 | — |
| 16 | Cassia County | 6 | $6.8M | 1.1% | 10 | — |
| 17 | Gem County | 6 | $998K | 1.1% | 4 | — |
| 18 | Boundary County | 6 | $3.0M | 1.1% | 2 | — |
| 19 | Teton County | 6 | $884K | 1.1% | 11 | — |
| 20 | Washington County | 6 | $281K | 1.1% | 7 | — |
| 21 | Franklin County | 5 | $1.9M | 0.9% | 8 | — |
| 22 | Jerome County | 4 | $9.4M | 0.7% | 5 | — |
| 23 | Shoshone County | 3 | $650K | 0.5% | 3 | — |
| 24 | Elmore County | 3 | $1.0M | 0.5% | 5 | — |
| 25 | Bear Lake County | 3 | $883K | 0.5% | 2 | — |
| 26 | Lemhi County | 2 | — | 0.4% | 2 | — |
| 27 | Benewah County | 2 | — | 0.4% | 8 | — |
| 28 | Minidoka County | 2 | — | 0.4% | 2 | — |
| 29 | Boise County | 2 | — | 0.4% | 6 | — |
| 30 | Fremont County | 2 | — | 0.4% | 9 | — |
| 31 | Adams County | 2 | — | 0.4% | 3 | — |
| 32 | Owyhee County | 1 | — | 0.2% | 3 | — |
| 33 | Valley County | 1 | — | 0.2% | 10 | — |
| 34 | Caribou County | 1 | — | 0.2% | 2 | — |
| 35 | Gooding County | 1 | — | 0.2% | 5 | — |
| 36 | Butte County | 1 | — | 0.2% | 1 | — |
| 37 | Camas County | 1 | — | 0.2% | 0 | — |
FY2026 against FY2025
| Idaho | FY2026 to date | FY2025 |
|---|---|---|
| 7(a) approvals | 469 | 813 |
| 7(a) dollars | $183M | $291M |
| Median 7(a) approval | $135K | $122K |
| 504 approvals | 79 | 91 |
| 504 dollars | $74.4M | $73.0M |
| Jobs supported, as reported | 4,481 | 7,013 |
Questions and answers
Which lenders made the most SBA loans in Idaho in FY2026?
Zions Bank, A Division of (88), Idaho Central CU (56), Columbia Bank (45), Capital Matrix, Inc. (44), U.S. Bank, National Association (43). 67 lenders had at least one approval.
How many SBA loans were approved in Idaho in FY2026?
548 to 30 Jun 2026: 469 under 7(a) worth $183M and 79 under 504 worth $74.4M.
Which Idaho counties had the most SBA approvals in FY2026?
Ada County (181), Canyon County (74), Kootenai County (52), Bonneville County (51), Bonner County (20).
When does FY2026 start and end?
The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error