FY20211 Oct 2020 – 30 Sep 2021
SBA loans in Idaho, FY2021
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2021 (1 October 2020 to 30 September 2021) SBA approved 608 loans in Idaho: 439 under 7(a) and 169 under 504, worth $383M.
That is up 22% on FY2020, when there were 498 approvals worth $201M.
Idaho accounted for 1.0% of the 61,532 approvals nationwide that year. 67 lenders had at least one approval in the state; Capital Matrix, Inc. had the most, 88.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Idaho businesses in FY2021, of 67 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2020 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Capital Matrix, Inc. | 504 | 88 | $52.4M | 14.5% | 67 | +21 |
| 2 | Glacier Bank | 7(a) | 76 | $45.2M | 12.5% | 58 | +18 |
| 3 | Zions Bank, A Division of | 7(a) | 38 | $8.5M | 6.3% | 31 | +7 |
| 4 | Idaho Central CU | 7(a) | 36 | $23.3M | 5.9% | 11 | +25 |
| 5 | U.S. Bank, National Association | 7(a) | 35 | $10.8M | 5.8% | 51 | -16 |
| 6 | East-Central Idaho Development Company | 504 | 32 | $22.7M | 5.3% | 36 | -4 |
| 7 | Columbia Bank | 7(a) | 30 | $10.3M | 4.9% | 22 | +8 |
| 8 | Region IV Development Corporation | 504 | 22 | $13.0M | 3.6% | 12 | +10 |
| 9 | Wells Fargo Bank National Association | 7(a) | 17 | $4.3M | 2.8% | 15 | +2 |
| 10 | D. L. Evans Bank | 7(a) | 16 | $2.9M | 2.6% | 17 | -1 |
| 11 | Idaho First Bank | 7(a) | 14 | $10.2M | 2.3% | 9 | +5 |
| 12 | KeyBank National Association | 7(a) | 14 | $2.9M | 2.3% | 5 | +9 |
| 13 | Washington Trust Bank | 7(a) | 13 | $11.5M | 2.1% | 12 | +1 |
| 14 | bankcda | 7(a) | 11 | $4.7M | 1.8% | 1 | +10 |
| 15 | Numerica CU | 7(a) | 10 | $12.4M | 1.6% | 6 | +4 |
| 16 | Banner Bank | 7(a) | 10 | $2.2M | 1.6% | 9 | +1 |
| 17 | Panhandle Area Council, Inc. | 504 | 9 | $5.6M | 1.5% | 4 | +5 |
| 18 | Live Oak Banking Company | 7(a) | 7 | $14.1M | 1.2% | 5 | +2 |
| 19 | First Interstate Bank | 7(a) | 7 | $6.7M | 1.2% | 6 | +1 |
| 20 | America First Federal Credit Union | 7(a) | 7 | $3.6M | 1.2% | 1 | +6 |
| 21 | Mountain America FCU | 7(a) | 7 | $2.2M | 1.2% | 16 | -9 |
| 22 | Eastern Idaho Development Corporation | 504 | 7 | $1.8M | 1.2% | 2 | +5 |
| 23 | The Bank of Commerce | 7(a) | 7 | $1.1M | 1.2% | 6 | +1 |
| 24 | Citizens Bank | 7(a) | 6 | $11.0M | 1.0% | 1 | +5 |
| 25 | Northwest Bank | 7(a) | 6 | $5.2M | 1.0% | 23 | -17 |
| 26 | United Midwest Savings Bank National Association | 7(a) | 6 | $1.2M | 1.0% | 3 | +3 |
| 27 | Celtic Bank Corporation | 7(a) | 5 | $12.0M | 0.8% | 4 | +1 |
| 28 | Northwest Business Development Association | 504 | 5 | $2.0M | 0.8% | 3 | +2 |
| 29 | Sunwest Bank | 7(a) | 4 | $4.3M | 0.7% | 0 | new |
| 30 | Gulf Coast Bank and Trust Company | 7(a) | 4 | $2.5M | 0.7% | 0 | new |
| 31 | BayFirst National Bank | 7(a) | 4 | $510K | 0.7% | 2 | +2 |
| 32 | First Federal Savings Bank | 7(a) | 3 | $6.3M | 0.5% | 3 | 0 |
| 33 | Newtek Small Business Finance, Inc. | 7(a) | 3 | $6.0M | 0.5% | 3 | 0 |
| 34 | Mountain West Small Business Finance | 504 | 3 | $3.5M | 0.5% | 4 | -1 |
| 35 | Evergreen Business Capital | 504 | 3 | $1.6M | 0.5% | 1 | +2 |
| 36 | Community Banks of Colorado, A Division of NBH Bank | 7(a) | 3 | $1.3M | 0.5% | 1 | +2 |
| 37 | TowneBank | 7(a) | 3 | $1.1M | 0.5% | 0 | new |
| 38 | West Coast Community Bank | 7(a) | 2 | — | 0.3% | 0 | new |
| 39 | Regent Bank | 7(a) | 2 | — | 0.3% | 0 | new |
| 40 | Byline Bank | 7(a) | 2 | — | 0.3% | 1 | +1 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2020 | Change |
|---|---|---|---|---|---|---|
| 1 | Ada County | 199 | $143M | 32.7% | 181 | +18 |
| 2 | Kootenai County | 97 | $64.3M | 16.0% | 67 | +30 |
| 3 | Canyon County | 66 | $49.1M | 10.9% | 49 | +17 |
| 4 | Bonneville County | 38 | $27.5M | 6.3% | 40 | -2 |
| 5 | Bonner County | 28 | $7.5M | 4.6% | 15 | +13 |
| 6 | Bannock County | 23 | $15.5M | 3.8% | 21 | +2 |
| 7 | Twin Falls County | 22 | $13.2M | 3.6% | 28 | -6 |
| 8 | Bingham County | 21 | $3.8M | 3.5% | 2 | +19 |
| 9 | Blaine County | 20 | $6.9M | 3.3% | 6 | +14 |
| 10 | Jefferson County | 10 | $8.5M | 1.6% | 8 | +2 |
| 11 | Latah County | 8 | $3.7M | 1.3% | 4 | +4 |
| 12 | Payette County | 7 | $4.1M | 1.2% | 3 | +4 |
| 13 | Madison County | 7 | $8.5M | 1.2% | 12 | -5 |
| 14 | Valley County | 6 | $4.7M | 1.0% | 1 | +5 |
| 15 | Teton County | 5 | $1.9M | 0.8% | 5 | 0 |
| 16 | Lemhi County | 4 | $4.1M | 0.7% | 4 | 0 |
| 17 | Shoshone County | 4 | $587K | 0.7% | 1 | +3 |
| 18 | Cassia County | 4 | $545K | 0.7% | 3 | +1 |
| 19 | Gem County | 4 | $523K | 0.7% | 4 | 0 |
| 20 | Boundary County | 4 | $1.9M | 0.7% | 2 | +2 |
| 21 | Benewah County | 4 | $449K | 0.7% | 5 | -1 |
| 22 | Elmore County | 4 | $1.2M | 0.7% | 5 | -1 |
| 23 | Nez Perce County | 3 | $3.1M | 0.5% | 7 | -4 |
| 24 | Owyhee County | 2 | — | 0.3% | 2 | 0 |
| 25 | Jerome County | 2 | — | 0.3% | 1 | +1 |
| 26 | Washington County | 2 | — | 0.3% | 0 | new |
| 27 | Oneida County | 2 | — | 0.3% | 0 | new |
| 28 | Fremont County | 2 | — | 0.3% | 8 | -6 |
| 29 | Lewis County | 2 | — | 0.3% | 0 | new |
| 30 | Franklin County | 1 | — | 0.2% | 5 | -4 |
| 31 | Minidoka County | 1 | — | 0.2% | 1 | 0 |
| 32 | Boise County | 1 | — | 0.2% | 3 | -2 |
| 33 | Caribou County | 1 | — | 0.2% | 0 | new |
| 34 | Custer County | 1 | — | 0.2% | 1 | 0 |
| 35 | Butte County | 1 | — | 0.2% | 0 | new |
| 36 | Adams County | 1 | — | 0.2% | 1 | 0 |
| 37 | Bear Lake County | 1 | — | 0.2% | 2 | -1 |
FY2021 against FY2020
| Idaho | FY2021 | FY2020 |
|---|---|---|
| 7(a) approvals | 439 | 369 |
| 7(a) dollars | $280M | $130M |
| Median 7(a) approval | $262K | $104K |
| 504 approvals | 169 | 129 |
| 504 dollars | $103M | $70.2M |
| Jobs supported, as reported | 6,339 | 4,219 |
Questions and answers
Which lenders made the most SBA loans in Idaho in FY2021?
Capital Matrix, Inc. (88), Glacier Bank (76), Zions Bank, A Division of (38), Idaho Central CU (36), U.S. Bank, National Association (35). 67 lenders had at least one approval.
How many SBA loans were approved in Idaho in FY2021?
608: 439 under 7(a) worth $280M and 169 under 504 worth $103M.
Which Idaho counties had the most SBA approvals in FY2021?
Ada County (199), Kootenai County (97), Canyon County (66), Bonneville County (38), Bonner County (28).
When does FY2021 start and end?
The federal fiscal year 2021 runs from 1 October 2020 to 30 September 2021.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error