SBA Ledger

States › Idaho › FY2025

FY20251 Oct 2024 – 30 Sep 2025

SBA loans in Idaho, FY2025

That fiscal year's approvals by lender and by county.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

In FY2025 (1 October 2024 to 30 September 2025) SBA approved 904 loans in Idaho: 813 under 7(a) and 91 under 504, worth $364M.

That is up 26% on FY2024, when there were 715 approvals worth $277M.

Idaho accounted for 1.1% of the 84,840 approvals nationwide that year. 81 lenders had at least one approval in the state; Zions Bank, A Division of had the most, 178.

904approvalsFY2024: 715
$364Mdollars approvedFY2024: $277M
$122Kmedian 7(a) approvalFY2024: $100K
81lenders with an approval
7,013jobs supported, as reported

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Approvals by lender

The 40 lenders with the most approvals to Idaho businesses in FY2025, of 81 active.

#LenderProgramApprovalsDollarsShare of stateFY2024Change
1Zions Bank, A Division of7(a)178$22.0M19.7%102+76
2Idaho Central CU7(a)86$45.8M9.5%45+41
3U.S. Bank, National Association7(a)57$12.7M6.3%570
4Columbia Bank7(a)50$3.9M5.5%65-15
5Capital Matrix, Inc.50445$35.2M5.0%29+16
6Mountain America FCU7(a)37$9.2M4.1%22+15
7Glacier Bank7(a)31$5.0M3.4%42-11
8Northeast Bank7(a)31$4.5M3.4%3+28
9The Huntington National Bank7(a)29$14.0M3.2%19+10
10D. L. Evans Bank7(a)27$4.0M3.0%20+7
11Mountain West Small Business Finance50421$16.2M2.3%18+3
12Newtek Bank, National Association7(a)20$9.6M2.2%19+1
13Wells Fargo Bank National Association7(a)16$4.5M1.8%19-3
14The Bank of Commerce7(a)16$2.8M1.8%21-5
15First Interstate Bank7(a)15$4.6M1.7%12+3
16Readycap Lending, LLC7(a)15$2.9M1.7%150
17First Merchants Bank7(a)14$14.1M1.5%1+13
18Banner Bank7(a)14$2.5M1.5%19-5
19Washington Trust Bank7(a)13$10.2M1.4%26-13
20Montana Community Development Corp.7(a)11$2.0M1.2%15-4
21KeyBank National Association7(a)10$1.8M1.1%100
22Live Oak Banking Company7(a)9$17.6M1.0%8+1
23Idaho Trust Bank7(a)9$3.0M1.0%3+6
24America First Federal Credit Union7(a)8$14.7M0.9%6+2
25BayFirst National Bank7(a)8$1.1M0.9%14-6
26Celtic Bank Corporation7(a)7$2.2M0.8%9-2
27WaFd Bank7(a)7$215K0.8%0new
28Community Banks of Colorado, A Division of NBH Bank7(a)6$6.0M0.7%3+3
29East-Central Idaho Development Company5046$5.6M0.7%5+1
30First Federal Savings Bank7(a)6$4.2M0.7%4+2
31Panhandle Area Council, Inc.5046$2.4M0.7%8-2
32Region IV Development Corporation5045$4.8M0.6%7-2
33RiverBank7(a)5$2.6M0.6%3+2
34Idaho First Bank7(a)5$1.1M0.6%1+4
35Gulf Coast Bank and Trust Company7(a)4$4.3M0.4%0new
36Intermountain Business Lending, Inc.5044$1.5M0.4%0new
37United Midwest Savings Bank National Association7(a)4$620K0.4%5-1
38First Bank of the Lake7(a)3$10.3M0.3%2+1
39Northwest Business Development Association5043$6.8M0.3%0new
40Southwestern National Bank7(a)3$5.2M0.3%0new

Approvals by county

#CountyApprovalsDollarsShare of stateFY2024Change
1Ada County303$142M33.5%231+72
2Canyon County87$36.3M9.6%78+9
3Bonneville County85$25.1M9.4%49+36
4Kootenai County81$44.4M9.0%84-3
5Bannock County38$12.1M4.2%31+7
6Bingham County28$6.4M3.1%20+8
7Bonner County27$3.4M3.0%25+2
8Twin Falls County26$8.3M2.9%20+6
9Madison County22$12.7M2.4%10+12
10Jefferson County22$5.6M2.4%15+7
11Blaine County18$17.8M2.0%19-1
12Nez Perce County17$3.6M1.9%9+8
13Payette County13$3.6M1.4%11+2
14Teton County11$4.4M1.2%8+3
15Latah County11$4.1M1.2%10+1
16Cassia County10$5.6M1.1%7+3
17Valley County10$2.4M1.1%8+2
18Idaho County10$1.3M1.1%1+9
19Fremont County9$2.5M1.0%5+4
20Franklin County8$1.8M0.9%7+1
21Benewah County8$1.1M0.9%4+4
22Washington County7$767K0.8%8-1
23Boise County6$5.2M0.7%3+3
24Jerome County5$6.1M0.6%6-1
25Elmore County5$421K0.6%4+1
26Gooding County5$1.0M0.6%50
27Gem County4$1.5M0.4%10-6
28Custer County4$685K0.4%3+1
29Owyhee County3$1.6M0.3%1+2
30Shoshone County3$110K0.3%2+1
31Adams County3$120K0.3%2+1
32Lemhi County2—0.2%1+1
33Boundary County2—0.2%4-2
34Minidoka County2—0.2%3-1
35Caribou County2—0.2%20
36Power County2—0.2%1+1
37Bear Lake County2—0.2%4-2
38Clearwater County1—0.1%10
39Butte County1—0.1%0new
40Lincoln County1—0.1%10

The 40 counties with the most approvals; every county is on the Idaho page.

FY2025 against FY2024

IdahoFY2025FY2024
7(a) approvals813644
7(a) dollars$291M$219M
Median 7(a) approval$122K$100K
504 approvals9171
504 dollars$73.0M$58.1M
Jobs supported, as reported7,0135,618

Questions and answers

Which lenders made the most SBA loans in Idaho in FY2025?

Zions Bank, A Division of (178), Idaho Central CU (86), U.S. Bank, National Association (57), Columbia Bank (50), Capital Matrix, Inc. (45). 81 lenders had at least one approval.

How many SBA loans were approved in Idaho in FY2025?

904: 813 under 7(a) worth $291M and 91 under 504 worth $73.0M.

Which Idaho counties had the most SBA approvals in FY2025?

Ada County (303), Canyon County (87), Bonneville County (85), Kootenai County (81), Bannock County (38).

When does FY2025 start and end?

The federal fiscal year 2025 runs from 1 October 2024 to 30 September 2025.

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error