FY20251 Oct 2024 – 30 Sep 2025
SBA loans in Kansas, FY2025
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2025 (1 October 2024 to 30 September 2025) SBA approved 520 loans in Kansas: 496 under 7(a) and 24 under 504, worth $268M.
That is about level with FY2024, when there were 500 approvals worth $290M.
Kansas accounted for 0.6% of the 84,840 approvals nationwide that year. 106 lenders had at least one approval in the state; Northeast Bank had the most, 47.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Kansas businesses in FY2025, of 106 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2024 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Northeast Bank | 7(a) | 47 | $6.8M | 9.0% | 15 | +32 |
| 2 | The Huntington National Bank | 7(a) | 29 | $11.3M | 5.6% | 18 | +11 |
| 3 | Emprise Bank | 7(a) | 29 | $7.2M | 5.6% | 25 | +4 |
| 4 | U.S. Bank, National Association | 7(a) | 25 | $3.8M | 4.8% | 32 | -7 |
| 5 | Newtek Bank, National Association | 7(a) | 19 | $7.1M | 3.7% | 22 | -3 |
| 6 | Readycap Lending, LLC | 7(a) | 18 | $2.5M | 3.5% | 16 | +2 |
| 7 | OakStar Bank | 7(a) | 16 | $9.9M | 3.1% | 16 | 0 |
| 8 | Commerce Bank | 7(a) | 16 | $4.5M | 3.1% | 15 | +1 |
| 9 | Live Oak Banking Company | 7(a) | 15 | $18.1M | 2.9% | 4 | +11 |
| 10 | INTRUST Bank National Association | 7(a) | 14 | $3.1M | 2.7% | 11 | +3 |
| 11 | BayFirst National Bank | 7(a) | 12 | $1.5M | 2.3% | 19 | -7 |
| 12 | Fidelity Bank, National Association | 7(a) | 11 | $9.0M | 2.1% | 7 | +4 |
| 13 | UMB Bank, National Association | 7(a) | 11 | $6.1M | 2.1% | 12 | -1 |
| 14 | CommunityAmerica Federal Credit Union | 7(a) | 10 | $6.9M | 1.9% | 10 | 0 |
| 15 | The Bank | 7(a) | 10 | $2.4M | 1.9% | 0 | new |
| 16 | Equity Bank | 7(a) | 9 | $8.7M | 1.7% | 15 | -6 |
| 17 | Celtic Bank Corporation | 7(a) | 9 | $1.5M | 1.7% | 5 | +4 |
| 18 | United Midwest Savings Bank National Association | 7(a) | 9 | $1.4M | 1.7% | 10 | -1 |
| 19 | Busey Bank | 7(a) | 8 | $6.8M | 1.5% | 1 | +7 |
| 20 | First Bank of the Lake | 7(a) | 8 | $4.8M | 1.5% | 12 | -4 |
| 21 | Lendistry SBLC, LLC | 7(a) | 8 | $1.5M | 1.5% | 3 | +5 |
| 22 | Rural Missouri, Inc. | 504 | 7 | $10.8M | 1.3% | 13 | -6 |
| 23 | Wakarusa Valley Development, Inc. | 504 | 7 | $6.4M | 1.3% | 9 | -2 |
| 24 | Bank of Hays | 7(a) | 7 | $3.2M | 1.3% | 14 | -7 |
| 25 | South Central Kansas Economic Development District, Inc. | 7(a) | 7 | $916K | 1.3% | 6 | +1 |
| 26 | Dream First Bank National Association | 7(a) | 6 | $5.6M | 1.2% | 10 | -4 |
| 27 | JPMorgan Chase Bank, National Association | 7(a) | 5 | $1.4M | 1.0% | 1 | +4 |
| 28 | First Interstate Bank | 7(a) | 5 | $695K | 1.0% | 1 | +4 |
| 29 | First Internet Bank of Indiana | 7(a) | 4 | $9.0M | 0.8% | 2 | +2 |
| 30 | Community National Bank & Trust | 7(a) | 4 | $2.1M | 0.8% | 10 | -6 |
| 31 | Bank Five Nine | 7(a) | 4 | $1.7M | 0.8% | 2 | +2 |
| 32 | Silver Lake Bank | 7(a) | 4 | $1.5M | 0.8% | 7 | -3 |
| 33 | South Central Kansas Economic Development District, Inc. | 504 | 4 | $1.4M | 0.8% | 1 | +3 |
| 34 | CenTrust Bank, A Division of SmartBiz Bank National Association | 7(a) | 4 | $867K | 0.8% | 0 | new |
| 35 | Farmers Bank and Trust | 7(a) | 4 | $866K | 0.8% | 5 | -1 |
| 36 | NBKC Bank | 7(a) | 4 | $768K | 0.8% | 5 | -1 |
| 37 | First State Bank and Trust | 7(a) | 4 | $341K | 0.8% | 4 | 0 |
| 38 | Truliant FCU | 7(a) | 3 | $6.7M | 0.6% | 2 | +1 |
| 39 | Enterprise Bank & Trust | 7(a) | 3 | $5.8M | 0.6% | 3 | 0 |
| 40 | Frontier Financial Partners, Inc. | 504 | 3 | $4.0M | 0.6% | 4 | -1 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2024 | Change |
|---|---|---|---|---|---|---|
| 1 | Johnson County | 185 | $104M | 35.6% | 198 | -13 |
| 2 | Sedgwick County | 95 | $46.7M | 18.3% | 96 | -1 |
| 3 | Shawnee County | 28 | $13.2M | 5.4% | 16 | +12 |
| 4 | Wyandotte County | 24 | $13.3M | 4.6% | 24 | 0 |
| 5 | Douglas County | 22 | $6.9M | 4.2% | 23 | -1 |
| 6 | Butler County | 15 | $8.9M | 2.9% | 14 | +1 |
| 7 | Barton County | 11 | $6.0M | 2.1% | 3 | +8 |
| 8 | Leavenworth County | 11 | $4.1M | 2.1% | 12 | -1 |
| 9 | Ellis County | 8 | $3.8M | 1.5% | 12 | -4 |
| 10 | Riley County | 8 | $3.0M | 1.5% | 9 | -1 |
| 11 | Saline County | 6 | $3.0M | 1.2% | 2 | +4 |
| 12 | McPherson County | 6 | $1.6M | 1.2% | 5 | +1 |
| 13 | Geary County | 5 | $1.9M | 1.0% | 0 | new |
| 14 | Finney County | 5 | $5.2M | 1.0% | 4 | +1 |
| 15 | Miami County | 5 | $1.5M | 1.0% | 3 | +2 |
| 16 | Reno County | 4 | $2.1M | 0.8% | 2 | +2 |
| 17 | Montgomery County | 4 | $1.4M | 0.8% | 5 | -1 |
| 18 | Thomas County | 4 | $6.9M | 0.8% | 3 | +1 |
| 19 | Barber County | 3 | $239K | 0.6% | 0 | new |
| 20 | Nemaha County | 3 | $1.5M | 0.6% | 1 | +2 |
| 21 | Wilson County | 3 | $438K | 0.6% | 0 | new |
| 22 | Norton County | 3 | $79K | 0.6% | 0 | new |
| 23 | Jefferson County | 3 | $226K | 0.6% | 4 | -1 |
| 24 | Russell County | 3 | $212K | 0.6% | 0 | new |
| 25 | Sumner County | 3 | $1.7M | 0.6% | 2 | +1 |
| 26 | Kingman County | 3 | $5.3M | 0.6% | 0 | new |
| 27 | Decatur County | 3 | $145K | 0.6% | 0 | new |
| 28 | Gove County | 2 | — | 0.4% | 0 | new |
| 29 | Seward County | 2 | — | 0.4% | 0 | new |
| 30 | Cherokee County | 2 | — | 0.4% | 1 | +1 |
| 31 | Logan County | 2 | — | 0.4% | 0 | new |
| 32 | Lyon County | 2 | — | 0.4% | 2 | 0 |
| 33 | Cowley County | 2 | — | 0.4% | 3 | -1 |
| 34 | Anderson County | 2 | — | 0.4% | 1 | +1 |
| 35 | Haskell County | 2 | — | 0.4% | 0 | new |
| 36 | Mitchell County | 2 | — | 0.4% | 2 | 0 |
| 37 | Marshall County | 2 | — | 0.4% | 0 | new |
| 38 | Ford County | 1 | — | 0.2% | 1 | 0 |
| 39 | Crawford County | 1 | — | 0.2% | 5 | -4 |
| 40 | Pottawatomie County | 1 | — | 0.2% | 3 | -2 |
The 40 counties with the most approvals; every county is on the Kansas page.
FY2025 against FY2024
| Kansas | FY2025 | FY2024 |
|---|---|---|
| 7(a) approvals | 496 | 468 |
| 7(a) dollars | $244M | $253M |
| Median 7(a) approval | $240K | $200K |
| 504 approvals | 24 | 32 |
| 504 dollars | $24.6M | $36.9M |
| Jobs supported, as reported | 5,804 | 5,216 |
Questions and answers
Which lenders made the most SBA loans in Kansas in FY2025?
Northeast Bank (47), The Huntington National Bank (29), Emprise Bank (29), U.S. Bank, National Association (25), Newtek Bank, National Association (19). 106 lenders had at least one approval.
How many SBA loans were approved in Kansas in FY2025?
520: 496 under 7(a) worth $244M and 24 under 504 worth $24.6M.
Which Kansas counties had the most SBA approvals in FY2025?
Johnson County (185), Sedgwick County (95), Shawnee County (28), Wyandotte County (24), Douglas County (22).
When does FY2025 start and end?
The federal fiscal year 2025 runs from 1 October 2024 to 30 September 2025.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error