FY20241 Oct 2023 – 30 Sep 2024
SBA loans in Kansas, FY2024
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2024 (1 October 2023 to 30 September 2024) SBA approved 500 loans in Kansas: 468 under 7(a) and 32 under 504, worth $290M.
That is up 11% on FY2023, when there were 451 approvals worth $239M.
Kansas accounted for 0.7% of the 76,235 approvals nationwide that year. 104 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 32.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Kansas businesses in FY2024, of 104 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2023 | Change |
|---|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 7(a) | 32 | $10.4M | 6.4% | 28 | +4 |
| 2 | Emprise Bank | 7(a) | 25 | $10.1M | 5.0% | 27 | -2 |
| 3 | Newtek Bank, National Association | 7(a) | 22 | $14.1M | 4.4% | 3 | +19 |
| 4 | BayFirst National Bank | 7(a) | 19 | $2.7M | 3.8% | 13 | +6 |
| 5 | The Huntington National Bank | 7(a) | 18 | $5.5M | 3.6% | 16 | +2 |
| 6 | OakStar Bank | 7(a) | 16 | $18.8M | 3.2% | 4 | +12 |
| 7 | Readycap Lending, LLC | 7(a) | 16 | $3.0M | 3.2% | 6 | +10 |
| 8 | Equity Bank | 7(a) | 15 | $6.2M | 3.0% | 16 | -1 |
| 9 | Commerce Bank | 7(a) | 15 | $2.6M | 3.0% | 16 | -1 |
| 10 | Northeast Bank | 7(a) | 15 | $1.7M | 3.0% | 6 | +9 |
| 11 | Bank of Hays | 7(a) | 14 | $1.7M | 2.8% | 33 | -19 |
| 12 | Rural Missouri, Inc. | 504 | 13 | $20.0M | 2.6% | 9 | +4 |
| 13 | First Bank of the Lake | 7(a) | 12 | $8.9M | 2.4% | 5 | +7 |
| 14 | UMB Bank, National Association | 7(a) | 12 | $6.5M | 2.4% | 8 | +4 |
| 15 | INTRUST Bank National Association | 7(a) | 11 | $6.8M | 2.2% | 5 | +6 |
| 16 | CommunityAmerica Federal Credit Union | 7(a) | 10 | $6.4M | 2.0% | 1 | +9 |
| 17 | Community National Bank & Trust | 7(a) | 10 | $4.3M | 2.0% | 10 | 0 |
| 18 | Dream First Bank National Association | 7(a) | 10 | $3.4M | 2.0% | 7 | +3 |
| 19 | Community Banks of Colorado, A Division of NBH Bank | 7(a) | 10 | $3.2M | 2.0% | 2 | +8 |
| 20 | United Midwest Savings Bank National Association | 7(a) | 10 | $1.1M | 2.0% | 4 | +6 |
| 21 | Wakarusa Valley Development, Inc. | 504 | 9 | $6.1M | 1.8% | 4 | +5 |
| 22 | Fidelity Bank, National Association | 7(a) | 7 | $4.6M | 1.4% | 6 | +1 |
| 23 | Silver Lake Bank | 7(a) | 7 | $1.6M | 1.4% | 4 | +3 |
| 24 | Byline Bank | 7(a) | 6 | $5.7M | 1.2% | 2 | +4 |
| 25 | Small Business Bank | 7(a) | 6 | $830K | 1.2% | 20 | -14 |
| 26 | South Central Kansas Economic Development District, Inc. | 7(a) | 6 | $463K | 1.2% | 2 | +4 |
| 27 | Heartland Business Capital, Inc. | 504 | 5 | $6.7M | 1.0% | 10 | -5 |
| 28 | Simmons Bank | 7(a) | 5 | $3.2M | 1.0% | 1 | +4 |
| 29 | NBKC Bank | 7(a) | 5 | $1.1M | 1.0% | 0 | new |
| 30 | Colony Bank | 7(a) | 5 | $637K | 1.0% | 0 | new |
| 31 | Celtic Bank Corporation | 7(a) | 5 | $590K | 1.0% | 4 | +1 |
| 32 | Farmers Bank and Trust | 7(a) | 5 | $517K | 1.0% | 7 | -2 |
| 33 | Live Oak Banking Company | 7(a) | 4 | $6.0M | 0.8% | 12 | -8 |
| 34 | Frontier Financial Partners, Inc. | 504 | 4 | $3.5M | 0.8% | 7 | -3 |
| 35 | Wells Fargo Bank National Association | 7(a) | 4 | $3.2M | 0.8% | 8 | -4 |
| 36 | First Business Bank | 7(a) | 4 | $2.9M | 0.8% | 0 | new |
| 37 | First State Bank and Trust | 7(a) | 4 | $472K | 0.8% | 3 | +1 |
| 38 | PNC Bank, National Association | 7(a) | 4 | $205K | 0.8% | 0 | new |
| 39 | Enterprise Bank & Trust | 7(a) | 3 | $6.2M | 0.6% | 0 | new |
| 40 | First Western SBLC, LLC | 7(a) | 3 | $4.4M | 0.6% | 0 | new |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2023 | Change |
|---|---|---|---|---|---|---|
| 1 | Johnson County | 198 | $112M | 39.6% | 169 | +29 |
| 2 | Sedgwick County | 96 | $53.2M | 19.2% | 86 | +10 |
| 3 | Wyandotte County | 24 | $15.0M | 4.8% | 22 | +2 |
| 4 | Douglas County | 23 | $18.1M | 4.6% | 17 | +6 |
| 5 | Shawnee County | 16 | $5.9M | 3.2% | 8 | +8 |
| 6 | Butler County | 14 | $9.0M | 2.8% | 16 | -2 |
| 7 | Ellis County | 12 | $4.8M | 2.4% | 22 | -10 |
| 8 | Leavenworth County | 12 | $12.1M | 2.4% | 9 | +3 |
| 9 | Riley County | 9 | $3.2M | 1.8% | 7 | +2 |
| 10 | Crawford County | 5 | $2.0M | 1.0% | 3 | +2 |
| 11 | Montgomery County | 5 | $1.2M | 1.0% | 0 | new |
| 12 | McPherson County | 5 | $990K | 1.0% | 0 | new |
| 13 | Bourbon County | 4 | $3.3M | 0.8% | 1 | +3 |
| 14 | Finney County | 4 | $857K | 0.8% | 9 | -5 |
| 15 | Jefferson County | 4 | $472K | 0.8% | 3 | +1 |
| 16 | Neosho County | 4 | $10.3M | 0.8% | 1 | +3 |
| 17 | Pottawatomie County | 3 | $510K | 0.6% | 3 | 0 |
| 18 | Barton County | 3 | $4.8M | 0.6% | 7 | -4 |
| 19 | Miami County | 3 | $224K | 0.6% | 7 | -4 |
| 20 | Thomas County | 3 | $3.5M | 0.6% | 0 | new |
| 21 | Cowley County | 3 | $5.6M | 0.6% | 3 | 0 |
| 22 | Harvey County | 2 | — | 0.4% | 1 | +1 |
| 23 | Reno County | 2 | — | 0.4% | 2 | 0 |
| 24 | Saline County | 2 | — | 0.4% | 1 | +1 |
| 25 | Franklin County | 2 | — | 0.4% | 1 | +1 |
| 26 | Labette County | 2 | — | 0.4% | 2 | 0 |
| 27 | Sherman County | 2 | — | 0.4% | 1 | +1 |
| 28 | Grant County | 2 | — | 0.4% | 1 | +1 |
| 29 | Sumner County | 2 | — | 0.4% | 1 | +1 |
| 30 | Lyon County | 2 | — | 0.4% | 5 | -3 |
| 31 | Atchison County | 2 | — | 0.4% | 0 | new |
| 32 | Mitchell County | 2 | — | 0.4% | 2 | 0 |
| 33 | Pawnee County | 2 | — | 0.4% | 4 | -2 |
| 34 | Stanton County | 2 | — | 0.4% | 0 | new |
| 35 | Rooks County | 2 | — | 0.4% | 1 | +1 |
| 36 | Ness County | 2 | — | 0.4% | 1 | +1 |
| 37 | Ford County | 1 | — | 0.2% | 2 | -1 |
| 38 | Nemaha County | 1 | — | 0.2% | 0 | new |
| 39 | Clay County | 1 | — | 0.2% | 0 | new |
| 40 | Cherokee County | 1 | — | 0.2% | 2 | -1 |
The 40 counties with the most approvals; every county is on the Kansas page.
FY2024 against FY2023
| Kansas | FY2024 | FY2023 |
|---|---|---|
| 7(a) approvals | 468 | 418 |
| 7(a) dollars | $253M | $205M |
| Median 7(a) approval | $200K | $197K |
| 504 approvals | 32 | 33 |
| 504 dollars | $36.9M | $33.4M |
| Jobs supported, as reported | 5,216 | 5,990 |
Questions and answers
Which lenders made the most SBA loans in Kansas in FY2024?
U.S. Bank, National Association (32), Emprise Bank (25), Newtek Bank, National Association (22), BayFirst National Bank (19), The Huntington National Bank (18). 104 lenders had at least one approval.
How many SBA loans were approved in Kansas in FY2024?
500: 468 under 7(a) worth $253M and 32 under 504 worth $36.9M.
Which Kansas counties had the most SBA approvals in FY2024?
Johnson County (198), Sedgwick County (96), Wyandotte County (24), Douglas County (23), Shawnee County (16).
When does FY2024 start and end?
The federal fiscal year 2024 runs from 1 October 2023 to 30 September 2024.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error