FY20231 Oct 2022 – 30 Sep 2023
SBA loans in Kansas, FY2023
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2023 (1 October 2022 to 30 September 2023) SBA approved 451 loans in Kansas: 418 under 7(a) and 33 under 504, worth $239M.
That is about level with FY2022, when there were 446 approvals worth $206M.
Kansas accounted for 0.7% of the 63,286 approvals nationwide that year. 98 lenders had at least one approval in the state; Bank of Hays had the most, 33.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Kansas businesses in FY2023, of 98 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2022 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Bank of Hays | 7(a) | 33 | $6.9M | 7.3% | 19 | +14 |
| 2 | U.S. Bank, National Association | 7(a) | 28 | $1.0M | 6.2% | 10 | +18 |
| 3 | Emprise Bank | 7(a) | 27 | $11.7M | 6.0% | 18 | +9 |
| 4 | Small Business Bank | 7(a) | 20 | $5.1M | 4.4% | 20 | 0 |
| 5 | Equity Bank | 7(a) | 16 | $7.9M | 3.5% | 25 | -9 |
| 6 | Commerce Bank | 7(a) | 16 | $4.0M | 3.5% | 12 | +4 |
| 7 | The Huntington National Bank | 7(a) | 16 | $2.8M | 3.5% | 10 | +6 |
| 8 | BayFirst National Bank | 7(a) | 13 | $1.9M | 2.9% | 4 | +9 |
| 9 | Live Oak Banking Company | 7(a) | 12 | $21.2M | 2.7% | 2 | +10 |
| 10 | Heartland Business Capital, Inc. | 504 | 10 | $9.3M | 2.2% | 8 | +2 |
| 11 | Community National Bank & Trust | 7(a) | 10 | $3.1M | 2.2% | 14 | -4 |
| 12 | Rural Missouri, Inc. | 504 | 9 | $9.2M | 2.0% | 18 | -9 |
| 13 | Kendall Bank | 7(a) | 9 | $6.9M | 2.0% | 9 | 0 |
| 14 | Wells Fargo Bank National Association | 7(a) | 8 | $5.1M | 1.8% | 7 | +1 |
| 15 | UMB Bank, National Association | 7(a) | 8 | $5.0M | 1.8% | 6 | +2 |
| 16 | Frontier Financial Partners, Inc. | 504 | 7 | $8.9M | 1.6% | 10 | -3 |
| 17 | Sunflower Bank National Association | 7(a) | 7 | $3.7M | 1.6% | 3 | +4 |
| 18 | Dream First Bank National Association | 7(a) | 7 | $3.0M | 1.6% | 15 | -8 |
| 19 | First National Bank of Omaha | 7(a) | 7 | $2.4M | 1.6% | 11 | -4 |
| 20 | Farmers Bank and Trust | 7(a) | 7 | $773K | 1.6% | 10 | -3 |
| 21 | Fidelity Bank, National Association | 7(a) | 6 | $7.8M | 1.3% | 5 | +1 |
| 22 | Readycap Lending, LLC | 7(a) | 6 | $4.0M | 1.3% | 3 | +3 |
| 23 | Carson Bank | 7(a) | 6 | $887K | 1.3% | 3 | +3 |
| 24 | Northeast Bank | 7(a) | 6 | $540K | 1.3% | 0 | new |
| 25 | First Bank of the Lake | 7(a) | 5 | $7.9M | 1.1% | 1 | +4 |
| 26 | Happen Bank | 7(a) | 5 | $7.8M | 1.1% | 0 | new |
| 27 | KCB Bank | 7(a) | 5 | $4.0M | 1.1% | 9 | -4 |
| 28 | Bank Five Nine | 7(a) | 5 | $3.0M | 1.1% | 1 | +4 |
| 29 | CIBC Bank USA | 7(a) | 5 | $2.7M | 1.1% | 0 | new |
| 30 | Bank of America, National Association | 7(a) | 5 | $1.9M | 1.1% | 2 | +3 |
| 31 | The Lyon County State Bank | 7(a) | 5 | $1.5M | 1.1% | 1 | +4 |
| 32 | INTRUST Bank National Association | 7(a) | 5 | $1.1M | 1.1% | 17 | -12 |
| 33 | Celtic Bank Corporation | 7(a) | 4 | $3.1M | 0.9% | 8 | -4 |
| 34 | Wakarusa Valley Development, Inc. | 504 | 4 | $2.2M | 0.9% | 10 | -6 |
| 35 | OakStar Bank | 7(a) | 4 | $1.6M | 0.9% | 2 | +2 |
| 36 | United Midwest Savings Bank National Association | 7(a) | 4 | $600K | 0.9% | 5 | -1 |
| 37 | Outdoor Bank | 7(a) | 4 | $559K | 0.9% | 5 | -1 |
| 38 | Silver Lake Bank | 7(a) | 4 | $541K | 0.9% | 3 | +1 |
| 39 | Newtek Bank, National Association | 7(a) | 3 | $4.1M | 0.7% | 0 | new |
| 40 | Landmark National Bank | 7(a) | 3 | $2.8M | 0.7% | 6 | -3 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2022 | Change |
|---|---|---|---|---|---|---|
| 1 | Johnson County | 169 | $89.3M | 37.5% | 149 | +20 |
| 2 | Sedgwick County | 86 | $54.8M | 19.1% | 76 | +10 |
| 3 | Ellis County | 22 | $3.5M | 4.9% | 19 | +3 |
| 4 | Wyandotte County | 22 | $19.6M | 4.9% | 19 | +3 |
| 5 | Douglas County | 17 | $5.1M | 3.8% | 14 | +3 |
| 6 | Butler County | 16 | $4.0M | 3.5% | 11 | +5 |
| 7 | Finney County | 9 | $7.9M | 2.0% | 12 | -3 |
| 8 | Leavenworth County | 9 | $5.4M | 2.0% | 12 | -3 |
| 9 | Shawnee County | 8 | $3.7M | 1.8% | 21 | -13 |
| 10 | Riley County | 7 | $610K | 1.6% | 12 | -5 |
| 11 | Barton County | 7 | $2.0M | 1.6% | 5 | +2 |
| 12 | Miami County | 7 | $4.1M | 1.6% | 5 | +2 |
| 13 | Lyon County | 5 | $1.5M | 1.1% | 3 | +2 |
| 14 | Pawnee County | 4 | $447K | 0.9% | 2 | +2 |
| 15 | Crawford County | 3 | $1.8M | 0.7% | 5 | -2 |
| 16 | Pottawatomie County | 3 | $5.3M | 0.7% | 0 | new |
| 17 | Jefferson County | 3 | $1.1M | 0.7% | 6 | -3 |
| 18 | Dickinson County | 3 | $4.2M | 0.7% | 1 | +2 |
| 19 | Cowley County | 3 | $120K | 0.7% | 3 | 0 |
| 20 | Allen County | 3 | $570K | 0.7% | 2 | +1 |
| 21 | Ford County | 2 | — | 0.4% | 2 | 0 |
| 22 | Reno County | 2 | — | 0.4% | 0 | new |
| 23 | Cherokee County | 2 | — | 0.4% | 0 | new |
| 24 | Geary County | 2 | — | 0.4% | 5 | -3 |
| 25 | Labette County | 2 | — | 0.4% | 1 | +1 |
| 26 | Kingman County | 2 | — | 0.4% | 0 | new |
| 27 | Mitchell County | 2 | — | 0.4% | 0 | new |
| 28 | Edwards County | 2 | — | 0.4% | 1 | +1 |
| 29 | Harper County | 2 | — | 0.4% | 1 | +1 |
| 30 | Harvey County | 1 | — | 0.2% | 1 | 0 |
| 31 | Gove County | 1 | — | 0.2% | 0 | new |
| 32 | Trego County | 1 | — | 0.2% | 0 | new |
| 33 | Bourbon County | 1 | — | 0.2% | 4 | -3 |
| 34 | Osage County | 1 | — | 0.2% | 0 | new |
| 35 | Greenwood County | 1 | — | 0.2% | 3 | -2 |
| 36 | Norton County | 1 | — | 0.2% | 4 | -3 |
| 37 | Saline County | 1 | — | 0.2% | 2 | -1 |
| 38 | Gray County | 1 | — | 0.2% | 2 | -1 |
| 39 | Franklin County | 1 | — | 0.2% | 1 | 0 |
| 40 | Stevens County | 1 | — | 0.2% | 2 | -1 |
The 40 counties with the most approvals; every county is on the Kansas page.
FY2023 against FY2022
| Kansas | FY2023 | FY2022 |
|---|---|---|
| 7(a) approvals | 418 | 394 |
| 7(a) dollars | $205M | $167M |
| Median 7(a) approval | $197K | $183K |
| 504 approvals | 33 | 52 |
| 504 dollars | $33.4M | $38.9M |
| Jobs supported, as reported | 5,990 | 4,819 |
Questions and answers
Which lenders made the most SBA loans in Kansas in FY2023?
Bank of Hays (33), U.S. Bank, National Association (28), Emprise Bank (27), Small Business Bank (20), Equity Bank (16). 98 lenders had at least one approval.
How many SBA loans were approved in Kansas in FY2023?
451: 418 under 7(a) worth $205M and 33 under 504 worth $33.4M.
Which Kansas counties had the most SBA approvals in FY2023?
Johnson County (169), Sedgwick County (86), Ellis County (22), Wyandotte County (22), Douglas County (17).
When does FY2023 start and end?
The federal fiscal year 2023 runs from 1 October 2022 to 30 September 2023.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error