FY2026 to date1 Oct 2025 – 30 Jun 2026
SBA loans in Kansas, FY2026
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 293 loans in Kansas: 269 under 7(a) and 24 under 504, worth $189M.
The fiscal year is still open, so these counts will grow with each quarterly release.
Kansas accounted for 0.6% of the 45,283 approvals nationwide that year. 74 lenders had at least one approval in the state; Emprise Bank had the most, 33.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Kansas businesses in FY2026, of 74 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Emprise Bank | 7(a) | 33 | $15.9M | 11.3% | 29 | — |
| 2 | OakStar Bank | 7(a) | 22 | $36.3M | 7.5% | 16 | — |
| 3 | Newtek Bank, National Association | 7(a) | 17 | $2.4M | 5.8% | 19 | — |
| 4 | U.S. Bank, National Association | 7(a) | 15 | $2.2M | 5.1% | 25 | — |
| 5 | Live Oak Banking Company | 7(a) | 11 | $13.8M | 3.8% | 15 | — |
| 6 | Rural Missouri, Inc. | 504 | 10 | $10.7M | 3.4% | 7 | — |
| 7 | INTRUST Bank National Association | 7(a) | 10 | $8.3M | 3.4% | 14 | — |
| 8 | Community National Bank & Trust | 7(a) | 10 | $3.8M | 3.4% | 4 | — |
| 9 | Northeast Bank | 7(a) | 10 | $1.9M | 3.4% | 47 | — |
| 10 | The Huntington National Bank | 7(a) | 9 | $6.6M | 3.1% | 29 | — |
| 11 | Celtic Bank Corporation | 7(a) | 9 | $3.6M | 3.1% | 9 | — |
| 12 | Readycap Lending, LLC | 7(a) | 7 | $920K | 2.4% | 18 | — |
| 13 | Bank of Hays | 7(a) | 7 | $865K | 2.4% | 7 | — |
| 14 | CommunityAmerica Federal Credit Union | 7(a) | 6 | $3.3M | 2.0% | 10 | — |
| 15 | The Bank of Missouri | 7(a) | 6 | $1.0M | 2.0% | 0 | — |
| 16 | Frontier Financial Partners, Inc. | 504 | 5 | $8.4M | 1.7% | 3 | — |
| 17 | Lendistry SBLC, LLC | 7(a) | 5 | $1.4M | 1.7% | 8 | — |
| 18 | Harvest Small Business Finance, LLC | 7(a) | 4 | $1.8M | 1.4% | 2 | — |
| 19 | Wakarusa Valley Development, Inc. | 504 | 4 | $1.1M | 1.4% | 7 | — |
| 20 | CenTrust Bank, A Division of SmartBiz Bank National Association | 7(a) | 4 | $675K | 1.4% | 4 | — |
| 21 | Commerce Bank | 7(a) | 4 | $465K | 1.4% | 16 | — |
| 22 | Enterprise Bank & Trust | 7(a) | 3 | $7.3M | 1.0% | 3 | — |
| 23 | Bank of Hope | 7(a) | 3 | $7.2M | 1.0% | 0 | — |
| 24 | First Bank of the Lake | 7(a) | 3 | $6.0M | 1.0% | 8 | — |
| 25 | Heartland Business Capital, Inc. | 504 | 3 | $3.8M | 1.0% | 3 | — |
| 26 | US Metro Bank | 7(a) | 3 | $2.1M | 1.0% | 1 | — |
| 27 | Wells Fargo Bank National Association | 7(a) | 3 | $1.4M | 1.0% | 3 | — |
| 28 | United Midwest Savings Bank National Association | 7(a) | 3 | $785K | 1.0% | 9 | — |
| 29 | Peoples Bank and Trust Company | 7(a) | 3 | $475K | 1.0% | 3 | — |
| 30 | Farmers and Merchants Bank of Mound City, Kansas | 7(a) | 3 | $230K | 1.0% | 0 | — |
| 31 | Shoreham Bank | 7(a) | 2 | — | 0.7% | 0 | — |
| 32 | Academy Bank National Association | 7(a) | 2 | — | 0.7% | 3 | — |
| 33 | Port 51 Lending LLC | 7(a) | 2 | — | 0.7% | 0 | — |
| 34 | Dream First Bank National Association | 7(a) | 2 | — | 0.7% | 6 | — |
| 35 | Elevate Bank National Association | 7(a) | 2 | — | 0.7% | 1 | — |
| 36 | South Central Kansas Economic Development District, Inc. | 504 | 2 | — | 0.7% | 4 | — |
| 37 | Equity Bank | 7(a) | 2 | — | 0.7% | 9 | — |
| 38 | Kendall Bank | 7(a) | 2 | — | 0.7% | 1 | — |
| 39 | Silver Lake Bank | 7(a) | 2 | — | 0.7% | 4 | — |
| 40 | United Community Bank | 7(a) | 2 | — | 0.7% | 0 | — |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|
| 1 | Johnson County | 104 | $77.0M | 35.5% | 185 | — |
| 2 | Sedgwick County | 63 | $47.5M | 21.5% | 95 | — |
| 3 | Wyandotte County | 11 | $10.8M | 3.8% | 24 | — |
| 4 | Butler County | 10 | $5.5M | 3.4% | 15 | — |
| 5 | Leavenworth County | 10 | $5.6M | 3.4% | 11 | — |
| 6 | Shawnee County | 8 | $3.0M | 2.7% | 28 | — |
| 7 | Douglas County | 8 | $3.6M | 2.7% | 22 | — |
| 8 | Lyon County | 8 | $600K | 2.7% | 2 | — |
| 9 | Miami County | 6 | $1.1M | 2.0% | 5 | — |
| 10 | Reno County | 4 | $4.7M | 1.4% | 4 | — |
| 11 | Franklin County | 4 | $3.9M | 1.4% | 1 | — |
| 12 | Crawford County | 3 | $600K | 1.0% | 1 | — |
| 13 | Ellis County | 3 | $2.8M | 1.0% | 8 | — |
| 14 | Riley County | 3 | $1.4M | 1.0% | 8 | — |
| 15 | McPherson County | 3 | $575K | 1.0% | 6 | — |
| 16 | Kingman County | 3 | $154K | 1.0% | 3 | — |
| 17 | Ford County | 2 | — | 0.7% | 1 | — |
| 18 | Pottawatomie County | 2 | — | 0.7% | 1 | — |
| 19 | Nemaha County | 2 | — | 0.7% | 3 | — |
| 20 | Geary County | 2 | — | 0.7% | 5 | — |
| 21 | Norton County | 2 | — | 0.7% | 3 | — |
| 22 | Labette County | 2 | — | 0.7% | 1 | — |
| 23 | Dickinson County | 2 | — | 0.7% | 1 | — |
| 24 | Logan County | 2 | — | 0.7% | 2 | — |
| 25 | Grant County | 2 | — | 0.7% | 0 | — |
| 26 | Linn County | 2 | — | 0.7% | 0 | — |
| 27 | Marshall County | 2 | — | 0.7% | 2 | — |
| 28 | Chautauqua County | 2 | — | 0.7% | 0 | — |
| 29 | Harvey County | 1 | — | 0.3% | 1 | — |
| 30 | Clay County | 1 | — | 0.3% | 1 | — |
| 31 | Trego County | 1 | — | 0.3% | 0 | — |
| 32 | Barton County | 1 | — | 0.3% | 11 | — |
| 33 | Finney County | 1 | — | 0.3% | 5 | — |
| 34 | Saline County | 1 | — | 0.3% | 6 | — |
| 35 | Hodgeman County | 1 | — | 0.3% | 0 | — |
| 36 | Russell County | 1 | — | 0.3% | 3 | — |
| 37 | Pratt County | 1 | — | 0.3% | 0 | — |
| 38 | Sumner County | 1 | — | 0.3% | 3 | — |
| 39 | Neosho County | 1 | — | 0.3% | 1 | — |
| 40 | Jackson County | 1 | — | 0.3% | 1 | — |
The 40 counties with the most approvals; every county is on the Kansas page.
FY2026 against FY2025
| Kansas | FY2026 to date | FY2025 |
|---|---|---|
| 7(a) approvals | 269 | 496 |
| 7(a) dollars | $164M | $244M |
| Median 7(a) approval | $250K | $240K |
| 504 approvals | 24 | 24 |
| 504 dollars | $25.0M | $24.6M |
| Jobs supported, as reported | 3,089 | 5,804 |
Questions and answers
Which lenders made the most SBA loans in Kansas in FY2026?
Emprise Bank (33), OakStar Bank (22), Newtek Bank, National Association (17), U.S. Bank, National Association (15), Live Oak Banking Company (11). 74 lenders had at least one approval.
How many SBA loans were approved in Kansas in FY2026?
293 to 30 Jun 2026: 269 under 7(a) worth $164M and 24 under 504 worth $25.0M.
Which Kansas counties had the most SBA approvals in FY2026?
Johnson County (104), Sedgwick County (63), Wyandotte County (11), Butler County (10), Leavenworth County (10).
When does FY2026 start and end?
The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error