FY20211 Oct 2020 – 30 Sep 2021
SBA loans in Kansas, FY2021
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2021 (1 October 2020 to 30 September 2021) SBA approved 534 loans in Kansas: 465 under 7(a) and 69 under 504, worth $318M.
That is up 19% on FY2020, when there were 449 approvals worth $217M.
Kansas accounted for 0.9% of the 61,532 approvals nationwide that year. 121 lenders had at least one approval in the state; Bank of Hays had the most, 29.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Kansas businesses in FY2021, of 121 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2020 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Bank of Hays | 7(a) | 29 | $5.4M | 5.4% | 22 | +7 |
| 2 | Rural Missouri, Inc. | 504 | 21 | $15.7M | 3.9% | 9 | +12 |
| 3 | Dream First Bank National Association | 7(a) | 20 | $14.9M | 3.7% | 10 | +10 |
| 4 | U.S. Bank, National Association | 7(a) | 20 | $2.5M | 3.7% | 15 | +5 |
| 5 | Emprise Bank | 7(a) | 18 | $13.5M | 3.4% | 22 | -4 |
| 6 | Heartland Business Capital, Inc. | 504 | 18 | $12.0M | 3.4% | 11 | +7 |
| 7 | Equity Bank | 7(a) | 15 | $7.6M | 2.8% | 3 | +12 |
| 8 | Farmers Bank and Trust | 7(a) | 15 | $4.2M | 2.8% | 5 | +10 |
| 9 | Kendall Bank | 7(a) | 14 | $18.7M | 2.6% | 0 | new |
| 10 | Wakarusa Valley Development, Inc. | 504 | 14 | $10.7M | 2.6% | 14 | 0 |
| 11 | First National Bank of Omaha | 7(a) | 14 | $4.9M | 2.6% | 11 | +3 |
| 12 | UMB Bank, National Association | 7(a) | 13 | $8.5M | 2.4% | 12 | +1 |
| 13 | Frontier Financial Partners, Inc. | 504 | 13 | $8.0M | 2.4% | 7 | +6 |
| 14 | KCB Bank | 7(a) | 13 | $5.8M | 2.4% | 3 | +10 |
| 15 | Busey Bank | 7(a) | 10 | $12.5M | 1.9% | 5 | +5 |
| 16 | INTRUST Bank National Association | 7(a) | 10 | $4.2M | 1.9% | 9 | +1 |
| 17 | Southern Bank | 7(a) | 9 | $8.4M | 1.7% | 6 | +3 |
| 18 | Wells Fargo Bank National Association | 7(a) | 9 | $7.3M | 1.7% | 5 | +4 |
| 19 | OakStar Bank | 7(a) | 8 | $7.1M | 1.5% | 5 | +3 |
| 20 | FNB Bank | 7(a) | 8 | $3.2M | 1.5% | 1 | +7 |
| 21 | RCB Bank | 7(a) | 8 | $1.9M | 1.5% | 1 | +7 |
| 22 | Silver Lake Bank | 7(a) | 8 | $1.2M | 1.5% | 9 | -1 |
| 23 | Community Banks of Colorado, A Division of NBH Bank | 7(a) | 7 | $5.1M | 1.3% | 6 | +1 |
| 24 | United Midwest Savings Bank National Association | 7(a) | 7 | $3.6M | 1.3% | 7 | 0 |
| 25 | Commerce Bank | 7(a) | 7 | $2.1M | 1.3% | 7 | 0 |
| 26 | Capitol Federal Savings Bank | 7(a) | 7 | $1.5M | 1.3% | 8 | -1 |
| 27 | Small Business Bank | 7(a) | 7 | $1.2M | 1.3% | 21 | -14 |
| 28 | Landmark National Bank | 7(a) | 6 | $4.6M | 1.1% | 19 | -13 |
| 29 | The Lyon County State Bank | 7(a) | 6 | $2.6M | 1.1% | 8 | -2 |
| 30 | The Huntington National Bank | 7(a) | 6 | $1.9M | 1.1% | 1 | +5 |
| 31 | Community First National Bank | 7(a) | 6 | $556K | 1.1% | 5 | +1 |
| 32 | Live Oak Banking Company | 7(a) | 5 | $9.3M | 0.9% | 3 | +2 |
| 33 | Sunflower Bank National Association | 7(a) | 5 | $7.4M | 0.9% | 13 | -8 |
| 34 | BMO Bank National Association | 7(a) | 5 | $3.8M | 0.9% | 3 | +2 |
| 35 | Core Bank | 7(a) | 5 | $3.7M | 0.9% | 7 | -2 |
| 36 | Readycap Lending, LLC | 7(a) | 4 | $4.8M | 0.7% | 1 | +3 |
| 37 | Newtek Small Business Finance, Inc. | 7(a) | 4 | $4.2M | 0.7% | 2 | +2 |
| 38 | The First National Bank of Hutchinson | 7(a) | 4 | $2.0M | 0.7% | 1 | +3 |
| 39 | Outdoor Bank | 7(a) | 4 | $985K | 0.7% | 6 | -2 |
| 40 | Arvest Bank | 7(a) | 4 | $899K | 0.7% | 4 | 0 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2020 | Change |
|---|---|---|---|---|---|---|
| 1 | Johnson County | 167 | $104M | 31.3% | 154 | +13 |
| 2 | Sedgwick County | 86 | $52.8M | 16.1% | 76 | +10 |
| 3 | Ellis County | 32 | $9.5M | 6.0% | 19 | +13 |
| 4 | Wyandotte County | 22 | $19.0M | 4.1% | 18 | +4 |
| 5 | Shawnee County | 21 | $12.7M | 3.9% | 23 | -2 |
| 6 | Douglas County | 21 | $14.7M | 3.9% | 19 | +2 |
| 7 | Finney County | 17 | $9.8M | 3.2% | 8 | +9 |
| 8 | Leavenworth County | 12 | $8.3M | 2.2% | 10 | +2 |
| 9 | Riley County | 10 | $3.0M | 1.9% | 13 | -3 |
| 10 | Franklin County | 9 | $4.6M | 1.7% | 5 | +4 |
| 11 | Reno County | 8 | $10.9M | 1.5% | 1 | +7 |
| 12 | Butler County | 8 | $2.5M | 1.5% | 7 | +1 |
| 13 | Barton County | 7 | $651K | 1.3% | 4 | +3 |
| 14 | Miami County | 6 | $4.9M | 1.1% | 2 | +4 |
| 15 | Lyon County | 6 | $3.0M | 1.1% | 11 | -5 |
| 16 | Ford County | 5 | $5.3M | 0.9% | 0 | new |
| 17 | Montgomery County | 4 | $3.5M | 0.7% | 3 | +1 |
| 18 | Grant County | 4 | $2.7M | 0.7% | 2 | +2 |
| 19 | Pottawatomie County | 3 | $920K | 0.6% | 2 | +1 |
| 20 | Geary County | 3 | $1.3M | 0.6% | 0 | new |
| 21 | Saline County | 3 | $2.1M | 0.6% | 1 | +2 |
| 22 | Russell County | 3 | $1.3M | 0.6% | 0 | new |
| 23 | McPherson County | 3 | $563K | 0.6% | 4 | -1 |
| 24 | Pawnee County | 3 | $776K | 0.6% | 1 | +2 |
| 25 | Cheyenne County | 3 | $840K | 0.6% | 0 | new |
| 26 | Rush County | 3 | $603K | 0.6% | 0 | new |
| 27 | Ness County | 3 | $3.1M | 0.6% | 0 | new |
| 28 | Crawford County | 2 | — | 0.4% | 5 | -3 |
| 29 | Harvey County | 2 | — | 0.4% | 2 | 0 |
| 30 | Nemaha County | 2 | — | 0.4% | 0 | new |
| 31 | Kearny County | 2 | — | 0.4% | 3 | -1 |
| 32 | Graham County | 2 | — | 0.4% | 1 | +1 |
| 33 | Labette County | 2 | — | 0.4% | 2 | 0 |
| 34 | Stevens County | 2 | — | 0.4% | 1 | +1 |
| 35 | Dickinson County | 2 | — | 0.4% | 2 | 0 |
| 36 | Cowley County | 2 | — | 0.4% | 3 | -1 |
| 37 | Jackson County | 2 | — | 0.4% | 0 | new |
| 38 | Edwards County | 2 | — | 0.4% | 2 | 0 |
| 39 | Rawlins County | 2 | — | 0.4% | 0 | new |
| 40 | Stanton County | 2 | — | 0.4% | 0 | new |
The 40 counties with the most approvals; every county is on the Kansas page.
FY2021 against FY2020
| Kansas | FY2021 | FY2020 |
|---|---|---|
| 7(a) approvals | 465 | 402 |
| 7(a) dollars | $270M | $178M |
| Median 7(a) approval | $325K | $224K |
| 504 approvals | 69 | 47 |
| 504 dollars | $47.8M | $38.3M |
| Jobs supported, as reported | 6,434 | 5,285 |
Questions and answers
Which lenders made the most SBA loans in Kansas in FY2021?
Bank of Hays (29), Rural Missouri, Inc. (21), Dream First Bank National Association (20), U.S. Bank, National Association (20), Emprise Bank (18). 121 lenders had at least one approval.
How many SBA loans were approved in Kansas in FY2021?
534: 465 under 7(a) worth $270M and 69 under 504 worth $47.8M.
Which Kansas counties had the most SBA approvals in FY2021?
Johnson County (167), Sedgwick County (86), Ellis County (32), Wyandotte County (22), Shawnee County (21).
When does FY2021 start and end?
The federal fiscal year 2021 runs from 1 October 2020 to 30 September 2021.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error