SBA Ledger

States › California › FY2019

FY20191 Oct 2018 – 30 Sep 2019

SBA loans in California, FY2019

That fiscal year's approvals by lender and by county.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

In FY2019 (1 October 2018 to 30 September 2019) SBA approved 7,531 loans in California: 6,303 under 7(a) and 1,228 under 504, worth $4.67bn.

That is down 10% on FY2018, when there were 8,407 approvals worth $5.23bn.

California accounted for 13.0% of the 58,006 approvals nationwide that year. 191 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 876.

7,531approvalsFY2018: 8,407
$4.67bndollars approvedFY2018: $5.23bn
$250Kmedian 7(a) approvalFY2018: $250K
191lenders with an approval
77,652jobs supported, as reported

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Approvals by lender

The 40 lenders with the most approvals to California businesses in FY2019, of 191 active.

#LenderProgramApprovalsDollarsShare of stateFY2018Change
1U.S. Bank, National Association7(a)876$278M11.6%732+144
2Wells Fargo Bank National Association7(a)615$160M8.2%870-255
3JPMorgan Chase Bank, National Association7(a)412$97.4M5.5%543-131
4Bank of Hope7(a)275$108M3.7%291-16
5BayFirst National Bank7(a)259$58.8M3.4%172+87
6Mortgage Capital Development Corporation504230$255M3.1%207+23
7CDC Small Business Finance Corp.504229$216M3.0%218+11
8Business Finance Capital504177$191M2.4%121+56
9CDC Small Business Finance Corp.7(a)175$27.2M2.3%186-11
10California Statewide Certified Development Corporation504162$150M2.2%131+31
11BMO Bank National Association7(a)149$94.1M2.0%183-34
12Enterprise Bank & Trust7(a)145$170M1.9%198-53
13Celtic Bank Corporation7(a)137$96.0M1.8%208-71
14Columbia Bank7(a)125$109M1.7%142-17
15Live Oak Banking Company7(a)105$172M1.4%107-2
16Newtek Small Business Finance, Inc.7(a)102$78.8M1.4%65+37
17Commonwealth Business Bank7(a)101$78.4M1.3%99+2
18Five Star Bank7(a)99$23.2M1.3%58+41
19Stearns Bank National Association7(a)94$36.9M1.2%95-1
20East West Bank7(a)93$55.5M1.2%126-33
21Hanmi Bank7(a)89$49.5M1.2%82+7
22United Business Bank7(a)86$71.5M1.1%121-35
23Fifth Third Bank7(a)80$17.3M1.1%75+5
24Zions Bank, A Division of7(a)79$31.4M1.0%86-7
25PCB Bank7(a)76$67.4M1.0%62+14
26Capital Access Group, Inc.50471$62.1M0.9%61+10
27Independence Bank7(a)70$10.0M0.9%700
28Harvest Small Business Finance, LLC7(a)67$76.1M0.9%111-44
29Bay Area Employment Development Company50466$64.4M0.9%71-5
30Bank of America, National Association7(a)66$35.5M0.9%52+14
31Banner Bank7(a)63$19.7M0.8%76-13
32Southland Economic Development Corporation50462$45.3M0.8%58+4
33Plumas Bank7(a)62$28.2M0.8%80-18
34Cen Cal Business Finance Group50461$42.0M0.8%65-4
35Northeast Bank7(a)58$9.8M0.8%74-16
36Open Bank7(a)56$75.8M0.7%90-34
37West Coast Community Bank7(a)54$32.7M0.7%52+2
38AMPAC Tri-State CDC, Inc.50453$57.5M0.7%39+14
39Centerstone SBA Lending, Inc.7(a)51$67.6M0.7%58-7
40Main Street Launch7(a)48$8.2M0.6%55-7

Approvals by county

#CountyApprovalsDollarsShare of stateFY2018Change
1Los Angeles County2,159$1.36bn28.7%2,397-238
2Orange County873$524M11.6%919-46
3San Diego County725$368M9.6%786-61
4Riverside County448$280M5.9%518-70
5San Bernardino County400$276M5.3%449-49
6Alameda County319$197M4.2%337-18
7Sacramento County277$171M3.7%353-76
8Santa Clara County267$186M3.5%310-43
9San Francisco County163$110M2.2%179-16
10Contra Costa County161$86.8M2.1%205-44
11Ventura County153$88.7M2.0%180-27
12Fresno County141$114M1.9%173-32
13Kern County123$77.7M1.6%116+7
14Placer County119$61.0M1.6%152-33
15Sonoma County117$75.8M1.6%113+4
16San Mateo County100$59.8M1.3%128-28
17San Joaquin County85$87.3M1.1%118-33
18San Luis Obispo County73$52.3M1.0%72+1
19Monterey County71$58.2M0.9%69+2
20Santa Barbara County64$39.1M0.8%78-14
21Stanislaus County62$47.2M0.8%76-14
22Santa Cruz County59$34.1M0.8%62-3
23Solano County57$29.5M0.8%54+3
24El Dorado County56$30.4M0.7%41+15
25Marin County51$32.4M0.7%61-10
26Shasta County49$23.2M0.7%58-9
27Tulare County43$20.9M0.6%49-6
28Napa County42$19.9M0.6%36+6
29Yolo County32$17.1M0.4%43-11
30Butte County32$14.7M0.4%41-9
31Nevada County31$13.0M0.4%17+14
32Imperial County25$17.4M0.3%250
33Merced County22$15.3M0.3%20+2
34Sutter County13$8.0M0.2%18-5
35Siskiyou County13$7.0M0.2%5+8
36Madera County12$9.6M0.2%19-7
37Mendocino County10$5.1M0.1%14-4
38Tehama County10$3.1M0.1%11-1
39Humboldt County9$3.3M0.1%20-11
40Yuba County7$7.5M0.1%8-1

The 40 counties with the most approvals; every county is on the California page.

FY2019 against FY2018

CaliforniaFY2019FY2018
7(a) approvals6,3037,282
7(a) dollars$3.48bn$4.04bn
Median 7(a) approval$250K$250K
504 approvals1,2281,125
504 dollars$1.20bn$1.20bn
Jobs supported, as reported77,65289,847

Questions and answers

Which lenders made the most SBA loans in California in FY2019?

U.S. Bank, National Association (876), Wells Fargo Bank National Association (615), JPMorgan Chase Bank, National Association (412), Bank of Hope (275), BayFirst National Bank (259). 191 lenders had at least one approval.

How many SBA loans were approved in California in FY2019?

7,531: 6,303 under 7(a) worth $3.48bn and 1,228 under 504 worth $1.20bn.

Which California counties had the most SBA approvals in FY2019?

Los Angeles County (2,159), Orange County (873), San Diego County (725), Riverside County (448), San Bernardino County (400).

When does FY2019 start and end?

The federal fiscal year 2019 runs from 1 October 2018 to 30 September 2019.

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error