SBA loans in California, FY2025

That fiscal year's approvals by lender and by county.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

In FY2025 (1 October 2024 to 30 September 2025) SBA approved 11,044 loans in California: 9,692 under 7(a) and 1,352 under 504, worth $6.60bn.

That is up 16% on FY2024, when there were 9,482 approvals worth $5.54bn.

California accounted for 13.0% of the 84,840 approvals nationwide that year. 218 lenders had at least one approval in the state; Northeast Bank had the most, 1,267.

11,044approvalsFY2024: 9,482

$6.60bndollars approvedFY2024: $5.54bn

$200Kmedian 7(a) approvalFY2024: $150K

218lenders with an approval

112,619jobs supported, as reported

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Approvals by lender

The 40 lenders with the most approvals to California businesses in FY2025, of 218 active.

#	Lender	Program	Approvals	Dollars	Share of state	FY2024	Change
1	Northeast Bank	7(a)	1,267	$230M	11.5%	374	+893
2	U.S. Bank, National Association	7(a)	1,045	$286M	9.5%	1,004	+41
3	Newtek Bank, National Association	7(a)	713	$296M	6.5%	582	+131
4	Lendistry SBLC, LLC	7(a)	552	$112M	5.0%	446	+106
5	Readycap Lending, LLC	7(a)	469	$162M	4.2%	562	-93
6	JPMorgan Chase Bank, National Association	7(a)	407	$140M	3.7%	551	-144
7	The Huntington National Bank	7(a)	399	$149M	3.6%	349	+50
8	Celtic Bank Corporation	7(a)	342	$147M	3.1%	195	+147
9	Mortgage Capital Development Corporation	504	333	$506M	3.0%	298	+35
10	Live Oak Banking Company	7(a)	326	$382M	3.0%	176	+150
11	Business Finance Capital	504	302	$384M	2.7%	266	+36
12	Wells Fargo Bank National Association	7(a)	302	$106M	2.7%	485	-183
13	BayFirst National Bank	7(a)	272	$35.7M	2.5%	493	-221
14	California Statewide Certified Development Corporation	504	264	$338M	2.4%	212	+52
15	Bank of America, National Association	7(a)	208	$105M	1.9%	279	-71
16	Zions Bank, A Division of	7(a)	195	$46.1M	1.8%	68	+127
17	Bank of Hope	7(a)	192	$105M	1.7%	143	+49
18	CDC Small Business Finance Corp.	7(a)	176	$32.5M	1.6%	158	+18
19	Harvest Small Business Finance, LLC	7(a)	132	$148M	1.2%	114	+18
20	AMPAC Tri-State CDC, Inc.	7(a)	130	$18.3M	1.2%	32	+98
21	East West Bank	7(a)	112	$72.1M	1.0%	76	+36
22	Columbia Bank	7(a)	91	$16.3M	0.8%	86	+5
23	City National Bank	7(a)	84	$98.5M	0.8%	67	+17
24	United Midwest Savings Bank National Association	7(a)	76	$35.9M	0.7%	56	+20
25	CalPrivate Bank	7(a)	75	$90.0M	0.7%	48	+27
26	First Bank of the Lake	7(a)	75	$33.4M	0.7%	105	-30
27	Banner Bank	7(a)	75	$23.2M	0.7%	81	-6
28	Port 51 Lending LLC	7(a)	68	$103M	0.6%	19	+49
29	PCB Bank	7(a)	68	$62.9M	0.6%	34	+34
30	Bay Area Employment Development Company	504	66	$79.7M	0.6%	50	+16
31	Byline Bank	7(a)	66	$68.3M	0.6%	31	+35
32	Open Bank	7(a)	64	$100M	0.6%	68	-4
33	CDC Small Business Finance Corp.	504	59	$71.3M	0.5%	55	+4
34	CenTrust Bank, A Division of SmartBiz Bank National Association	7(a)	57	$11.3M	0.5%	0	new
35	AMPAC Tri-State CDC, Inc.	504	56	$61.4M	0.5%	53	+3
36	Advantage Certified Development Corporation	504	55	$110M	0.5%	54	+1
37	Commonwealth Business Bank	7(a)	55	$63.0M	0.5%	59	-4
38	Capital Access Group, Inc.	504	55	$57.0M	0.5%	66	-11
39	US Metro Bank	7(a)	52	$102M	0.5%	30	+22
40	Southland Economic Development Corporation	504	52	$81.1M	0.5%	49	+3

Approvals by county

#	County	Approvals	Dollars	Share of state	FY2024	Change
1	Los Angeles County	3,266	$2.03bn	29.6%	2,843	+423
2	Orange County	1,185	$711M	10.7%	1,056	+129
3	San Diego County	1,124	$617M	10.2%	901	+223
4	Riverside County	607	$350M	5.5%	610	-3
5	San Bernardino County	602	$332M	5.5%	498	+104
6	Santa Clara County	430	$255M	3.9%	368	+62
7	Alameda County	413	$254M	3.7%	343	+70
8	Sacramento County	404	$215M	3.7%	379	+25
9	Contra Costa County	290	$125M	2.6%	243	+47
10	Ventura County	271	$151M	2.5%	238	+33
11	San Francisco County	218	$114M	2.0%	199	+19
12	Placer County	199	$119M	1.8%	119	+80
13	Fresno County	190	$131M	1.7%	143	+47
14	San Mateo County	172	$119M	1.6%	144	+28
15	Sonoma County	162	$87.2M	1.5%	115	+47
16	Kern County	159	$115M	1.4%	120	+39
17	San Joaquin County	144	$105M	1.3%	129	+15
18	Santa Barbara County	107	$73.4M	1.0%	93	+14
19	Stanislaus County	100	$61.7M	0.9%	101	-1
20	Marin County	86	$53.1M	0.8%	63	+23
21	San Luis Obispo County	85	$49.1M	0.8%	74	+11
22	Solano County	76	$28.4M	0.7%	71	+5
23	El Dorado County	72	$40.4M	0.7%	62	+10
24	Monterey County	68	$46.4M	0.6%	55	+13
25	Tulare County	63	$61.9M	0.6%	64	-1
26	Yolo County	58	$31.5M	0.5%	40	+18
27	Shasta County	52	$30.1M	0.5%	39	+13
28	Santa Cruz County	50	$34.7M	0.5%	29	+21
29	Napa County	47	$32.8M	0.4%	50	-3
30	Butte County	32	$22.0M	0.3%	34	-2
31	Merced County	26	$23.7M	0.2%	32	-6
32	Nevada County	25	$15.3M	0.2%	20	+5
33	Sutter County	25	$19.5M	0.2%	11	+14
34	Imperial County	24	$19.5M	0.2%	17	+7
35	Madera County	21	$19.5M	0.2%	15	+6
36	Yuba County	19	$8.2M	0.2%	12	+7
37	Humboldt County	18	$10.7M	0.2%	28	-10
38	Kings County	17	$9.3M	0.2%	15	+2
39	Mendocino County	16	$3.9M	0.1%	8	+8
40	Tehama County	16	$2.6M	0.1%	14	+2

The 40 counties with the most approvals; every county is on the California page.

FY2025 against FY2024

California	FY2025	FY2024
7(a) approvals	9,692	8,275
7(a) dollars	$4.81bn	$4.03bn
Median 7(a) approval	$200K	$150K
504 approvals	1,352	1,207
504 dollars	$1.79bn	$1.51bn
Jobs supported, as reported	112,619	100,246

Questions and answers

Which lenders made the most SBA loans in California in FY2025?

Northeast Bank (1,267), U.S. Bank, National Association (1,045), Newtek Bank, National Association (713), Lendistry SBLC, LLC (552), Readycap Lending, LLC (469). 218 lenders had at least one approval.

How many SBA loans were approved in California in FY2025?

11,044: 9,692 under 7(a) worth $4.81bn and 1,352 under 504 worth $1.79bn.

Which California counties had the most SBA approvals in FY2025?

Los Angeles County (3,266), Orange County (1,185), San Diego County (1,124), Riverside County (607), San Bernardino County (602).

When does FY2025 start and end?

The federal fiscal year 2025 runs from 1 October 2024 to 30 September 2025.

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error