States › California › FY2023
FY20231 Oct 2022 – 30 Sep 2023
SBA loans in California, FY2023
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2023 (1 October 2022 to 30 September 2023) SBA approved 7,290 loans in California: 6,106 under 7(a) and 1,184 under 504, worth $5.13bn.
That is up 10% on FY2022, when there were 6,645 approvals worth $5.84bn.
California accounted for 11.5% of the 63,286 approvals nationwide that year. 210 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 695.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to California businesses in FY2023, of 210 active.
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2022 | Change |
|---|---|---|---|---|---|---|
| 1 | Los Angeles County | 2,169 | $1.49bn | 29.8% | 1,824 | +345 |
| 2 | Orange County | 791 | $581M | 10.9% | 684 | +107 |
| 3 | San Diego County | 683 | $402M | 9.4% | 631 | +52 |
| 4 | Riverside County | 466 | $325M | 6.4% | 424 | +42 |
| 5 | San Bernardino County | 421 | $311M | 5.8% | 363 | +58 |
| 6 | Sacramento County | 288 | $208M | 4.0% | 275 | +13 |
| 7 | Alameda County | 268 | $215M | 3.7% | 274 | -6 |
| 8 | Santa Clara County | 263 | $229M | 3.6% | 240 | +23 |
| 9 | Contra Costa County | 182 | $109M | 2.5% | 152 | +30 |
| 10 | Ventura County | 161 | $102M | 2.2% | 164 | -3 |
| 11 | San Francisco County | 147 | $102M | 2.0% | 134 | +13 |
| 12 | Placer County | 130 | $66.6M | 1.8% | 115 | +15 |
| 13 | Fresno County | 125 | $105M | 1.7% | 122 | +3 |
| 14 | Sonoma County | 103 | $66.0M | 1.4% | 117 | -14 |
| 15 | Kern County | 100 | $77.6M | 1.4% | 103 | -3 |
| 16 | San Mateo County | 90 | $69.0M | 1.2% | 86 | +4 |
| 17 | Stanislaus County | 80 | $65.0M | 1.1% | 58 | +22 |
| 18 | San Joaquin County | 79 | $75.6M | 1.1% | 92 | -13 |
| 19 | San Luis Obispo County | 62 | $37.9M | 0.9% | 61 | +1 |
| 20 | Santa Barbara County | 60 | $40.8M | 0.8% | 55 | +5 |
| 21 | Solano County | 55 | $27.3M | 0.8% | 52 | +3 |
| 22 | Santa Cruz County | 48 | $27.6M | 0.7% | 52 | -4 |
| 23 | Marin County | 45 | $17.7M | 0.6% | 53 | -8 |
| 24 | El Dorado County | 44 | $39.2M | 0.6% | 54 | -10 |
| 25 | Tulare County | 40 | $38.3M | 0.5% | 34 | +6 |
| 26 | Monterey County | 38 | $27.1M | 0.5% | 45 | -7 |
| 27 | Shasta County | 36 | $30.3M | 0.5% | 42 | -6 |
| 28 | Napa County | 35 | $19.1M | 0.5% | 50 | -15 |
| 29 | Yolo County | 33 | $20.5M | 0.5% | 28 | +5 |
| 30 | Humboldt County | 30 | $21.0M | 0.4% | 11 | +19 |
| 31 | Butte County | 28 | $16.9M | 0.4% | 37 | -9 |
| 32 | Merced County | 25 | $20.8M | 0.3% | 22 | +3 |
| 33 | Nevada County | 22 | $13.0M | 0.3% | 19 | +3 |
| 34 | Imperial County | 18 | $19.5M | 0.2% | 20 | -2 |
| 35 | Sutter County | 17 | $8.0M | 0.2% | 21 | -4 |
| 36 | Madera County | 17 | $30.5M | 0.2% | 16 | +1 |
| 37 | Mendocino County | 15 | $9.2M | 0.2% | 10 | +5 |
| 38 | Tuolumne County | 11 | $4.8M | 0.2% | 6 | +5 |
| 39 | Yuba County | 9 | $7.7M | 0.1% | 14 | -5 |
| 40 | Kings County | 9 | $11.7M | 0.1% | 7 | +2 |
The 40 counties with the most approvals; every county is on the California page.
FY2023 against FY2022
| California | FY2023 | FY2022 |
|---|---|---|
| 7(a) approvals | 6,106 | 4,909 |
| 7(a) dollars | $3.63bn | $3.61bn |
| Median 7(a) approval | $250K | $320K |
| 504 approvals | 1,184 | 1,736 |
| 504 dollars | $1.49bn | $2.23bn |
| Jobs supported, as reported | 83,517 | 76,035 |
Questions and answers
Which lenders made the most SBA loans in California in FY2023?
U.S. Bank, National Association (695), BayFirst National Bank (463), Wells Fargo Bank National Association (462), JPMorgan Chase Bank, National Association (338), Mortgage Capital Development Corporation (320). 210 lenders had at least one approval.
How many SBA loans were approved in California in FY2023?
7,290: 6,106 under 7(a) worth $3.63bn and 1,184 under 504 worth $1.49bn.
Which California counties had the most SBA approvals in FY2023?
Los Angeles County (2,169), Orange County (791), San Diego County (683), Riverside County (466), San Bernardino County (421).
When does FY2023 start and end?
The federal fiscal year 2023 runs from 1 October 2022 to 30 September 2023.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error